CIMB PETRONAS Visa Platinum-i Credit Card

A no-annual-fee credit card that rewards you with up to 8% cashback on PETRONAS and Setel spending, including EV charging at PETRONAS stations. Plus, up to 2% cashback on grocery, dining and cashless parking.

CIMB PETRONAS Visa Platinum-i Credit CardUp to RM100 cashback every month!
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Enjoy 8% cashback on any PETRONAS-related transaction, Setel App transaction and EV charging at PETRONAS stations when your statement balance hits RM2,000 and above. If your statement balance is between RM500 to RM1,999, you will get 4% cashback instead. Moreover, get 2% cashback on grocery, dining and cashless parking spending with a statement balance of RM2,000 and above, while 1% cashback will be yours if your statement balance hits between RM500 and RM1,999.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations8%RM50from RM2,000 or above monthly
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations4%RM50from RM500up to RM1,999 monthly
Groceries, Dining, and Cashless Parking2%RM50from RM2,000 or above monthly
Groceries, Dining, and Cashless Parking1%RM50from RM500up to RM1,999 monthly

Petrol

A fan of PETRONAS? Fuel your car using the physical card or via the Setel App at PETRONAS stations to enjoy up to 8% cashback every month, capped at RM50 per cardholder per statement cycle.

Travel

Don't forget to charge all your travel fares to the CIMB PETRONAS Visa Platinum-i Credit Card to enjoy complimentary travel takaful coverage for up to RM1 million. This coverage also includes travel inconveniences such as delayed flights or baggage loss, etc. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Special for the CIMB PETRONAS Visa Platinum-i Credit Card holders! Enjoy 0% instalments for up to 24 months for your Proton or Perodua car service at participating service centres. Find out more in the Review section below.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

Discover how this credit card can enhance your day-to-day banking experience, fuel your savings, and provide you with exciting perks, all while enjoying a partnership with PETRONAS, a leading name in the Malaysian energy sector.

Earn cashback for PETRONAS and other selected spending

Cashback credit cards are one of the most sought-after card types in the market as you earn a percentage of your spending back as cashback rewards, and the all-new CIMB PETRONAS Visa Platinum-i Credit Card doesn’t disappoint.

With every swipe on PETRONAS spending, Setel App spending at PETRONAS and EV charging at all PETRONAS stations using this credit card, you earn 8% cashback but you must ensure that your statement balance hits RM2,000 and above to earn it. Otherwise, for a statement balance between RM500 to RM1,999, you earn 4% cashback for the same spending categories.

Other than that, you also get to earn 2% cashback on groceries, dining and cashless parking spending when your statement balance hits RM2,000 and above. If your statement balance is RM500 to RM1,999, you get 1% cashback.

Note that all cashback earned is capped at RM50 per cardholder per statement cycle. Statement Balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement. Any payments made before the current month’s statement date will be taken into account for the calculation of the current month’s statement balance.

Travel Takaful coverage worth up to RM1 million

Flying abroad sometime this year? Don’t forget to charge the full fare of your flight tickets with this CIMB PETRONAS Visa Platinum-i Credit Card to enjoy complimentary Travel Takaful coverage worth up to RM1 million.

Subject to the terms and conditions of the Takaful provider, travel inconveniences such as baggage loss or flight delays that you face will also be covered. Find more details about this privilege here.

CIMB 0% instalments for car services

Do you own a Perodua or Proton car? Sending your car for a service can be expensive at times, especially if your car needs a severe overhaul. But with the CIMB 0% Easy Pay, you can opt for zero-interest instalments for up to 24 months to pay for the car service at participating Proton or Perodua service centres. Click here to check the complete list.

No annual fee!

Maximise savings and enjoy zero annual fees for both the principal and supplementary cards of the CIMB PETRONAS Visa Platinum-i Credit Card. You only need to pay for the SST of RM25 which will be billed to you annually.

Am I eligible to apply for a CIMB PETRONAS Visa Platinum-i Credit Card?

Anyone aged 21 years and over with a minimum annual income of RM24,000 is eligible to apply as the principal cardholder, while the supplementary cardholder should be 18 years of age at the minimum to qualify.

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