Bank Islam Platinum Visa Credit Card-i

Live the Platinum Lifestyle with a wealth of travel and shopping privileges, loyalty reward points and generous Takaful coverage.

Bank Islam Platinum Visa Credit Card-iFree Takaful Insurance
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Earn TruPoints and redeem great prizes from Bank Islam's TruRewards Loyalty Programme.

TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses


Enjoy free takaful travel coverage of up to RM1,000,000 and 24/7 Visa Concierge Service while you're travelling. You deserve that peace of mind!

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Complimentary RM100,000 Takaful Protection on outstanding balances and RM1,000 on funeral expenses. Terms apply.

Easy Payment Plans

Bank Islam EPP offers payment terms of up to 36 months at zero interest when you purchase items from selected retail merchants. The minimum transaction is RM150.

Bank Islam Installment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee
  • RM388 primary card

    Waived when you swipe 12 times in a year

  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM12 or 2.5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Bank Islam Installment Payment Plan
Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!


Go Platinum with Bank Islam Credit Card to reap significant benefits ranging from zero cost on flexible instalments to free annual fees, Takaful coverage, and loyalty rewards.

Spend and get rewarded with Bank Islam Platinum Visa Credit Card-i

Spend like a millionaire on this Platinum card, earn TruPoints and stand a chance to redeem a myriad of products and services offered under this loyalty program.

For every RM1 spent on retail with Bank Islam Platinum Visa Credit Card-i, you get 1 TruPoints and you’re in the running to redeem products or services that could have an equivalent value to your actual purchases.

Moreover, you can double, triple or quadruple, your TruPoints when your supplementary cardholders spend on their cards too!

Stay protected on the go

Wherever you are in the world, just sit back and enjoy your journey on a scheduled flight as this Bank Islam Platinum credit card is equipped with free Takaful protection – because you never know when the unexpected happens while you are miles away from home.

Under this complimentary Takaful coverage, you will be insured against death and total permanent disability up to RM1,000,000. 

If you encounter inconveniences while in transit, say your luggage is missing or delayed, you will be compensated up to RM1,000 on any one occurrence.

Flexible repayment at a zero rate

Take advantage of the 0% rate when you go for a flexible payment plan on a single big purchase.

All you need to do is notify the bank at the point of transaction and select your tenures from 3 months or up 36 months.

However, if the store is not part of Bank Islam’s participating merchants, you can request for Retail Spread Value Plan (RSVP), which is also an easy payment plan but with limited tenures of 6, 9 and 12 months only. 

You also need to pay a competitive one-time handling fee.

Swipe 12 times, no annual fee

The annual fee of RM411.28 may seem substantial, albeit reasonable, given the perks that come together with this Platinum card. 

Believe it or not, you can waive the liability of paying the annual fee on the condition that you make 12 purchases using Bank Islam Platinum Visa Credit Card-i in a year. It's that simple!

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product