Unlimited Rewards
It’s gold and classy, and it won’t cost you a thing! This Islamic credit card by Bank Simpanan Nasional Al Aiman also gives you free takaful travel coverage and other complimentary benefits.
Free Takaful Coverage with BSN Gold MasterCard Credit Card-i
Remember to charge your full travel fare to your BSN Gold MasterCard Credit Card-i to get free Takaful coverage of up to RM100,000.
You’ll also be covered for travel inconveniences of up to RM1,600.
Inconvenience benefits include coverage for lost luggage, luggage delays, flight misconnections and delays.
Annual Fee Waiver
There are no strings attached. With your BSN Gold MasterCard Credit Card-i, you won’t have to pay any annual fees for life.
This benefit is also extended to supplementary cards as well – you’ll save a ton each year if you were planning to get a few supplementary cards for the family!
Rewards Points that never expire
Every Ringgit that you spent locally gives you 1 BSN Rewards Point.
Meanwhile, you’ll earn double the points when you spend overseas with this BSN Islamic credit card!
Collect away and redeem the gifts that you want on BSN Happy Rewards Redemption Catalogue.
0% Easy Payment Plan (EPP)
Bank Simpanan Nasional offers two great flexi instalment payment plans.
Shop at BSN participating merchants and you can pay back what you owe in monthly instalments with BSN’s EasyPay Plan.
All you need is a minimum purchase of RM500 in a single receipt. You’ll be given 3 to 36 months to repay what you owe at 0% interest!
In case you purchase something from a non-participating BSN merchant, you can still enjoy a zero interest rate with Instalment-Pay.
However, you’ll have to pay a one-time upfront fee of 3% to 5% depending on the duration of your instalment plan.
Complimentary BSN Zing PLUSMiles Card
Get a free BSN Zing PLUSMiles Card - a Touch 'n Go auto-reload card that is linked to your BSN Islamic credit card and enjoy awesome toll rebates and discounts, such as:
- 5% toll rebate for a monthly usage of RM100.00 and above at PLUS, ELITE, BKE and LINKEDUA highways
- Up to 30% discount at participating PLUSMiles merchant outlets
- Get 1 PLUSMiles Point for every RM1
- Earn BSN Happy Reward Points when you reload your BSN Zing PLUSMiles Card (RM1 = 1x Reward Point)
BSN Gold MasterCard Credit Card-i 0% Balance Transfer
Looking for a balance transfer? BSN Gold MasterCard Credit Card-i offers zero interest for 6 months balance transfer, with a small catch.
For example, a 12 months balance transfer plan offers a 0% rate for the first 6 months only, while the rates for the subsequent 12 months are 0.375% per month.
I'm interested to apply. What are the eligibility criteria and the documents needed to make an application?
Any Malaysian citizens aged a minimum of 21 years and earning a minimum annual income of RM36,000 are eligible to apply for BSN Gold MasterCard Credit Card-i.
To make an application online, please prepare the following documents for easier processing.
Government Servant:
- A copy of your IC (both sides)
- Latest 1 month's payslip OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides)
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides)
- Latest 6 months company's bank statement
- Latest B Form with official tax receipt for the latest two years
- Copy of Form 9, 24, & 49 OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides)
- Latest 6 months commission statement/Annual commission statement OR
- EA Form/BE Form with an official tax receipt
