Bank Islam World MasterCard Card-i

An exclusive premium credit card for the world traveller craving unique experiences - based on Shariah principles.

Bank Islam World MasterCard Card-iAirport Lounge Access
Min. Income
Annual Fee
Easy Payment Plan
From 0% p.a.
Interest Rate
13.5% p.a.
20 days


Earn 1 TruPoint for every Ringgit spend on all retail purchases with Bank Islam's TruRewards Loyalty Programme.

TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses


Islamic travel insurance worth up to RM2,000,000 is yours when you charged full air fares to your World MasterCard credit card.

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Enjoy 3x complimentary airport lounge access at selected Premium Lounge Network in Malaysia and Singapore.

Easy Payment Plans

Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants.

Bank Islam Installment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

Annual Fee
  • RM777 primary card

    Waived when 12 swipes every year

  • RM333 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal Fee
RM12 or 2.5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
Bank Islam Installment Payment Plan
Check out the Bank Islam IPP and enjoy interest free installment plan from a minimum purchase amount of RM150 only!


Bank Islam World MasterCard Card-i - 1 TruPoints for every RM1

It is like you reward yourself for spending with Bank Islam World MasterCard Card-i!

The TruRewards program gives you the opportunity to uncover the world of benefits for being a loyal cardholder. 

To earn point is easy: you make RM1 retail purchase, you obtain 1 TruPoints. Well...the more you earn, the bigger the reward!

Personalized services

Enjoy the comfort of round-the-clock personalized customer service whenever and however you want it. It is as if you have a mobile butler in your pocket!

Let say you want to send a gift to a person living on the other side of the world, you can make your wish by calling 24/7 MasterCard World Service Concierge and they’ll arrange it for you from sourcing, purchasing to wrapping and delivering of the gift to your special one’s doorstep.

That’s not all, you can also seek all-encompassing medical and emergency assistance in just a click away!

FREE Takaful coverage

If you like making an impulsive decision and taking a risk, then you should consider protecting yourself while living on the edge.

The best part of this Bank Islam World credit card is that your body and belongings are taken care of under a comprehensive Takaful plan for FREE!

The benefits include a maximum sum assured of RM2,000,000 for personal accident, third party liability of RM500,000 per occurrence and up to RM1000 in compensation if you get caught with travel difficulty, among others.

Bank Islam World MasterCard-i flexi payment

Avoid harvesting interest rates on your outstanding amount which you are not able to pay in full when you apply for the instalment payment option.

By allocating a smaller monthly instalment, you can make room for other more pressing expenses.

It works simply: If you spend RM3,000 in a single receipt, call the bank to request for instalment payment plan of 36 months. 

Note that there is no upfront handling fee and interest charged on the outstanding amount, so you are paying less than RM100 per month throughout the tenure.

Bear in mind that if you can’t keep up with your Bank Islam World MasterCard-i monthly payments, you are subjected to a late payment charge of 1% and, worse, finance charges between 13.5% to 17.5% on your outstanding balances. 

Why don’t give the bank a head up before the unexpected nonpayment event happens.

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