Go Platinum with Bank Islam Credit Card to reap significant benefits ranging from zero cost on flexible instalments to free annual fees, Takaful coverage, and loyalty rewards.
Spend and get rewarded with Bank Islam Visa Platinum Credit Card-i
Spend like a millionaire on this Platinum card, earn cashback and maximise your savings!
For every Online, Auto Billing, Grocery and Dining spending between RM500 to RM1,499, you can earn 3% cashback. Spending RM1,500 and above gets you 5% cashback! Both are capped at RM30 per card monthly.
Going overseas? Don't forget to bring along this Visa Platinum Credit Card-i because every monthly spend of RM8,000 and above earns you 1% cashback! This is capped at RM100 per card monthly.
Additionally, spending locally earns you unlimited 0.2% cashback when you hit a monthly spending amount of RM500 and above.
Stay protected on the go
Wherever you are in the world, just sit back and enjoy your journey on a scheduled flight as this Bank Islam Platinum credit card is equipped with free Takaful protection – because you never know when the unexpected will happen while you are miles away from home.
Under this complimentary travel Takaful coverage, you will be insured against death and total permanent disability up to RM1,000,000.
If you encounter inconveniences while in transit, say your luggage is missing or delayed, you will be compensated up to RM1,000 on any one occurrence.
Flexible repayment at a zero rate
Take advantage of the 0% rate when you go for a flexible payment plan on a single big purchase.
All you need to do is notify the bank at the point of transaction and select your tenure of up to 36 months.
However, if the store is not part of Bank Islam’s participating merchants, you can request for Retail Spread Value Plan (RSVP), which is also an easy payment plan but with limited tenures of 6, 9 and 12 months only.
You also need to pay a competitive one-time handling fee.
Swipe 12 times, no annual fee
The annual fee of RM388 may seem substantial, albeit reasonable, given the perks that come together with this Platinum card.
Believe it or not, you can waive the liability of paying the annual fee on the condition that you make 12 purchases using Bank Islam Visa Platinum Credit Card-i in a year. It's that simple!