How to apply for a personal loan online?

Applying for a personal loan online is easy. Visit our personal loan comparison page, choose a loan, and click apply. Fill in the online form and submit.

What documents are needed for a credit card application?

Typically, you'll need your NRIC/MyKad, latest payslips or income tax returns, and bank statements.

What is the minimum income requirement?

Minimum income requirements vary by bank and product. Generally, it can range from RM2,000 to RM5,000 per month.

Bank Islam Visa Infinite Business Credit Card-i

Take your business further with perks and benefits that will only make your business grow. Enjoy up to 8% cashback, free Takaful coverage and 3X free passes to the Airport Independent Lounge.

A class of its own

Annual Fee: Free
Cashback: up to 8%
Balance Transfer: From 3.88% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 13.5% p.a.
Interest-free: 20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us

Cashback

Get up to 8% cashback when you hit monthly spending criteria on Online, Auto Billing, Grocery and Dining spending, capped at RM30 per card per month. Spending overseas earns you 1% cashback with a monthly spending of RM8,000 and above. Enjoy unlimited 0.2% cashback on other local spending!

Discover how much you can save when you shop with your new Bank Islam Visa Infinite Business Credit Card-i Card
CASHBACK CATEGORY	CASHBACK RATE	MONTHLY CAP	SPEND
Online, Auto Billings, Grocery and Dining	8%	RM30	from RM2,000 or above monthly
Online, Auto Billings, Grocery and Dining	5%	RM30	from RM1,000up to RM1,999 monthly
Overseas Spend	1%	RM100	from RM8,000 or above monthly
Local Spend	0.2%	uncapped	from RM500 or above monthly

Travel

Business trips overseas? Travel safely and comfortably as you get to enjoy 5x yearly complimentary access to Plaza Premium Lounges globally. Additionally, enjoy complimentary travel Takaful coverage worth up to RM2 million. Terms apply!

Balance Transfer

Transfer from as low as RM500 and enjoy fixed profit rates starting at 3.88% p.a. with flexible tenures up to 36 months. No compounding charges, no processing fees, and zero penalties for early settlement.

Pay Over	With Interest Rate At	When You Transfer
3 months	3.88% p.a. and no one-time upfront handling fee	from RM500
6 months	3.88% p.a. and no one-time upfront handling fee	from RM500
9 months	4.88% p.a. and no one-time upfront handling fee	from RM1,000
12 months	4.88% p.a. and no one-time upfront handling fee	from RM1,000
24 months	5.88% p.a. and no one-time upfront handling fee	from RM3,000
36 months	5.88% p.a. and no one-time upfront handling fee	from RM3,000

Learn more about Bank Islam Balance Transfer Program

Easy Payment Plans

Bank Islam EPP offers payment terms of up to 36 months at 0% interest when you buy items from selected retail merchants.

Bank Islam Installment Payment Plan
Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	RM150
6 months	0% p.a. and no one-time upfront handling fee	RM300
12 months	0% p.a. and no one-time upfront handling fee	RM600
18 months	0% p.a. and no one-time upfront handling fee	RM900
24 months	0% p.a. and no one-time upfront handling fee	RM1,200
36 months	0% p.a. and no one-time upfront handling fee	RM1,800

Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee

RM0 primary card
Free for life
RM0 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM5 or 1% of outstanding amount, up to a maximum of RM50

Contact-less Payment Methods

payWave

Requirements

Minimum Age

21 years old primary card

Who can apply

Any Business

Features

Easy Payment Plan
Bank Islam Installment Payment Plan: Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!
Balance Transfer Plans
Bank Islam Balance Transfer Program: Transfer as low as RM500 from other bank credit cards to Bank Islam and enjoy low profit rates with this easy Balance Transfer plan.

Review

The costs to fly, accommodate, feed and entertain your top executives can go through the roof – things most HR and finance departments would not appreciate.

Unless…you equip them with the Bank Islam Visa Infinite Business Credit Card-i.

Unconditional fee waiver with Bank Islam Visa Infinite Business Credit Card-i

The best thing about this Islamic credit card is that you don’t have to pay an annual fee, not just for the first year, but for a lifetime, and without any condition!

Now, there is one less thing to worry about.

Up to 8% cashback to earn!

Cashback helps you maximise savings on your everyday spending.

Therefore, when you spend from RM2,000 and above on dining, grocery, auto billing and online every month, you will earn 8% cashback. If your monthly spending only hits from RM1,000 to RM1,999, you will earn 5% cashback instead. Both are capped at RM30 per month per card.

Spending overseas also gets you 1% cashback, but with a slightly higher monthly spending criteria, which is RM8,000 and above, with a monthly cap of RM100 per card per month.

Local transactions, on the other hand, earn you unlimited 0.2% cashback for monthly spending of RM500 and above!

5 times free access to the airport lounge

For frequent business travellers, you are going to fall head over heels for this privilege.

Each Bank Islam Infinite Business Credit Card-i card member will be given complimentary access to Plaza Premium Lounge in airports globally for 5 times per year!

Not to mention, free travel Takaful worth up to RM2 million when you charge the flight tickets using this credit card.