Bank Islam Gold Visa Card-i credit card

Also available as MasterCard

Bank Islam Gold Visa Card-i

A Shariah concept credit card that only accepts charges from Halal merchants and offers complimentary Group Family Takaful coverage up to RM100000.

  • 13.5% p.a. profit rate
  • 20 days penalty-free period
  • Easy Payment Plan (EPP)
  • RM137.80 annual fee
  • Earn up to 1x reward point 

Apply online now for Bank Islam Gold Visa Card-i

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i.
TruRewards Loyalty Programme
EarnSpent
1 point on every RM1on all local and overseas retail expenses
Your TruRewards Loyalty Programme earned expires in  3 years
Easy Payment Plan (EPP)
Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Minimum transaction is RM1000.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM150 
6 months0% p.a. and no one-time upfront handling feefrom RM300 
12 months0% p.a. and no one-time upfront handling feefrom RM600 
18 months0% p.a. and no one-time upfront handling feefrom RM900 
24 months0% p.a. and no one-time upfront handling feefrom RM1200 
36 months0% p.a. and no one-time upfront handling feefrom RM1800 
Learn more about Bank Islam Easy Payment Plan
Premium
Complimentary Group Family Takaful coverage up to RM100000.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM137.80
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
RM63.60
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM12.72 or 2.65% of withdrawn amount, whichever is higher

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Bank Islam Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.