Free Takaful Coverage
Tell me about Bank Islam Platinum MasterCard Card-i
Like any other credit card, Bank Islam Platinum MasterCard Card-i comes with a regular set of profit rates.
However, Bank Islam cards have a rate that ranges from 13.5% - 17.5% p.a. which is lower than the general profit rates applied to credit cards.
It is also a Shariah-compliant product that adopts the contract of Tawarruq.
There is no joining fee. You also have great savings with the annual fee on this card.
The regular annual fee is RM411.28, but you can get this figure waived when you make 12 transactions within the period of a year.
Special travel benefits
The Platinum MasterCard-i comes with its own set of travel benefits such as cardmembers will receive complimentary Takaful Protection.
Travel the world and never fear, Bank Islam has got you covered up to RM1,000,000 for travel personal accidents.
Apart from that, cardmembers also have coverage for travel inconveniences, encompassing, flight delays, missed flights, loss of luggage and luggage delays. For full details, please click here.
Finance advantages
When you have this Bank Islam credit card, you are also entitled to a competitive withdrawal fee of 2.50% or RM12, whichever is higher.
You also have the ability to withdraw up to 50% of your Financing Limit.
Cardmembers can now also pay zakat (tithe) via standing instructions, auto-debit, internet and EDC terminals at Pusat Zakat counters supported by Bank Islam.
Value-added benefits
Don’t stop that shopping spree if you’re worried about profit rates.
With Bank Islam Platinum MasterCard Card-i, you can now convert your purchases under their Easy Payment Plan, and pay 0% rates.
Not only do you get to choose repayment tenures of 3 months up to 36 months, but you also have smaller instalments that will be easier to handle. With zero profit rates!
