CIMB Petronas Platinum MasterCard

Be a Smarter Driver - Get up to 7% petrol rebate at PETRONAS petrol stations.

15% p.a. interest rate
20 days interest-free period
up to 7% cashback
5.99% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM0.00 annual fee

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for CIMB Petronas Platinum MasterCard

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My income is greater than RM24000 a year. That's at least RM2000 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

0.2% uncapped cashback on all retail purchases and up to 7% on transactions at Petronas capped at RM50 per month. Additionally, you get up to 10% cash back when servicing your card at Perodua Service Centres

Discover how much you can save when you shop with your new CIMB Petronas Platinum MasterCard
Cashback Category		Cashback Rate	Monthly Cap	Spend
Petrol	Spendfrom RM3000 and above monthly	7%	RM50	from RM3000 and above monthly
Petrol	Spendup to RM2999 monthly	3%	RM50	up to RM2999 monthly
All Retail	Spendany amount monthly	0.2%	uncapped	any amount monthly

Balance Transfer

CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months. If you wish to finance a car, get the 0% Easy Pay Plan for 10 months on down payment for a new Perodua car

Pay Over	With Interest Rate At	When You Transfer
6 months	5.99% p.a. and no one-time upfront handling fee	from RM1000
12 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about CIMB Balance Transfer Plan

Easy Payment Plan (EPP)

WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.

Pay Over	With Interest Rate At	When You Spend
12 months	0% p.a. and no one-time upfront handling fee	from RM50
24 months	0% p.a. and no one-time upfront handling fee	from RM50
36 months	0% p.a. and no one-time upfront handling fee	from RM50

Learn more about CIMB 0% Easy Pay

Petrol: Up to 7% cash rebate on transactions at any PETRONAS stations.

Premium: CIMB Dining & Shopping Privileges. Discover amazing privileges when you shop and exclusive offers when you dine. Plus, exclusive discounts at Lim tayar and CARs International nationwide.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.90 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM24000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: CIMB 0% Easy Pay; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: CIMB CashLite; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: CIMB Balance Transfer Plan; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Petronas Platinum MasterCard review

What's so good (or not so good) about it?

CIMB Petrol Cash Back!

Good news for you petrol heads out there! If you live near a Petronas Station, you'll definitely have to consider getting the CIMB Petronas Platinum MasterCard. Earn 7% cahsback for the statement balance of RM3000 and above or 3% for the balance below RM3000 at any Petronas stations nationwide.

However, cash back at PETRONAS Stations and auto-related stores is capped at maximum of RM50 per card per month. Enjoy unlimited cash back of 0.2% on other retail spend.

Be a Perodua VIP

Own a Perodua Myvi? Or wish to own one? Receive 10% cash back on car services at Perodua Service Centres and 0% Easy Pay Plan for 10 months on your car down payment at Perodua branches and authorised dealers.

Deals and Discounts at CARs International

You don't want to spend a ton of money on washing your car only to get bird droppings on it the next week. If you pay using your CIMB credit card, you can get a Car Polish Treatment with FOC Nano Mist at 20% discount. Plus, 15% off on 2 years membership.

CIMB Dining and Shopping Privileges

Discover amazing perks and privileges when you splurge at the shopping mall and exclusive offers when you dine at participating eateries and restaurants.