BSN Platinum Visa Credit Card-i

Feel the touch of Platinum - enjoy exclusive lifestyle privileges, reward programmes and lower interest charges, all with the BSN Visa Platinum-i.

BSN Platinum Visa Credit Card-iFree Touch n Go Card
Min. Income
RM4,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

Rewards

For every Ringgit spent locally, you earn 1 reward point. For purchases overseas, on dining, golf and travel, you get 2x the points! Happy Rewards Points can be exchanged for amazing gifts such as gadgets, household appliances, vouchers and lots more.

BSN Reward Points Programme
EarnSpend
2 points on every RM1on dining, golf, travel and overseas retail expenses
1 point on every RM1on all local retail expenses

Travel

Complimentary travel insurance protects you against any inconveniences you experience during your travels such as flight delays and luggage lost. For frequent flyers, you can also collect Airmiles.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM2,000

Premium

Receive a free BSN Zing PLUSMiles Card that auto reloads for hassle free usage!

Balance Transfer

Worried about your outstanding credit card bills. BSN Balance Transfer offers attractive 0% interest rates for the first half of 12 and 24 month tenures, cash in on this offer and be debt free in no time.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0.3% p.a. and no one-time upfront handling feefrom RM500
6 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
9 months0.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and no one-time upfront handling feefrom RM1,000
24 months0% p.a. and no one-time upfront handling feefrom RM1,000
36 months0.38% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about BSN Balance Transfer Programme

Easy Payment Plans

BSN Instalment-Pay offers payments terms of 6, 12 and 24 months on any retail transactions at one-time interest rates as low as 3-5%, with no early settlement penalty. Shop at participating merchants to enjoy 0% interest, no upfront fees and flexible repayments period from 3 to 36 months with the BSN EasyPay.

BSN EasyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about BSN EasyPay
BSN Instalment-Pay
Pay OverWith Interest Rate AtWhen You Spend
6 months3% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
Learn more about BSN Instalment-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM12.75 or 2.69% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 75%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
BSN EasyPay
Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
BSN Instalment-Pay
Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
Cash Advance / Cash Loan
BSN EasyCash
Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%
Balance Transfer Plans
BSN Balance Transfer Programme
Transfer your outstanding debts from any other credit cards to BSN. Consolidate your credit card bills with a low interest flexible payment package.

Review

All you could want in a platinum card – rewards, protection, lifestyle, financial freedom and convenience. How could you possibly go wrong with your new BSN Platinum Visa Credit Card-i?

Zero Annual Fee For Life

Enjoy more financial freedom with annual fee waivers for both your principal and supplementary cards. No hidden charges to worry about - it's free for life!

Happy Reward Points!

Earn Happy Rewards points whenever you charge your purchases to your BSN Platinum Visa Credit Card-i. 

Collect your BSN Reward Points and redeem gifts for yourself or your loved ones. You can even take your family on a holiday by swapping your points for Malaysia Airlines Enrich Miles!

You’ll earn 1 BSN Reward Point for every RM 1 that you spend on local retail purchases. Go ahead and double these points when you spend on gold, dining, travel and when you’re overseas!

Complete Travel Protection

Simply charge your full travel fare to your BSN Visa Platinum-i and you can travel with complete peace of mind. Why? Because you’ll get FREE travel insurance coverage of up to RM1 million automatically! 

Travel inconvenience benefits up to RM2000 are also included for lost or delayed luggage, and RM600 for flight delays and missed flight connection.

Balance Transfer Plan

BSN Visa Platinum-i allows you to transfer your outstanding credit card payment from other banks, with interest rates as low as 0% for 12 and 24 month tenures. 

A minimum transfer amount of RM500 is required for 3 months tenure, RM1000 for 6 - 24 months tenure and RM2000 for tenures of 36 months.

Easy Payment Plan (EPP)

Shop at Bank Simpanan Nasional approved merchants and enjoy 0% interest when you choose to pay in monthly instalments of 12 or 24 months with BSN EasyPay Plan (EPP). 

You won’t have to pay any upfront interest either! A minimum transaction of RM1000 is required.