BSN Platinum MasterCard Credit Card-i

The BSN Platinum Card-i offers everything you could possibly need in a new credit card, providing more benefits, more rewards, and more privileges.

BSN Platinum MasterCard Credit Card-iDouble The Reward Points
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Earn 1 Happy Rewards point for every RM1 when you swipe with this credit card and double the points when you swipe overseas, on dining, golf and travel. Exchange these points for gifts you can buy for your home, kitchen, kids, dining, and even sports.

BSN Happy Rewards Programme
2 points on every RM1on dining, golf, travel and overseas retail expenses.
1 point on every RM1on all local retail expenses


Get a complimentary BSN Zing PLUSMiles card that auto reloads RM100 from your BSN Credit Card Account whenever your balance falls below RM50. The Zing PLUSMiles Card also entitles you to toll rebates, merchant discounts, PLUSMiles points and many more exciting benefits!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000

Balance Transfer

Save more with a balance transfer! Low interest rates of 3.6% per annum and repayment terms up to 36 months. Maybe go interest free with 0% interest for 12 and 24 month tenures only applicable for the first half of your repayments.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0.3% p.a. and no one-time upfront handling feefrom RM500
6 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
9 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and no one-time upfront handling feefrom RM1,000
24 months0% p.a. and no one-time upfront handling feefrom RM1,000
36 months0.38% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

Swipe on your purchase and pay them in monthly instalments. BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail purchases with a one-time upfront interest rate from 3% to 5%. Shop at participating merchants and pay 0% interest for payment terms between 3 to 36 months with BSN EasyPay Plan.

BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about BSN EasyPay
BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 75%


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only


Easy Payment Plan
BSN EasyPay
Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit cards to BSN. Consolidate your credit card bills with a low interest flexible payment package.


Any credit card can give you more benefits, rewards, and privileges – but do all of those cards give them away for free? With BSN Platinum MasterCard Credit Card-i you get all these bundled in a Shariah compliant platinum credit card to help you save money!

No Annual Fees

Your annual credit card fee has been waived for life. This saves you almost RM200 each year in annual fees which you would otherwise pay for a platinum credit card. 

How about annual fees for a supplementary card? Also free! That’s another RM100 that you save, or quintuple that! – if you decide to get the maximum of 5 supplementary cards.

0% Balance Transfer

Bank Simpanan Nasional also offers special 0% interest on balance transfers with tenures of 1 or 2 years for half of your repayments. 

If you’ve accumulated too much credit debt on your credit cards with other banks, you can transfer these balances to your BSN Platinum Card-i and avoid paying credit card interest rates of 15 – 18% per annum.

Rewards Coming Your Way

Yes, rewards are a must have! Collect Happy Rewards Points when you swipe with your BSN Platinum Card-i. You’ll earn 1 reward point for every RM1 that you spend locally, which you can use to redeem exciting gifts and vouchers with BSN Happy Rewards.

But the rewards don’t stop there! Get more for your money and double the reward points when you spend on golf, dining and overseas shopping. That’s 2x reward points for every Ringgit you spend.

Interest Free Easy Payment Plan

Don’t forget that you can sign up for BSN EasyPay when you swipe for your purchase at participating merchants. This EPP service by Bank Simpanan Nasional gives you 0% interest and flexible repayment terms of 3 months or 36 months, to give you even more spending options!

Free Zing PLUSMiles Card

Sign for a BSN Platinum Card-i today and you’ll also get a free Zing PLUSMiles Card. This handy Touch ‘n Go card will reload automatically when the balance drops below RM50, saving you the hassle of reloading your card and stop worrying if you have enough left each time you tap your Touch ‘n Go card at a toll, car park, or while using public transportation.

Travel Benefits Too!

Travel the world and never have to worry about the travel insurance with this nifty little card. BSN offers their cardholders Takaful Travel Protection coverage of up to RM1,000,000. Apart from that, you are also covered with travel inconvenience protection for loss of luggage, flight delays, missed connections and luggage delays.