Bank Islam Visa Gold Credit Card-i

A Shariah concept credit card that only accepts charges from Halal merchants and offers a zero-interest EPP with selected merchants, including up to 3% cashback!

Bank Islam Visa Gold Credit Card-iUp to 3% cashback
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 3%
Balance Transfer
From 3.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
Interest-free
20 days

Cashback

Get up to 3% cashback when you hit monthly spending criteria on Online, Auto Billing, Grocery and Dining spending, capped at RM30 per card per month. Other local spending from RM500 and above gets you unlimited 0.1% cashback!

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Online, Auto Billings, Grocery and Dining3%RM30from RM1,000 or above monthly
Online, Auto Billings, Grocery and Dining1%RM30from RM500up to RM999 monthly
Local Spend0.1%uncappedfrom RM500 or above monthly

Premium

Enjoy complimentary Group Family Takaful coverage worth RM100,000 in the case of death and total permanent disability. You will also enjoy a Funeral Expenses benefit worth RM1,000. Terms apply!

Balance Transfer

Bank Islam Balance Transfer Program allows you to transfer outstanding balances from other credit cards for up to 36 months with a profit rate as low as 3.88%.

Pay OverWith Interest Rate AtWhen You Transfer
3 months3.88% p.a. and no one-time upfront handling feefrom RM500
6 months3.88% p.a. and no one-time upfront handling feefrom RM500
9 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM3,000
36 months5.88% p.a. and no one-time upfront handling feefrom RM3,000
Learn more about Bank Islam Balance Transfer Program

Easy Payment Plans

Bank Islam Instalment Payment Plan (IPP) offers payment terms of up to 36 months at zero interest when you purchase items from selected retail merchants.

Bank Islam Installment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee
  • RM130 primary card

    Waived when you swipe 12 times in a year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM12 or 2.5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Bank Islam Installment Payment Plan
Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!
Balance Transfer Plans
Bank Islam Balance Transfer Program
Transfer as low as RM500 from other bank credit cards to Bank Islam and enjoy low profit rates with this easy Balance Transfer plan.

Review

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