CIMB Direct Access World MasterCard credit card

CIMB Direct Access World MasterCard

Exclusive credit card with special privileges for Senior Business Executives

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.5% cashback
  • 5.99% p.a. balance transfer over 6 months
  • RM0.00 annual fee


Because you should be rewarded for giving the bank your business

Great Cash Back deal. 0.5% rebate on local spending, 1% overseas. No limit on monthly cash back rebate.
Discover how much you can save when you shop with your new CIMB Direct Access World MasterCard
Cashback CategoryCashback RateMonthly CapSpend
 Spendany amount0.5%uncappedany amount
RM1 = 1 Reward Point. Reward Points gifts for: Home, Kitchen, Kids, and Health.
Balance Transfer
Great value CIMB Balance Transfer offers 0% interest on a 6 month payment term.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Free Travel Insurance
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.