1 TruPoints for every RM1 with Bank Islam World Mastercard
It is like you reward yourself for spending with Bank Islam World MasterCard Card-i!
The TruRewards program gives you the opportunity to uncover the world of benefits of being a loyal cardholder.
To earn points is easy: you make RM1 retail purchase, and you obtain 1 TruPoints. Well...the more you earn, the bigger the reward!
Enjoy the comfort of round-the-clock personalized customer service whenever and however you want it. It is as if you have a mobile butler in your pocket!
Let's say you want to send a gift to a person living on the other side of the world, you can make your wish by calling 24/7 MasterCard World Service Concierge and they’ll arrange it for you by sourcing, purchasing wrapping and delivering the gift to your special one’s doorstep.
That’s not all, you can also seek all-encompassing medical and emergency assistance with just a click away!
Complimentary takaful coverage
If you like making impulsive decisions and taking a risk, then you should consider protecting yourself while living on the edge.
The best part of this Bank Islam World credit card is that your body and belongings are taken care of under a comprehensive Takaful plan for FREE!
The benefits include a maximum sum assured of RM2,000,000 for personal accidents, a third-party liability of RM500,000 per occurrence and up to RM1000 in compensation if you get caught with travel difficulty, among others.
Bank Islam World MasterCard-i flexi payment
Avoid harvesting interest rates on your outstanding amount which you are not able to pay in full when you apply for the instalment payment option.
By allocating a smaller monthly instalment, you can make room for other more pressing expenses.
It works simply: If you spend RM3,000 in a single receipt, call the bank to request an instalment payment plan of 36 months.
Note that there is no upfront handling fee and interest charged on the outstanding amount, so you are paying less than RM100 per month throughout the tenure.
Bear in mind that if you can’t keep up with your Bank Islam World MasterCard-i monthly payments, you are subjected to a late payment charge of 1% and, worse, finance charges between 13.5% to 17.5% on your outstanding balances. So why not give the bank a heads-up before the unexpected nonpayment event happens?