CIMB Direct Access Platinum MasterCard credit card

CIMB Direct Access Platinum MasterCard

Direct Access Platinum Mastercard exclusively for Malaysian Graduates. Annual fee waived for life.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • RM0.00 annual fee


Because you should be rewarded for giving the bank your business

RM1 = 1 Reward Point. Reward Points gifts for: Home, Kitchen, Kids, and Health.
Balance Transfer
Great value CIMB Balance Transfer offers 0% interest on a 6 month payment term.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysian Graduates Only


Get some extra help from your credit card when you need it most

Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.