Bank Islam Infinite Visa Credit Card-i

Empower yourself with this credit card which provides financing limit as high as triple of your monthly salary and help desk support round the clock!

Bank Islam Infinite Visa Credit Card-iCredit Limit of 3x Monthly Pay
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Earn your way to redeem cool gadgets, appliances and more with Bank Islam's TruRewards Loyalty Programme! Gain 1 TruPoints for every RM1 you spend with Infinite Visa Credit Card-i.

TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses


Islamic travel takaful coverage worth up to RM2,000,000 is yours to enjoy when you charged full airfares to your Visa Infinite credit card. Plus, enjoy 3x access to participating Plaza Premium Lounges in Malaysia and Singapore to unwind and relax before boarding. Both are subject to terms and conditions.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Enjoy additional takaful coverage on the outstanding balance and funeral expenses if you pass away.

Easy Payment Plans

Opt to pay your item purchased at any of Bank Islam's appointed merchants in instalments over a period of up to 36 months with the Bank Islam Installment Payment Plan.

Bank Islam Installment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee
  • RM777 primary card

    Waived when you swipe 12 times in a year

  • RM333 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM12 or 2.5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Bank Islam Installment Payment Plan
Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!


Whether you are a world traveller or an avid shopper, empower your spending and gain financial advantages when you sign up for Bank Islam Infinite Visa Credit Card-i.

TruRewards Loyalty Programme

For every RM1 you spent on retail locally and abroad with Bank Islam Infinite Visa Credit Card-i, you gain 1 TruPoints – imagine if you swiped RM1000 or more? 

The idea is when you have accumulated enough points, you can redeem them for a range of gifts or vouchers or even air miles.

But if you let your TruPoints sit in the account for more than 36 months without making a redemption, it will no longer be useful, neither it is transferable nor convertible. 

So…don’t miss out on the privileges!

Complimentary 3 times access to participating Plaza Premium Lounges

As Bank Islam's principal and supplementary cardholder, you are entitled to complimentary 3x passes (one time per day) to participating Plaza Premium Lounges in selected airports in Malaysia and Singapore.

Avid travellers and businessmen worry not! You can still enjoy a 20% discount from the walk-in price when you have used all of your free access privileges.

Instalment payment plan for eligible purchases

Your favourite Louboutin stiletto is on flash sale but you are short of a few bucks? 

With Bank Islam Installment Payment Plan, you can own them right away and don’t have to worry about repaying them in full within 20 days.

This credit line allows the flexibility for you to pay back what you have owed the bank at a 0% interest rate for a period of up to 36 months.

What’s more, there is no upfront fee and not even a penalty for early settlement.

Comprehensive takaful coverage

Travelling should be more fun and less stressful, especially when it comes to looking for the right travel insurance. 

Well, look no further as Bank Islam Infinite Credit Card-i got you covered with comprehensive Takaful coverage.

For instance, if you sprained your ankle during the journey or (God forbid!) the plane crashes, you and your family members will be compensated up to RM2,000,000.

Moreover, if you pass away, there is also an additional takaful coverage on your outstanding balances and funeral expenses. Click here to find out more.

Enjoy competitive rates with Bank Islam Infinite Visa Credit Card-i

Feeling the pinch from impulsive and compulsive credit card spending?

Unless you take care of your monthly repayment well, even by paying the minimum amount from the total payment, you will face the tiered profit rates of 13.50% to 17.50% per annum on the outstanding balances of your Bank Islam Infinite Visa Credit Card-i.

Even so, it is still among the lowest rates in the market!

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