BSN Platinum Visa Credit Card-i

Feel the touch of Platinum - enjoy exclusive privileges, reward programmes & lower interest charges, with BSN Platinum Visa Credit Card-i.

BSN Platinum Visa Credit Card-iAttractive credit card facilities
Min. Income
RM4,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

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Rewards

For every Ringgit spent locally, you earn 1 reward point. For purchases overseas, you get 2x the points! Happy Rewards Points can be exchanged for amazing gifts such as gadgets, household appliances, vouchers and lots more.

BSN Reward Points Programme
EarnSpend
2 points on every RM1on overseas retail expenses
2 points on every RM1on local dining, golf, travel outlet
1 point on every RM1on all local retail expenses

Travel

Enjoy complimentary travel insurance that protects you against any inconveniences and BSN Zing PLUSMiles Card for awesome toll rebates. For frequent flyers, you can also collect Airmiles.

Travel CoverageSum Insured
Travel InsuranceUp to RM300,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000

Premium

Receive a free BSN Zing PLUSMiles Card that auto-reloads for hassle-free usage!

Balance Transfer

Are you worried about your outstanding credit card bills? BSN Balance Transfer offers attractive 0% interest rates for the first 6-month tenure, cash in on this offer and be debt free in no time.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2%one-time upfront handling feefrom RM500
12 months4.5% p.a. and no one-time upfront handling feefrom RM500
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM2,000
48 months6.5% p.a. and no one-time upfront handling feefrom RM3,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

BSN Instalment-Pay offers payment terms of 6, 12 and 24 months on retail transactions at one-time interest rates as low as 3-5%, with no early settlement penalty.

BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 75%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%.
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit card to BSN. Consolidate your credit card bills with a low-interest flexible payment package.

Review

All you could want in a platinum card – rewards, protection, lifestyle, financial freedom and convenience. 

How could you possibly go wrong with your new BSN Platinum Visa Credit Card-i?

BSN Platinum Visa Credit Card-i - Zero Annual Fee For Life

Enjoy more financial freedom with annual fee waivers for both your BSN Platinum Visa principal and supplementary cards. 

No hidden charges to worry about - it's free for life!

Happy Reward Points!

Earn Happy Rewards points whenever you charge your purchases to your BSN Platinum Visa Credit Card-i. 

Collect your BSN Reward Points and redeem gifts for yourself or your loved ones.

You can even take your family on a holiday by swapping your points for Malaysia Airlines Enrich Miles!

You’ll earn 1 BSN Reward Point for every RM 1 that you spend on local retail purchases, while local golf, dining and travel outlet purchases will earn you double points.

Go ahead and double these points for overseas retail purchases!

Free BSN Zing PLUSMiles Card

Get a free BSN Zing PLUSMiles Card - a Touch 'n Go auto-reload card that is linked to your BSN Islamic credit card and enjoy fantastic toll rebates and discounts, such as:

  • 5% toll rebate for a monthly usage of RM100.00 and above at PLUS, ELITE, BKE and LINKEDUA highways
  • Up to 30% discount at participating PLUSMiles merchant outlets
  • Get 1 PLUSMiles Point for every RM1
  • Earn BSN Happy Reward Points when you reload your BSN Zing PLUSMiles Card (RM1 = 1x Reward Point)

Balance Transfer Plan

The BSN Islamic credit card allows you to transfer your outstanding credit card payment from other banks, with interest rates as low as 0% for 6months tenure. 

A minimum transfer amount of RM500 is required for 6 months and 12 months, RM1000 for 24 months tenure, RM2000 for tenures of 36 months and RM3000 for 48 months tenure.

Complete Travel Protection from BSN Platinum Visa Credit Card-i

Simply charge your full travel fare to your BSN Platinum Visa Credit Card-i and you can travel with complete peace of mind. Why?

Because you’ll get FREE travel insurance coverage of up to RM300,000 automatically!

Travel inconvenience benefits up to RM2,000 are also included for lost or delayed luggage and RM600 for flight delays and missed flight connections.

Am I eligible to apply? What are the required documents to make an application?

Any Malaysians aged a minimum of 21 years and earning at least RM48,000 annually are eligible to apply for this BSN Platinum Visa Credit Card-i.

Additionally, please prepare the following documents for a smoother application process.

Government Servant:

  • A copy of your IC (both sides)
  • Latest 1-month payslip OR 
  • Employee Confirmation Letter (For Army and Police personnel, please attach a copy of the Authority Card)

Private Sector Employee:

  • A copy of your IC (both sides)
  • Latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self-Employed:

  • A copy of your IC (both sides)
  • Latest 6 months company's bank statement
  • Latest B Form with official tax receipt for the latest two years
  • Copy of Form 9, 24, & 49 OR 
  • Copy of Business Registration Certificate

Commission Earner:

  • A copy of your IC (both sides)
  • Latest 6 months commission statement/Annual commission statement OR
  • EA Form/BE Form with official tax receipt

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