Double The Reward Points
BSN Platinum MasterCard Credit Card-i—Rewards Coming Your Way!
Yes, rewards are a must-have! Collect Happy Rewards Points when you swipe with your BSN Platinum MasterCard Credit Card-i.
You’ll earn 1x Happy Point for every RM1 that you spend locally on retail and 2x Happy Points for local golf, dining, overseas retail and selected travel outlet transactions—which you can use to redeem exciting gifts and vouchers, even air miles (AirAsia and Malaysia Airlines).
No Annual Fees for Life!
Your annual credit card fee has been waived for life. This saves you almost RM200 each year in annual fees which you would otherwise pay for a platinum credit card.
How about annual fees for a supplementary card? Also free!
That’s another RM100 that you save or quintuple that – if you decide to get the maximum of 5 supplementary cards.
BSN Platinum Credit Card 0% Balance Transfer
Bank Simpanan Nasional also offers special 0% interest on balance transfers with a tenure of 6 months of your repayments.
If you’ve accumulated too much credit debt on your credit cards with other banks, you can transfer these balances to your BSN Platinum MasterCard Credit Card-i and avoid paying credit card interest rates of 15 – 18% per annum.
BSN Instalment-Pay Plan
Don’t forget that you can sign up for the BSN Instalment-Pay Plan when you swipe for your purchases at participating merchants.
This service by Bank Simpanan Nasional gives you 0% on management fees and flexible repayment terms of 6 months, 12 months or 24 months, to give you even more spending options!
BSN Platinum MasterCard Credit Card-i Travel Benefits
Travel the world and never have to worry about travel insurance with BSN Platinum MasterCard Credit Card-i.
BSN offers their cardholders Takaful Travel Protection coverage of up to RM300,000.
Apart from that, you are also covered with travel inconvenience protection for loss of luggage, flight delays, missed connections and luggage delays.
| BSN Travel & Accident Takaful Coverage | Coverage |
| Lost luggage (more than 48 hours) | Up to RM2,000 |
| Delayed luggage (more than 6 hours) | Up to RM2,000 |
| Flight delay (more than 6 hours) | Up to RM600 |
| Missed connection (more than 4 hours) | Up to RM600 |
What are the eligibility criteria and the documents required to make an application?
Any Malaysians aged 21 years and above and earning at least RM48,000 annually are eligible to make an application for this credit card.
Please prepare the following documents for a smoother application journey.
Government Servant:
- A copy of your IC (both sides);
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides); AND
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides);
- Latest 6 months' company bank statement; AND
- Latest B Form with an official tax receipt for the latest two years;
- Copy of Form 9, 24, & 49; OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides);
- Latest 6 months commission statement/Annual commission statement; OR
- EA Form/BE Form with an official tax receipt
