CIMB Cash Rebate Platinum MasterCard

Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utilities.

CIMB Cash Rebate Platinum MasterCard5% cashback for petrol and groceries
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get up to 5% cash rebates on on Cinema, Groceries, Petrol, Mobile and Utilities every month. Get 0.2% unlimited cash rebate on everything else.

Cashback categoryCashback rateMonthly capSpend
Cinema, Petrol, Groceries, Mobile and Utility Bills via Standing Instruction5%RM30from RM3,000 and above
Cinema, Petrol, Groceries, Mobile and Utility Bills via Standing Instruction2%RM30up to RM2,999
Other Retail or Online Spend0.2%uncappedany amount

Petrol

Up to 5% cash rebates on fuel spending at all petrol stations nationwide, capped at RM30 per month.

Travel

Don't arrive or return home empty-handed! Get your souvenirs at The Zon Duty Free outlets in Malaysia, and use your CIMB card to enjoy a 10% discount.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.

Review

Highlights of CIMB Cash Rebate Platinum MasterCard
Highest cashback rate 5% cashback with a total monthly spend of RM3,000 and above
Highest cashback amount RM30 per month
Max spend to earn highest cashback amount RM600 per month
Eligible spend to earn highest cashback rate Mobile & Utility Bill payment via Standing Instruction, Cinema, Petrol & Groceries
Eligible Cardholder(s) Principal and Supplementary

Cash rebate credit cards are popular among Malaysians, used correctly they are a great way to save money.

5% Cashback

If you've been scratching your head thinking of how to save on your expenses, CIMB Cash Rebate Platinum credit card offers you one of many ways to save with cash rebate for every swipe!

Unlike most of the cash rebate credit cards in the Malaysian market currently, this CIMB credit card has the broadest cash rebate categories for a multitude of transactions.

Below are the categories, with each having unique cash rebate rate and condition:

Category Cashback Condition
Cinema, Petrol, Groceries, Mobile and Utility Bill Payment 5%



2%
  • Capped at RM30 monthly
  • For Statement Balance RM3,000 and above

  • Capped at RM30 monthly
  • For Statement Balance below RM3,000
Other Retail / Online Spend 0.2% Unlimited cashback

No Annual Fee 

You don't have to pay an annual fee for a lifetime!

All you have to pay for is the compulsory Sales & Service Tax of RM25, charged every year upon your CIMB Cash Rebate Platinum MasterCard anniversary date.

Eligibility and Required Documents

Any individual with the age of 21-65 years old (principal card) and 18 years old (supplementary card) can apply for CIMB Cash Rebate Platinum MasterCard

Another eligibility criteria is you must be earning minimum RM2,000 per month.

To complete your CIMB credit card application, remember to prepare the documents below:

Self-employed Salaried Employee Salaried Expatriate
Photocopy of MyKad (both sides) Photocopy of MyKad (both sides) Passport copy
Photocopy of Business Registration Form Latest EPF statement / 2 months salary slip Latest 2 months salary slip
Latest Form B with tax receipt Choose 1:
  • 3 months bank statement
  • Latest EA Form
  • Latest BE Form with tax receipt
Letter of employment
    Working permit with min. validity of 1 year during application

CIMB Cash Rebate Platinum MasterCard Line of Credits

There are more than just rebates with CIMB Cash Rebate Platinum MasterCard if you know how to fully utilise it.

Whether you are aware or not, this cash rebate credit card can serve as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite