ZERO Annual Fee!
BSN Gold Visa Credit Card-i: No Annual Fees, Ever!
You read it right the first time – No annual fee!
Not just when you sign up, but for the rest of your life with no additional conditions attached. So keep your BSN Gold Visa Credit Card-i in your back pocket at all times to yield benefits.
And we’re only just getting to the best part!
Rewards Points
Swipe like you mean it because every Ringgit that you spend on local transactions rewards you with 1x Happy Rewards points.
Spend abroad and you’ll get double the points! Accumulate these reward points to redeem some cool gifts.
BSN Happy Rewards Programme offers a wide range of gifts to claim, from gadgets, vouchers, home appliances, kids, travel, living style and more!
Low-Interest Rate
Most banks charge management fees of up to 18% p.a. on your outstanding balance.
With BSN Gold Visa Credit Card-i, you can enjoy lower rates ranging from 13.5% to 17.5% p.a. if you work in the private sector. If you're a government employee, you can enjoy even lower rates of 11%!
On the other hand, you can simply ignore these interest rates if you are able to settle your outstanding credit card balance each month in full.
Free Supplementary Cards
With its annual fee waiver, Bank Simpanan Nasional offers you up to a maximum of 5 free supplementary cards.
You can extend the cards to your spouse, children and other immediate family members who are 18 years old and above.
Free BSN Zing PLUSMiles Card
Get a free BSN Zing PLUSMiles Card - a Touch 'n Go auto-reload card that is linked to your BSN Islamic credit card and enjoy awesome toll rebates and discounts, such as:
- 5% toll rebate for a monthly usage of RM100.00 and above at PLUS, ELITE, BKE and LINKEDUA highways
- Up to 30% discount at participating PLUSMiles merchant outlets
- Get 1 PLUSMiles Point for every RM1
- Earn BSN Happy Reward Points when you reload your BSN Zing PLUSMiles Card (RM1 = 1x Reward Point)
Free Travel Insurance from BSN Gold Visa Credit Card-i
Charge all your travel and airfares to your BSN Gold Visa Credit Card-i to get free Takaful coverage of up to RM100,000.
It also comes with travel inconvenience benefits for loss of luggage, luggage delays, flight delays and missed connections for up to RM1,600.
What are the eligibility criteria and the required documents to make an application?
Any Malaysians aged a minimum of 21 years and earning at least RM36,000 annually are eligible to make a credit card application online.
For a smoother application process, please prepare the following documents.
Government Servant:
- A copy of your IC (both sides)
- Latest 1 month's payslip OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides)
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides)
- Latest 6 months company bank statement
- Latest B Form with an official tax receipt for the latest two years
- Copy of Form 9, 24, & 49 OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides)
- Latest 6 months' commission statement/Annual commission statement
- EA Form/BE Form with an official tax receipt
