Benefits
Because you should be rewarded for giving the bank your business
- Rewards
- 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i.
Your TruRewards Loyalty Programme earned expires in 3 yearsTruRewards Loyalty Programme Earn Spent 1 point on every RM1 on all local and overseas retail expenses
- Easy Payment Plan (EPP)
- Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Minimum transaction is RM1000.
Learn more about Bank Islam Easy Payment PlanPay Over With Interest Rate At When You Spend 3 months 0% p.a. and no one-time upfront handling fee from RM150 6 months 0% p.a. and no one-time upfront handling fee from RM300 12 months 0% p.a. and no one-time upfront handling fee from RM600 18 months 0% p.a. and no one-time upfront handling fee from RM900 24 months 0% p.a. and no one-time upfront handling fee from RM1200 36 months 0% p.a. and no one-time upfront handling fee from RM1800
Learn more about Bank Islam Installment Payment PlanPay Over With Interest Rate At When You Spend 3 months 0% p.a. and no one-time upfront handling fee from RM150 6 months 0% p.a. and no one-time upfront handling fee from RM300 12 months 0% p.a. and no one-time upfront handling fee from RM600 18 months 0% p.a. and no one-time upfront handling fee from RM900 24 months 0% p.a. and no one-time upfront handling fee from RM1200 36 months 0% p.a. and no one-time upfront handling fee from RM1800
- Premium
- Complimentary Group Family Takaful coverage up to RM100000.
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- RM130.00
- Waived when 12 swipes per year
- Annual Fee for Supplementary Card
- RM60.00
- Sales and Service Tax
- RM25 on each principal and supplementary card upon approval and anniversary date
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM5 or 1% of outstanding amount, up to a maximum of RM50
- Cash withdrawal fee
- RM12.00 or 2.50% of withdrawn amount, whichever is higher
Requirements
Are you eligible for this credit card?
- Minimum annual income
- RM36000
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Anybody
Features
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- Bank Islam Easy Payment Plan
- Bank Islam Installment Payment Plan
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.