Free Takaful Coverage
Bank Rakyat TISB Credit Card-i partners with Takaful IKHLAS for better Takaful benefits. You will enjoy free family takaful to secure your credit card's outstanding balance in the event of death or permanent disability. Bank Rakyat will make the full payment on behalf of you via the Takaful protection. Besides that, the beneficiary will receive the compassionate allowance of up to RM1000 in the event of death of the card holder.
On top of that, you can enjoy up to RM7500 for group family takaful coverage and up to RM25000 for group personal accident takaful. However, the benefits are available for the first year only. Bank Rakyat TISB Credit Card-i also offers up to 25% discount for Takaful IKHLAS non-motor products.
- 25% off for Personal Accident Takaful of IKHLAS Kembara Takaful
- 15% off for IKHLAS Fire Takaful
- 15% off for IKHLAS Houseowner/ Householder Takaful
Every RM10 spending with Bank Rakyat TISB Credit Card-i earns you 1 Rakyat Rewards. You can convert the reward points to cash anytime. Each 10 Rakyat Rewards gives you RM0.10 – that is 0.1% cashback.
The cash redemption can be made easily by contacting Bank Rakyat Card Centre at 03-2693 6880 or email to firstname.lastname@example.org. You can opt for one of the following methods.
- Credit to your Credit Card-i account to reduce the available outstanding
- Credit to your Bank Rakyat savings account
- Umrah package
Bear in mind that non-halal transactions are not eligible for the rewards, such as gambling. If you would like to make overseas or online transactions, you are required to inform Bank Rakyat Card Centre at 03-2693 6880 beforehand to secure the safety of your card account.
No Cost For Life
You can enjoy all the benefits with Bank Rakyat TISB Credit Card-i at no cost. Yes, the annual fee is waived for life with no hidden conditions.
As long as you're at least 21 years old who earn a minimum of RM36000 a year, you can apply for the card. The minimum age for supplementary card holder is 18 years old.
Bank Rakyat TISB Credit Card is available for both employed and self-employed Malaysians. Expatriates are welcome to apply for the card too. The application process will take about 7 to 14 working days from the submission date of completed application form. Bank Rakyat will notify the application status via SMS.