CIMB PETRONAS Visa Infinite-i Credit Card

Get up to 12% cashback for PETRONAS transactions, Setel spend and EV charging at PETRONAS stations, including grocery, dining, cashless parking and overseas spending. No annual fee for life!

CIMB PETRONAS Visa Infinite-i Credit CardUp to 12% cashback on PETRONAS spending!
Min. Income
RM10,000/month
Annual Fee
Free
Cashback
up to 12%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get 12% cashback on your PETRONAS-related spending, Setel App transaction, and EV Charging at PETRONAS stations nationwide, subject to a statement balance of RM4,000 and above. If your statement balance hits between RM1,500 to RM3,999, you will get 6% cashback instead. Spending on grocery, dining, and cashless parking also earns you 6% cashback with a statement balance of RM4,000 and above, while 3% cashback is earned for a statement balance between RM1,500 to RM3,999. Moreover, enjoy unlimited 1% cashback on overseas spending with a statement balance of RM1,500 and above.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations12%RM60from RM4,000 or above monthly
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS station6%RM60from RM1,500up to RM3,999 monthly
Groceries, Dining, and Cashless Parking6%RM60from RM4,000 or above monthly
Groceries, Dining, and Cashless Parking3%RM60from RM1,500up to RM3,999 monthly
Overseas Spending1%uncappedfrom RM1,500 or above monthly

Petrol

Fuel your car at PETRONAS or spend at PETRONAS stations using the Setel App to earn up to 12% cashback, capped at RM60 per cardholder per statement cycle.

Travel

Enjoy 4x complimentary access per year to participating Plaza Premium Lounge in Malaysia and abroad, simply by presenting your CIMB PETRONAS Visa Infinite-i Credit Card, your IC or passport, and a valid boarding pass. Don't forget to charge all your travel fares to this card as well to enjoy complimentary travel takaful coverage of up to RM1 million which includes travel inconveniences. Terms and conditions apply.

Travel CoverageSum Insured
Personal AccidentUp to RM100,000
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Enjoy extended protection from personal accident takaful worth up to RM100,000, credit card outstanding balance coverage of up to RM10,000, RM100 daily hospital allowance due to accident, and Badal Haji benefit worth RM3,000, including Qurban benefit worth RM750. All are subject to terms and conditions.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay. Moreover, enjoy 0% instalments for up to 24 months for your Proton or Perodua car service at participating service centres, exclusively for a CIMB PETRONAS Visa Infinite-i Credit Card holder.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

This premium Visa Infinite credit card is the result of a strategic partnership between CIMB Bank and PETRONAS, one of Malaysia's leading petroleum corporations, making it an ideal choice for individuals seeking exclusive benefits, rewards, and privileges.

Amazing cashback for your everyday spend

Whether you're a frequent traveller, a petrol-saving enthusiast, or someone who appreciates premium lifestyle perks, this credit card could be the key to unlocking a world of convenience and savings.

  • Cashback for PETRONAS spending

With this credit card, you’ll get up to 12% cashback on all PETRONAS transactions, Setel App spending at PETRONAS, and EV charging at PETRONAS stations nationwide. You earn 12% cashback when your statement balance hits RM4,000 and above. If your statement balance falls between RM1,500 to RM3,999, you earn 6% cashback instead. Both cashbacks are capped at RM60 per cardholder per statement cycle.

  • Cashback for grocery, dining and cashless parking

Similar to the above criteria, you must hit a statement balance of RM4,000 and above to earn 6% cash back for selected categories such as grocery, dining and cashless parking. For a statement balance of RM1,500 to RM3,999, you get 3% cashback. The cashback that you earn will be capped at RM60 per cardholder per statement cycle.

  • Cashback for overseas spending

Don’t forget to bring along the CIMB PETRONAS Visa Infinite-i Credit Card when you travel abroad! This card rewards you for overseas spending with unlimited 1% cashback (no capping). However, you must hit a statement balance of RM1,500 and above to get unlimited cashback.

Note: Statement Balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement. Any payments made before the current month’s statement date will be taken into account for the calculation of the current month’s statement balance.

Top-notch travel privileges and benefits

For a premium petrol credit card, the benefits you get don’t just stop at cashback—you get 4x complimentary access per calendar year to participating Plaza Premium Lounge in Malaysia and abroad that applies to both the principal and supplementary cardholders. Simply present your CIMB PETRONAS Visa Infinite-i Credit Card, Passport or IC and a valid boarding pass to access. Here’s the complete list of participating lounges.

On top of that, you get complimentary Travel Takaful coverage worth up to RM1 million as well! Just charge the full fare of your flight tickets with this credit card to enjoy it. The coverage covers any travel inconveniences such as baggage loss or flight delays.

Not to mention several extended protection just for you:

  • Personal Accident Takaful coverage worth RM100,000
  • Coverage of up to RM10,000 for credit card outstanding balance
  • Daily hospital allowance due to accident worth RM100 per day
  • RM3,000 Badal Haji benefit
  • RM750 Qurban benefit

Please note that the takaful coverages are subject to terms and conditions.

CIMB 0% Easy Pay for car services at Proton and Perodua

An owner of a Proton or Perodua car? If you are on a tight budget or simply want to take advantage of an instalment plan, now you can enjoy 0% monthly instalments of up to 24 months with a CIMB 0% Easy Pay for your car service. Find the list of participating service centres here.

No annual fee!

Yes, you read it right the first time. This premium CIMB PETRONAS Visa Infinite-i Credit Card doesn’t come with an annual fee for both the principal and supplementary cards. However, the annual SST of RM25 still applies.

What are the eligibility criteria to make an application?

To apply as a principal cardholder for a CIMB PETRONAS Visa Infinite-i Credit Card, you must be 21 years of age and are earning RM120,000 a year to be eligible. For supplementary cardholders, they must be at least 18 years of age to qualify.

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