Worldwide Discounts
Enjoy more from life with the Gold Visa, the credit card which gives you rewards wherever you shop. With Bank Simpanan Nasional’s free travel insurance, you’ll get complimentary coverage whenever you charge your full travel fares to your Gold Visa credit card.
Rewards Galore!
Earn Happy Reward Points whenever you charge your expenses to your BSN Gold Visa. For every Ringgit that you spend on local purchases, you’ll be rewarded with 1 point. Spend overseas, and this you’ll get 2 points for every RM 1. That’s double the rewards!
You can collect these points and redeem them for a wide array of exciting prizes listed on myBSN Happy Rewards points catalogue.
Low Interest Balance Transfer
It doesn’t matter if you’re looking to manage you credit balance with another bank or consolidate your debts for better credit management. Bank Simpanan Nasional offers 0% interest rates for balance transfer tenures of 12 and 24 months.
For tenures between 3 to 9 months, you’ll get interest rates of 0.3% instead.
Flexible Instalment Plans
Maybe you got a little excited over a purchase which you can’t afford immediately, but you don’t want to pay the regular credit card interest rates if you swipe for it. You can still get it with Easy Pay, a flexipay service offered by BSN.
With Easy Pay, you’ll be able to pay for your purchase in monthly instalments of either 6, 12 and 24 months. If you choose the shortest tenure of 6 months, you’ll only be charged 3% interest on your purchase; interest rates of 4% and 5% apply for the 12 and 24 month tenures respectively.
Free Travel Insurance
We mentioned free travel insurance! All you have to do is to pay for your travel fare in full with your Gold Visa card, and you’ll be entitled to complimentary coverage of up to RM500,000. You’ll also be reimbursed if for lost and delayed luggage, as well as delayed and missed flight connections.
No Annual Fee
We planned all along to save the best for last. Your BSN Gold Visa also comes with ZERO annual fee. That also means skipping the 6% GST attached to credit card annual fees - woohoo!
