Platinum Privileges
Enjoy Great Savings with BSN Platinum MasterCard
Bank Simpanan Nasional offers more ways for you to enjoy savings with BSN Platinum MasterCard.
Starting with low-interest rates of 13.5% on your credit card interest rates and a 20-day interest-free period, you’ll be given a lot more flexibility when managing your purchases and repayments.
It doesn’t stop there - the annual fees for your BSN credit card have been waived for life!
So you don’t have to worry about swiping enough every month to make sure that you’re getting your money’s worth on your credit card.
Rewards Just For You
It’s not worth its weight in platinum if it doesn’t reward you accordingly.
Get 1 Happy Reward point for every Ringgit that you charge to your BSN credit card, this includes shopping, groceries, gadgets and more.
Spend on dining or golf locally, and anywhere when you’re overseas and you’ll get double the rewards instead!
Collect these Happy Rewards and use them to redeem some awesome gifts for you and your family.
BSN Platinum MasterCard Travel Benefits
This BSN Platinum Card also offers you complimentary Automatic Travel Insurance where you as a cardholder are covered up to RM300,000 when you charge your full travel fares to your BSN Card.
Besides this, you'll also receive coverage for travel inconveniences such as lost luggage and delays.
| BSN Travel Insurance | Coverage (up to) |
| Lost luggage (more than 48 hours) | RM2,000 |
| Delayed luggage (more than 6 hours) | RM2,000 |
| Flight delay (more than 6 hours) | RM600 |
| Missed connection (more than 4 hours) | RM600 |
0% Balance Transfer
BSN gives you even more reasons to get a Platinum credit card with its Balance Transfer Programme.
If you’re struggling with your monthly payments for other credit cards, Bank Simpanan Nasional offers repayment tenures of 6 months at 0% interest with a minimum transfer amount of RM500.
Meanwhile, the minimum transfer amount for tenures of 12 months is RM500, 24 months RM1000, 36 months RM2000, and 48 months RM3000.
You’ll be given a schedule to repay what you owe over the period, without having to worry about incurring more debt.
Free BSN Zing PLUSMiles card from BSN Platinum MasterCard
When you sign up for BSN Platinum MasterCard, you’ll get a complimentary BSN Zing PLUSMiles card!
This smart card will reload whenever the balance falls below RM50 and automatically debit the top-up to your BSN account.
It’s a Touch ‘n Go card, but even niftier.
Am I eligible? What are the documents required to make an application?
Any Malaysians aged 21 years and above are eligible to apply. Additionally, you must be earning RM48,000 annually to be eligible.
Please prepare the following documents for a seamless application journey.
Government Servant:
- A copy of your IC (both sides);
- Latest 1-month payslip; OR
- Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)
Private Sector Employee:
- A copy of your IC (both sides); AND
- Latest 3 months payslip/latest EPF Statement/EA Form/BE Form
Self-Employed:
- A copy of your IC (both sides);
- Latest 6 months' company bank statement;
- Latest B Form with an official tax receipt for the latest two years;
- Copy of Form 9, 24, & 49; OR
- Copy of Business Registration Certificate
Commission Earner:
- A copy of your IC (both sides);
- Latest 6 months commission statement/Annual commission statement; OR
- EA Form/BE Form with an official tax receipt
