Bank Islam World MasterCard Card-i

An exclusive premium credit card for the world traveller craving unique experiences - based on Shariah principles.

Bank Islam World MasterCard Card-iAirport Lounge Access
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Earn 1 TruPoint for every Ringgit spend on all retail purchases with Bank Islam's TruRewards Loyalty Programme.

TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses


Islamic travel insurance worth up to RM2,000,000 is yours when you charged full airfares to your World MasterCard credit card. Not to mention, 3 times complimentary access to selected Plaza Premium Lounge in selected airports in Malaysia and Singapore. Terms apply.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


If you pass away or are diagnosed with a total and permanent disability (TPD), your next of kin can get to benefit from the takaful coverage on your card's outstanding balances for up to RM100,000 and funeral expenses of RM1,000.

Easy Payment Plans

Bank Islam EPP offers payment terms of up to 36 months at 0% interest when you buy items from selected retail merchants.

Bank Islam Installment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee
  • RM777 primary card

    Waived when you swipe 12 times in a year

  • RM333 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM12 or 2.5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
Bank Islam Installment Payment Plan
Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!


1 TruPoints for every RM1 with Bank Islam World Mastercard

It is like you reward yourself for spending with Bank Islam World MasterCard Card-i!

The TruRewards program gives you the opportunity to uncover the world of benefits of being a loyal cardholder. 

To earn points is easy: you make RM1 retail purchase, and you obtain 1 TruPoints. Well...the more you earn, the bigger the reward!

Personalised services

Enjoy the comfort of round-the-clock personalized customer service whenever and however you want it. It is as if you have a mobile butler in your pocket!

Let's say you want to send a gift to a person living on the other side of the world, you can make your wish by calling 24/7 MasterCard World Service Concierge and they’ll arrange it for you by sourcing, purchasing wrapping and delivering the gift to your special one’s doorstep.

That’s not all, you can also seek all-encompassing medical and emergency assistance with just a click away!

Complimentary takaful coverage

If you like making impulsive decisions and taking a risk, then you should consider protecting yourself while living on the edge.

The best part of this Bank Islam World credit card is that your body and belongings are taken care of under a comprehensive Takaful plan for FREE!

The benefits include a maximum sum assured of RM2,000,000 for personal accidents, a third-party liability of RM500,000 per occurrence and up to RM1000 in compensation if you get caught with travel difficulty, among others.

Bank Islam World MasterCard-i flexi payment

Avoid harvesting interest rates on your outstanding amount which you are not able to pay in full when you apply for the instalment payment option.

By allocating a smaller monthly instalment, you can make room for other more pressing expenses.

It works simply: If you spend RM3,000 in a single receipt, call the bank to request an instalment payment plan of 36 months. 

Note that there is no upfront handling fee and interest charged on the outstanding amount, so you are paying less than RM100 per month throughout the tenure.

Bear in mind that if you can’t keep up with your Bank Islam World MasterCard-i monthly payments, you are subjected to a late payment charge of 1% and, worse, finance charges between 13.5% to 17.5% on your outstanding balances. So why not give the bank a heads-up before the unexpected nonpayment event happens?

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