CIMB Petronas Platinum MasterCard

Get up to 7% cashback every day with Setel transactions at PETRONAS with a zero annual fee CIMB credit card. Enjoy exciting discounts at automobile related partners too.

CIMB Petronas Platinum MasterCard7% cashback for any Petronas purchase
Min. Income
Annual Fee
up to 7%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Swipe your CIMB Petronas Platinum Credit Card using Setel App at all PETRONAS stations nationwide to enjoy 7% cashback, subject to statement balance of RM1,500 and above. For other retail spending, get 0.2% unlimited cash rebates.

Cashback categoryCashback rateMonthly capStatement Balance
Setel Spend7%RM30from RM1,500 and above
Petronas Spend (Card)5%RM30from RM1,500 and above
Petronas Spend (Card)3%RM30up to RM1,500
Other Retail Spend0.2%uncappedany amount


With Setel app, earn 7% cash rebates at any PETRONAS stations nationwide. Fuel up your car and shop at PETRONAS using physical credit card gets you 5% cashback.


Receive automatic travel insurance coverage up to RM1 Million when you charge the full fare of your flight ticket. Get 10% off when you shop for souvenirs at The ZON Duty Free outlets in Malaysia.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Exciting benefits, privileges and discounts on auto-related products and services at participating merchants such as CARS International, RAYTECH CS, and Secure Motor. Get an instant 10% off at the ZON Duty Free outlets.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


CIMB Petronas Platinum MasterCard - 7% Setel Cash Rebates

More rewards, higher rebates and happier returns with every swipe of CIMB PETRONAS Platinum Credit Card at all PETRONAS stations nationwide.

If you spend more time on the road than in the office, you'll definitely consider signing up for this PETRONAS MasterCard.

You'd be surprised to learn that you can get 7% cash rebates on your Setel spends, subject to a statement balance of RM1,500 and above.

We're not only talking about lifting up the nozzle and fill up the tank, but also other spends in the PETRONAS Mesra shop.

Annual Fee Waiver

Owning a Platinum credit card usually requires a higher income level and comes with a steep annual fee, which can be offset with a few swipes per year.

CIMB understands what you're going through every day for 365 days, thus waiving the annual fee for its PETRONAS MasterCard. 

There is absolutely no condition requiring you to swipe the petrol cash rebate credit card in order to waive your annual fee.

CIMB Petronas Platinum MasterCard Auto Parts & Services Deals

Your co-branded CIMB credit card is also packed with additional features and benefits related to auto products and services. 

If you have a soft spot for car cosmetics, don't miss out on these perks. 

Get extra discounts and amazing offers for your car's polish treatment at CARS International and car tint services at RayTech CS, including converting your Motor Insurance Premium into 6 or 12 months 0% Instalment Plan with Secure Motor.

CIMB Retail & Dining Privileges

Waiting for a year-end sale can take your youth away. 

Sign up for CIMB PETRONAS Platinum Credit Card to enjoy all year round promotions, offers, deals, discounts and gifts at selected CIMB retail and dining establishments.

There are a host of partners providing a myriad of products and services ranging from health & beauty, department stores, golf club, travel and education under Retail Privileges.

For Dining Privileges, you can explore Halal epicurean cuisine, desserts and fine dining experience at selected renowned hotels regionally such as Hard Rock Hotels, Hilton Hotels and Eastin Hotels, among others.

CIMB Petronas Platinum MasterCard Line of Credits

CIMB PETRONAS Platinum Credit Card does not only ensure that you'll receive extra mileages and greater fuel savings, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite