BSN Platinum Visa Credit Card-i

Feel the touch of Platinum! Enjoy exclusive privileges, reward programmes and lower interest charges with BSN Platinum Visa Credit Card-i.

BSN Platinum Visa Credit Card-iAttractive credit card facilities
Min. Income
RM4,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

Rewards

For every Ringgit spent locally, you earn 1x Happy Point. For overseas, including local dining, golf and selected travel outlet transactions, you get 2x Happy Points! Exchange the accumulated Happy Points with air miles program from AirAsia and Malaysia Airlines, as well as amazing gifts such as gadgets, household appliances, vouchers and more.

BSN Happy Points
EarnSpend
2 points on every RM1on overseas retail expenses
2 points on every RM1on local dining, golf, and selected travel outlet
1 point on every RM1on all local retail expenses

Travel

Enjoy complimentary Travel Accident Takaful coverage worth up to RM300,000 that protects you against unwanted circumstances, including any travel inconveniences.

Travel CoverageSum Insured
Travel InsuranceUp to RM300,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000

Balance Transfer

Transfer your outstanding credit card balances from other banks with the BSN Balance Transfer Programme and enjoy low interest rates!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.99%one-time upfront handling feefrom RM500
12 months0% p.a. and 3.99%one-time upfront handling feefrom RM500
24 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months3.99% p.a. and no one-time upfront handling feefrom RM2,000
48 months4.99% p.a. and no one-time upfront handling feefrom RM3,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

Convert your purchases with the BSN Instalment-Pay and enjoy low interest rates. No penalty fee for early payment!

BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal Fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 75%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%.
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit card to BSN. Consolidate your credit card bills with a low-interest flexible payment package.

Review

All you could want in a platinum card – rewards, protection, lifestyle, financial freedom and convenience. How could you possibly go wrong with your new BSN Platinum Visa Credit Card-i?

BSN Platinum Visa Credit Card-i - Zero Annual Fee For Life

Enjoy more financial freedom with annual fee waivers for both your BSN Platinum Visa principal and supplementary cards. 

No hidden charges to worry about - it's free for life!

Happy Reward Points!

Earn Happy Reward Points whenever you charge your purchases to your BSN Platinum Visa Credit Card-i. Collect your BSN Reward Points and redeem gifts for yourself or your loved ones.

You can even take your family on a holiday by swapping your points for Malaysia Airlines Enrich Miles or AirAsia Miles!

You’ll earn 1x BSN Happy Point for every RM1 that you spend on local retail purchases, while local golf, dining and selected travel outlet transactions will earn you double the points.

Go ahead and double these points for overseas retail purchases!

Balance Transfer Plan

The BSN Islamic credit card allows you to transfer your outstanding credit card payment from other banks, with interest rates as low as 0% for a 6-month tenure. 

A minimum transfer amount of RM500 is required for 6 months and 12 months, RM1,000 for 24 months tenure, RM2,000 for tenures of 36 months and RM3,000 for 48 months tenure.

Complete Travel Protection from BSN Platinum Visa Credit Card-i

Simply charge your full travel fare to your BSN Platinum Visa Credit Card-i and you can travel with complete peace of mind. Why?

Because you’ll get FREE travel Takaful coverage of up to RM300,000 automatically!

Travel inconvenience benefits up to RM2,000 are also included for lost or delayed luggage and RM600 for flight delays and missed flight connections.

Am I eligible to apply? What are the required documents to make an application?

Any Malaysians aged a minimum of 21 years and earning at least RM48,000 annually are eligible to apply for this BSN Platinum Visa Credit Card-i.

Additionally, please prepare the following documents for a smoother application process.

Government Servant:

  • A copy of your IC (both sides)
  • Latest 1-month payslip OR 
  • Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)

Private Sector Employee:

  • A copy of your IC (both sides)
  • Latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self-Employed:

  • A copy of your IC (both sides)
  • Latest 6 months' company bank statement; AND
  • Latest B Form with an official tax receipt for the last two years
  • Copy of Form 9, 24, & 49 OR 
  • Copy of Business Registration Certificate

Commission Earner:

  • A copy of your IC (both sides)
  • Latest 6 months commission statement/Annual commission statement OR
  • EA Form/BE Form with an official tax receipt
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