BSN Platinum MasterCard credit card

BSN Platinum MasterCard

Indulge in a world of Platinum privileges with BSN, offering you more benefits, more rewards, and more privileges for your money!

  • 13.5% p.a. management fee
  • 20 days interest-free period
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for BSN Platinum MasterCard

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for BSN Platinum MasterCard

To help you better we need to know a little bit more about your application.

Enjoy as low as 0% a month with the BSN Balance Transfer Programme

Don’t want low interest rates? Skip these questions if you just want a BSN card!
Leave it if you are not interested in BSN Balance Transfer
Minimum RM300 for 5 months, RM1000 for 6 to 24 months, or RM2000 for 36 months
You can transfer from up to 3 different credit cards
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to BSN website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.


Because you should be rewarded for giving the bank your business

Earn as you spend - receive 1 reward point for every Ringgit you charge to your card. Get double the points whenever you make purchases overseas. Reward points are used to claim gifts for your home, kitchen, kids, dining, and even sports. The reward point that you earn will never expire!
BSN Happy Rewards Programme
2 points on every RM1on dining, golf, and overseas expenses
1 point on every RM1on all other expenses
Rewards points earned never expires
Balance Transfer
Clear your debts with BSN Balance Transfer. Low interest rates of 3.6% and flexible repayment periods between 3 to 36 months. Pay 0% interest for the first half your monthly repayments for 12 and 24 month tenures.
Pay OverWith Interest Rate AtWhen You Transfer
3 months3.6% p.a. and no one-time upfront handling feefrom RM500 
6 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
9 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about BSN Balance Transfer Programme
Easy Payment Plan (EPP)
Stretch your spending with BSN EasyPay. 0% interest on purchases at participating outlets and repayment terms between 3 to 36 months. For purchases at non-participating outlets, a one-time fee of 3-5% of the items value will be charged when you enrol your purchase with BSN Instalment-Pay plan.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feefrom RM500 
12 months4% one-time upfront handling feefrom RM1000 
24 months5% one-time upfront handling feefrom RM2000 
Learn more about BSN Instalment-Pay
Get a complimentary BSN Zing PLUSMiles card. Every time your Zing PLUSMiles Card balance falls below RM50, it will automatically reload RM100 and the amount will be debited from your BSN Credit Card Account. The Zing PLUSMiles Card entitles you to toll rebates, merchant discounts, PLUSMiles points and many more exciting benefits!
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM2000

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
BSN EasyPay
BSN Instalment-Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
BSN EasyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
BSN Balance Transfer Programme
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

BSN Platinum MasterCard review

What's so good (or not so good) about it?

With more privileges and even more savings, BSN Platinum MasterCard gives more ways for you to indulge in a Platinum lifestyle. How much does it cost to up your game? Nothing at all - this credit card is free for life!

Enjoy Great Savings

Bank Simpanan Nasional offers more ways for you to enjoy savings with this platinum card. Starting with low interest rates of 13.5% on your credit card interest rates and 20 days interest-free period, you’ll be given a lot more flexibility when managing your purchases and repayments. 

It doesn’t stop there - the annual fees for your BSN Platinum MasterCard have been waived for life! So you don’t have to worry about swiping enough every month to make sure that you’re getting your money’s worth on your credit card.

Rewards Just For You

It’s not worth its weight in platinum if it doesn’t reward you accordingly. With your BSN Platinum MasterCard, you’ll earn reward points which you can collect to redeem exciting gifts. Your BSN Reward Points will never expire, so you can keep accumulating them to over time to get your hands on the gifts that you want.

Get 1 reward point for every Ringgit that you charge to you BSN credit card, this includes shopping, groceries, gadgets and more. Spend on dining or golf locally, and anywhere when you’re overseas and you’ll get double the rewards instead! 

Free BSN Zing PLUSMiles card

Sign up for a platinum credit card with Bank Simpanan Nasional and you’ll get a free BSN Zing PLUSMiles card. This smart card will reload whenever the balance falls below RM50 and automatically debit the top-up to your BSN account.  It’s a Touch ‘n Go card, but even niftier.

0% Balance Transfer

BSN gives you even more reasons to get a Platinum MasterCard with its Balance Transfer Programme. If you’re struggling with your monthly payments for other credit cards, Bank Simpanan Nasional offers repayment tenures of 1 or 2 years at 0% interest. 

You’ll be given a schedule to repay what you owe over the period, without having to worry about more debt incurring.

Read More