Benefits
Because you should be rewarded for giving the bank your business
- Rewards
- 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i.
TruRewards Loyalty Programme| Earn | Spent |
|---|
| 1 point on every RM1 | on all local and overseas retail expenses |
Your TruRewards Loyalty Programme earned expires in 3 years
- Easy Payment Plan (EPP)
- Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Minimum transaction is RM1000.
| Pay Over | With Interest Rate At | When You Spend |
|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | from RM150 |
| 6 months | 0% p.a. and no one-time upfront handling fee | from RM300 |
| 12 months | 0% p.a. and no one-time upfront handling fee | from RM600 |
| 18 months | 0% p.a. and no one-time upfront handling fee | from RM900 |
| 24 months | 0% p.a. and no one-time upfront handling fee | from RM1200 |
| 36 months | 0% p.a. and no one-time upfront handling fee | from RM1800 |
Learn more about Bank Islam Easy Payment Plan| Pay Over | With Interest Rate At | When You Spend |
|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | from RM150 |
| 6 months | 0% p.a. and no one-time upfront handling fee | from RM300 |
| 12 months | 0% p.a. and no one-time upfront handling fee | from RM600 |
| 18 months | 0% p.a. and no one-time upfront handling fee | from RM900 |
| 24 months | 0% p.a. and no one-time upfront handling fee | from RM1200 |
| 36 months | 0% p.a. and no one-time upfront handling fee | from RM1800 |
Learn more about Bank Islam Installment Payment Plan
- Premium
- Complimentary Group Family Takaful coverage up to RM100000.
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- RM137.80
- Waived when 12 swipes per year
- Annual Fee for Supplementary Card
- RM63.60
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM5 or 1% of outstanding amount, up to a maximum of RM50
- Cash withdrawal fee
- RM12.72 or 2.65% of withdrawn amount, whichever is higher
All fees & charges are inclusive of 6% GST if applicable
Requirements
Are you eligible for this credit card?
- Minimum annual income
- RM36000
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Anybody
Features
Get some extra help from your credit card when you need it most
