Unlimited Rewards
It’s gold and classy, and it won’t cost you a thing! This Islamic credit card by Bank Simpanan Nasional Al Aiman also gives you free takaful travel coverage and other complimentary benefits.
Free Takaful Coverage with BSN Gold MasterCard Credit Card-i
Remember to charge your full travel fare to your BSN Gold MasterCard Credit Card-i to get free Takaful coverage of up to RM100,000.
You’ll also be covered for travel inconveniences of up to RM1,600.
Inconvenience benefits include coverage for lost luggage, luggage delays, flight misconnections and delays.
Annual Fee Waiver
There are no strings attached. With your BSN Gold MasterCard Credit Card-i, you won’t have to pay any annual fees for life.
This benefit is also extended to supplementary cards as well – you’ll save a ton each year if you were planning to get a few supplementary cards for the family!
BSN Happy Points that never expire
Every Ringgit that you spend locally gives you 1x Happy Point.
Meanwhile, you’ll earn double the points when you spend overseas with this BSN Islamic credit card!
Collect away and redeem the gifts that you want on the BSN Happy Rewards Redemption Catalogue.
0% Easy Payment Plan (EPP)
Bank Simpanan Nasional offers a great flexi instalment payment plan.
Shop at participating merchants and you can pay back what you owe in affordable monthly instalments with BSN’s Instalment-Pay.
All you need is a minimum purchase of RM500 in a single receipt. You’ll be given 6, 12 or 24 months to repay what you owe at a low one-time upfront fee of 3 to 5%.
BSN Gold MasterCard Credit Card-i 0% Balance Transfer
Looking for a balance transfer? BSN Gold MasterCard Credit Card-i offers zero interest for a 6-month balance transfer, with a small catch.
For example, a 12-month balance transfer plan offers a 0% rate for the first 6 months only, while the rates for the subsequent 12 months are 0.375% per month.
I'm interested in applying. What are the eligibility criteria and the documents needed to make an application?
Any Malaysian citizens aged a minimum of 21 years and earning a minimum annual income of RM36,000 are eligible to apply for a BSN Gold MasterCard Credit Card-i.
To make an application online, please prepare the following documents for easier processing.
Government Servant:
- A copy of your IC (both sides)
- Latest 1 month's payslip OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides)
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides)
- Latest 6 months' company bank statement
- Latest B Form with an official tax receipt for the last two years
- Copy of Form 9, 24, & 49 OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides)
- Latest 6 months commission statement/Annual commission statement OR
- EA Form/BE Form with an official tax receipt
