Go Platinum with Bank Islam Credit Card to reap significant benefits ranging from zero-cost on flexible instalment to free annual fee, Takaful coverage, and loyalty rewards.
Spend and get rewarded
Spend like a millionaire on this Platinum card, earn TruPoints and stand a chance to redeem a myriad of products and services offered under this loyalty program.
For every RM1 spending on retail, you get 1 TruPoints and you’re in the running to redeem product or services that could have an equivalent value of your actual purchases. Moreover, you can double, or triple or quadruple, your TruPoints when your supplementary cardholders spend on their cards too!
Stay protected on the go
Wherever you are in the world, just sit back and enjoy your journey on a scheduled flight as this Platinum card is equipped with FREE Takaful protection – because you never know when the unexpected happens while you are miles away from home.
Under this complementary Takaful coverage, you will be insured against death and total permanent disability up to RM1,000,000. If you encounter with inconveniences while in transit, say your luggage is missing or delayed, you will be compensated up to RM1,000 on any one occurrence.
Flexible repayment at zero rate
Take advantage of the 0% rate when you go for a flexible payment plan on a single big purchase. All you need to do is notify the bank at the point of transaction and select your tenures from 3 months or up 36 months.
However, if the store is not part of Bank Islam’s participating merchants, you can request for Retail Spread Value Plan (RSVP), which is also an easy payment plan but with limited tenures of 6, 9 and 12 months only. You also need to pay a competitive one-time handling fee.
Swipe 12x, no annual fee
The annual fee of RM411.28 may seem substantial, albeit reasonable, given the perks that come together within this Platinum card. Believe it or not, you can waive the liability of paying the annual fee on a condition that you make 12 purchases using this Platinum card in a year.