CIMB Cash Rebate Platinum MasterCard

Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utility bill payments.

CIMB Cash Rebate Platinum MasterCard5% cashback for petrol and groceries
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get up to 5% cash rebates on Cinema, Groceries, Petrol, Mobile and Utility Bills Payment every month. Get a 0.2% unlimited cash rebate on your retail shopping sprees and online spending.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction5%RM30from RM3,000 or above
Cinema, Petrol, Groceries, Mobile and Utility Bills Payment via Standing Instruction2%RM30 up to RM2,999
Other Retail or Online Spend0.2%uncappedany amount

Petrol

Up to 5% cash rebates on fuel spending at all petrol stations nationwide, capped at RM30 per month.

Travel

Get protected with up to RM1 million in travel insurance coverage when you charge the full fare of your airline ticket to your card. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

Cash rebate credit cards are popular among Malaysians, used correctly they are a great way to save money. Check out what you're going to get with the CIMB Cash Rebate Platinum Mastercard credit card.

Highlights of CIMB Cash Rebate Platinum MasterCard
Highest cashback rate 5% cashback with a total monthly spend of RM3,000 and above
Highest cashback amount RM30 per month
Eligible spending to earn the highest cashback rate Mobile and Utility Bill Payment via Standing Instruction, Cinema, Petrol and Groceries
Eligible cardholder(s) Principal and Supplementary

5% Cashback Every Month

If you've been scratching your head thinking of how to save on your expenses, the CIMB Cash Rebate Platinum credit card offers you one of many ways to save with a cash rebate for every swipe!

Unlike most of the cash rebate credit cards in the Malaysian market currently, this CIMB credit card has the broadest cash rebate categories for a multitude of transactions.

Below are the categories, with each having a unique cash rebate rate and condition:

Category Cashback Condition
Cinema, Petrol, Groceries, Mobile and Utility Bill Payment 5%



2%
  • Capped at RM30 monthly
  • For a statement balance of RM3,000 and above

  • Capped at RM30 monthly
  • For a statement balance below RM3,000
Other Retail / Online Spend 0.2% Unlimited cashback

No Annual Fee, Ever!

You don't have to pay an annual fee for a lifetime! All you have to pay is the compulsory Sales and Service Tax (SST) of RM25, charged every year upon your CIMB Cash Rebate Platinum MasterCard anniversary date.

Eligibility and Required Documents To Apply

Any individual between the age of 21-65 years old (principal card) and 18 years old (supplementary card) can apply for CIMB Cash Rebate Platinum MasterCard.

Another eligibility criterion is you must be earning a minimum of RM2,000 per month.

To complete your CIMB credit card application, please prepare the documents below:

Salaried Employee:

  • A copy of your IC (both sides)
  • Latest 2-months payslips
  • Latest EPF statement OR
  • Latest 3-months bank statement OR
  • Latest EA Form/BE Form with an official tax receipt

Salaried Expatriate:

  • A copy of your Passport
  • Latest 2-months payslips
  • Copy of Letter of Employment
  • Copy of Working Permit with a minimum validity of 1 year during the application

Self-Employed:

  • A copy of your IC (both sides)
  • Copy of Business Registration Certificate
  • Latest B Form with an official tax receipt

CIMB Cash Rebate Platinum MasterCard Line of Credits

There are more than just rebates with CIMB Cash Rebate Platinum MasterCard if you know how to fully utilise it.

Whether you are aware or not, this cash rebate credit card can serve as your credit lifeline in times of need via three unique lines of credit:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite
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