This co-branded credit card under a strategic partnership with Majlis Kebajikan Dan Anggota-Anggota Kerajaan Malaysia (MAKSAK) is open to Malaysian who work in the government sector only.
2,000 Welcome Happy Points with BSN G-Card Visa Credit Card
Some prefer getting cashback after spending, and some love collecting points with every spending. If you are like those in the second category, well you are the lucky one.
BSN G-Card Visa Credit Card is giving you free 2,000 Happy Points as a welcome gift.
All you need to do, as principal cardholders, is swipe 3 times within 30 days from your card approval date to receive the welcome reward points.
After that, for every RM1 you spent on retail spending, locally and overseas, you earn 1x Happy Point and 2x Happy Points respectively.
Collect enough points to redeem for gifts, merchandise, vouchers and many more, and have it delivered to your doorstep at no extra charges!
Zero annual fees for life
The best part of owning this Visa credit card from BSN is that you don't need to pay an annual fee every year for both principal and supplementary cards.
You are only required to pay the Sales and Services Tax of RM25 upon the card's anniversary date.
Low finance charges
Let's face it, sometimes, we forget to pay our credit card bills on time.
And usually, we will be slapped with a steep finance charge of 18% p.a. or 1.5% per month on the outstanding balance.
With BSN G-Card Visa Credit Card, you can save on the interest payment as it charges as low as 8.88% p.a. or 0.74% per month on the outstanding balance.
Complimentary travel and inconvenience benefits
Travelling for business or leisure?
Either way, you can have peace of mind knowing that you will be covered for up to RM100,000 with Travel Accident Protection Plan for free when you charge your full travel fares to your BSN G-Card Visa Credit Card.
That's not all. You will also be covered for inconvenience benefits due to any flight delay or missed connection, luggage delay or loss, subject to the terms and conditions.
This Takaful coverage is underwritten by Zurich Takaful.
Don't Worry Credit Shield
Here's another financial safety net for you and your family.
Get protected for up to RM100,000 with a credit shield protection plan that will pay off your outstanding principal credit card in the event of death or total permanent disability.
The premium is charged based on the outstanding balance of the month.
For every RM100 transaction you have made, RM0.30 will be charged for the premium.
However, if there is no spending happening for the month, no premium will be charged.
Plus, you can add on Don't Worry Bereavement for just RM6 every month.
This plan provides bereavement benefits of RM3,000 to help you reduce the cost of funeral expenses.
Credit facilities of BSN G-Card Visa Credit Card
Apart from the benefits and features mentioned above, BSN G-Card Visa Credit Card is also packed with these facilities:
- Credit Limit Increase
- Balance Transfer Programme
- BSN EasyCash Plan
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan
Am I eligible to apply for this credit card?
All government employees serving under any Ministry, Department, Statutory Body or Agency are eligible to apply for the BSN G-Card.
The minimum monthly income required is RM2,000 or RM24,000 annually.
To apply online, please prepare the following documents:
- A copy of your IC (both sides)
- Latest 1 month's payslip OR
- Employer Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)