Enjoy an annual fee waiver with Bank Rakyat Platinum Credit Card-i
Your first-year annual fee for Bank Rakyat Platinum Credit Card-i is waived without any minimum spending required.
Worry not, the annual fee is waived without any other hidden conditions.
Besides that, the annual fee is waived for the subsequent years with at least one usage within a year regardless of any amount.
Well, to be specific, the minimum spending is as low as RM0.01.
If you do not fulfil the above requirement, you will have to pay the annual fee of RM388 for the principal card or RM150 for each supplementary card.
Rewards or cashback
Every Ringgit you spend with your Bank Rakyat Platinum Credit Card-i will never waste.
Your spending will convert to Rakyat Rewards and then exchange with cash. For each RM10 you spend with the card, you earn 1 Rakyat Reward Point.
You can convert 10 Rakyat Rewards with RM0.10. In other words, you earn 0.1% cashback on all of your retail purchases.
Bear in mind that only Halal transactions are eligible for the benefits.
On top of that, you have to contact Bank Rakyat at 03-2693 6000 before you make any overseas or online transactions.
Redemption on the accumulated cashback
You can redeem the cashback via various methods.
- Credit to your Bank Rakyat savings account
- Credit to your Bank Rakyat Credit Card-i account to reduce the outstanding
- Umrah package
Just contact Bank Rakyat Card Center at 03-2693 6880 for a redemption application.
Get compassionate allowance from Bank Rakyat Platinum Credit Card-i
This Bank Rakyat Islamic credit card provides Family Takaful protection for free.
Bank Rakyat will settle all your credit card outstanding balances on your behalf in the event of your death or permanent disablement.
The beneficiary of the cardholder will also receive a compassionate allowance of up to RM1000 for 'Khairat Kematian'.
Can I apply for supplementary cards?
You can always share the card benefits with your loved ones by applying for supplementary cards.
The principal cardholder can apply for a maximum of 5 supplementary cards.
The minimum age of a supplementary cardholder is 18 years old according to the date of birth.
The application of the supplementary card is easy.
The principal cardholder needs to complete the section of Supplementary Card Request with supporting documents such as copies of Identification Cards for the principal cardholder and each supplementary card.
If you are a supplementary cardholder of Bank Rakyat Platinum Credit Card-i wanting to become the principal cardholder, you can just complete a new application form.