CIMB Petronas Platinum MasterCard credit card

CIMB Petronas Platinum MasterCard

Be a Smarter Driver - Get up to 7% petrol rebate at PETRONAS petrol stations.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 7% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for CIMB Petronas Platinum MasterCard

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Because you should be rewarded for giving the bank your business

0.2% uncapped cashback on all retail purchases and up to 7% on transactions at Petronas capped at RM50 per month. Additionally, you get up to 10% cash back when servicing your card at Perodua Service Centres
Discover how much you can save when you shop with your new CIMB Petronas Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
PetrolSpendfrom RM3000 and above monthly7%RM50from RM3000 and above monthly
PetrolSpendup to RM2999 monthly3%RM50up to RM2999 monthly
All RetailSpendany amount monthly0.2%uncappedany amount monthly
Balance Transfer
CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months. If you wish to finance a car, get the 0% Easy Pay Plan for 10 months on down payment for a new Perodua car
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Up to 7% cash rebate on transactions at any PETRONAS stations.
CIMB Dining & Shopping Privileges. Discover amazing privileges when you shop and exclusive offers when you dine. Plus, exclusive discounts at Lim tayar and CARs International nationwide.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Petronas Platinum MasterCard review

What's so good (or not so good) about it?

CIMB Petrol Cash Back!

Good news for you petrol heads out there! If you live near a Petronas Station, you'll definitely have to consider getting the CIMB Petronas Platinum MasterCard. Earn 7% cahsback for the statement balance of RM3000 and above or 3% for the balance below RM3000 at any Petronas stations nationwide.

However, cash back at PETRONAS Stations and auto-related stores is capped at maximum of RM50 per card per month. Enjoy unlimited cash back of 0.2% on other retail spend.

Be a Perodua VIP

Own a Perodua Myvi? Or wish to own one? Receive 10% cash back on car services at Perodua Service Centres and 0% Easy Pay Plan for 10 months on your car down payment at Perodua branches and authorised dealers.

Deals and Discounts at CARs International

You don't want to spend a ton of money on washing your car only to get bird droppings on it the next week. If you pay using your CIMB credit card, you can get a Car Polish Treatment with FOC Nano Mist at 20% discount. Plus, 15% off on 2 years membership.

CIMB Dining and Shopping Privileges

Discover amazing perks and privileges when you splurge at the shopping mall and exclusive offers when you dine at participating eateries and restaurants.

Read More