BSN Platinum Visa Credit Card-i credit card

Also available as MasterCard

BSN Platinum Visa Credit Card-i

Feel the touch of Platinum - enjoy exclusive lifestyle privileges, reward programmes and lower interest charges, all with the BSN Visa Platinum-i.

  • 13.5% p.a. management fee
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 24 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for BSN Platinum Visa Credit Card-i

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Enjoy as low as 0% a month with the BSN Balance Transfer Programme

Don’t want low interest rates? Skip these questions if you just want a BSN card!
Leave it if you are not interested in BSN Balance Transfer
Minimum RM300 for 5 months, RM1000 for 6 to 24 months, or RM2000 for 36 months
You can transfer from up to 3 different credit cards
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Because you should be rewarded for giving the bank your business

For every Ringgit spent locally, you earn 1 reward point. For purchases overseas, you get 2x the points! Reward Points can be exchanged for amazing gifts such as gadgets, household appliances, vouchers and lots more. Earn points that never expire for every Ringgit you spend with your card!
BSN Reward Points Programme
1 point on every RM1on all local retail expenses
2 points on every RM1on dining, golf, and overseas retail expenses
Rewards points earned never expires
Balance Transfer
Get a balance transfer with Bank Simpanan Nasional and save on your outstanding credit card balance. BSN Balance Transfer offers attractive 0% interest rates for tenures 12 and 24 month tenures. But only the first half of all repayments will be interest-free.
Pay OverWith Interest Rate AtWhen You Transfer
3 months3.6% p.a. and no one-time upfront handling feefrom RM500 
6 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
9 months3.6% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about BSN Balance Transfer Programme
Easy Payment Plan (EPP)
BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail transactions at one-time interest rates as low as 3% to 5%, with no early settlement penalty. Shop at participating merchants and enjoy zero interest and no upfront upfront payments with BSN EasyPay. Choose flexible repayments period from 3 to 36 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feefrom RM500 
12 months4% one-time upfront handling feefrom RM1000 
24 months5% one-time upfront handling feefrom RM2000 
Learn more about BSN Instalment-Pay
Complimentary travel insurance protects you against any inconveniences you experience during your travels such as flight delays and luggage lost. For frequent flyers, you can also collect Airmiles.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM2000
Receive a free BSN Zing PLUSMiles Card - a convenient Touch 'n Go card for hassle free driving!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
Contact-less Payment Methods

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
BSN EasyPay
BSN Instalment-Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
BSN EasyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
BSN Balance Transfer Programme
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

BSN Platinum Visa Credit Card-i review

What's so good (or not so good) about it?

All you could want in a platinum card – rewards, protection, lifestyle, financial freedom and convenience. How could you possibly go wrong with your new BSN Platinum Visa Credit Card-i?

Zero Annual Fee For Life

Enjoy more financial freedom with annual fee waivers for both your principal and supplementary cards. No hidden charges to worry about - it's free for life!

Reward Points That Never Expire

Earn rewards points that never expire whenever you charge your purchases to your BSN Platinum Visa Credit Card-i. 

Collect your BSN Reward Points and redeem gifts for yourself or your loved ones. You can even take your family on a holiday by swapping your points for Malaysia Airlines Enrich Miles!

You’ll earn 1 BSN Reward Point for every RM 1 that you spend on local retail purchases. Go ahead and double these points when you spend on gold, dining, travel and when you’re overseas!

Complete Travel Protection

Simply charge your full travel fare to your BSN Visa Platinum-i and you can travel with complete peace of mind. Why? Because you’ll get FREE travel insurance coverage of up to RM1 million automatically! 

Travel inconvenience benefits up to RM2000 are also included for lost or delayed luggage, and RM600 for flight delays and missed flight connection.

Balance Transfer Plan

BSN Visa Platinum-i allows you to transfer your outstanding credit card payment from other banks, with interest rates as low as 0% for 12 and 24 month tenures. 

A minimum transfer amount of RM500 is required for 3 months tenure, RM1000 for 6 - 24 months tenure and RM2000 for tenures of 36 months.

Easy Payment Plan ( EPP)

Shop at Bank Simpanan Nasional approved merchants and enjoy 0% interest when you choose to pay in monthly instalments of 12 or 24 months with BSN EasyPay Plan ( EPP). 

You won’t have to pay any upfront interest either! A minimum transaction of RM1000 is required.

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