Open to all Malaysians earning a minimum annual income of RM24,000, CIMB Islamic Platinum MasterCard gives you plenty of perks from CIMB Bonus Points and exclusive cash rebate to credit facilities ( CIMB 0% Easy Pay, Balance Transfer and CashLite) to manage your finance efficiently.
Annual Fee Waiver
Owning a Platinum credit card usually requires a higher income level and comes with a steep annual fee, which can be offset with a few swipes per year.
But CIMB Islamic Platinum MasterCard will do you better – the annual fee is waived for a lifetime. There is absolutely no condition requiring you to swipe the Islamic Platinum credit card in order to waive your annual credit card fee.
CIMB Bonus Points
CIMB Bonus Points is loyalty program that lets you collect reward points for every spend made with CIMB Islamic Platinum MasterCard. These reward points can be converted into items of value such as products, services or vouchers by redeeming it from CIMB Members Rewards Catalogue.
Each swipe equivalent to RM1 with your CIMB Islamic Platinum MasterCard, locally and overseas, will get you 1x Bonus Points. That's not all, you are also entitled to receive exclusive discounts at over 500 participating merchants by spending your Bonus Points!
CIMB 0% Easy Pay
You don't have enough Bonus Points to offset your big-ticket item purchase? Don't wrinkle your forehead just yet as CIMB Islamic has the rightest solution for this kind of worry.
You do know that you can convert your large payment into small monthly instalments via an easy payment plan? This is where CIMB 0% Easy Pay comes to the rescue. Applicable only to retail purchases, 0% Easy Pay is your next best route to save on credit card spending.
There are 3 instalment plans you can choose from, with interest rate starting from 0%. You can transfer any amount from a minimum of RM50 to a prescribed credit card limit.
CIMB Balance Transfer
Is your current credit card interest rate causing you sleepless every night? Consolidate all your credit card debts with CIMB Balance Transfer Plan, choose to repay over 6 or 12 months at a special balance transfer interest rate.
The minimum amount you can transfer is RM1,000 and should not exceed your CIMB Islamic Platinum MasterCard credit limit. Bear in mind to make a prompt repayment every month.
If your payments are not made before due date, a late payment charge of 1% of the outstanding balance will be charged to your Platinum MasterCard. This penalty will go up to a maximum of RM100.
Cash Rebate Offers
Although CIMB Islamic does not charge an annual fee for the usage of this Platinum MasterCard, it is subject to a Yearly Facility Charges of RM48,000, in return for the services made available to CIMB Islamic Platinum MasterCard.
Based on the Ujrah concept, the Yearly Facility Charges will be billed into your monthly statement. But don't get alarmed as CIMB Islamic may, at its absolute discretion, grant you rebate or waive all or part of the charges.
Just watch out for its cash rebate offers from time to time to enjoy these exclusive rewards!