Looking for an platinum credit card that’s compliant with Islamic principles? With the CIMB Islamic MasterCard you get all that and much more - earn bonus points, exclusive cash rebates, plus you won’t have to pay any annual credit card fees for life.
Annual Fee Waiver
There are a few platinum cards out there that allow you to waive the hefty annual fee with a few swipes of your card. But CIMB Islamic MasterCard will do you one better – the annual fee is free for whole life without any conditions! This means no worrying about whether you have to swipe or spend a minimum amount each year in order to waiver your annual credit card fees.
Earn CIMB rewards with your CIMB Islamic MasterCard when you shop locally and overseas. For every Ringgit that you spend you earn 2 Bonus Points – which you can collect and use to redeem exciting gifts! If you're wondering what gifts that you can redeem as rewards, take a look at CIMB Member Rewards. You can also get discounts at over 500 participating merchants by spending your Bonus Points!
0% Easy Pay
Shop first and pay later with 0% Easy Pay! CIMB Easy Pay is an instalment plan that allows you to pay for your purchases later at 0% interest. Plus these repayments can be spread out over 36 months, or 3 full years! But before you make a big purchase it's wise to call up the bank, as this special zero interest is only provided for participating merchant outlets.
Low-Interest Balance Transfer
Are your current credit card interest rates causing you to hold your breath? Consolidate all your credit card debt with CIMB Balance Transfer Plan, and repay over 6 or 12 months at a special balance transfer interest rate. However, your transfer amount should be a minimum of RM1000 and not exceed your CIMB Islamic MasterCard credit limit.
But you need to repay your monthly repayments every month! If your payments are not made before their due dates, a late payment charge of 1% of the outstanding balance will be charged to your card. This penalty will go up to a maximum of RM100.