CIMB Platinum BusinessCard

The CIMB Platinum Business credit card rewards you with attractive cashback - get it in any colour you like, as long as it's black.

CIMB Platinum BusinessCardUnlimited cashback for retail
Annual Fee
Free
Cashback
up to 1.25%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

0.5% cash rebate on local spending, and 1.25% cash rebate on overseas spending. Plus, you will get an RM50 cash rebate for 20 retail transactions within 12 months from card issuance/anniversary.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Local retail0.5%uncappedany amount monthly
Overseas retail1.25%uncappedany amount monthly

Premium

Platinum Indulgence - Pamper yourself and your clients with a fine selection of preferential privileges at restaurants and shopping malls in Malaysia. Not to mention, if you make full payments to your card every month, you'll get to enjoy up to 50 days of interest-free credit. On top of that, you also get complimentary e-commerce purchase protection insurance which you'll be able to claim up to USD 200 over a 12-month period due to a few delivery mishaps. T&C apply.

Balance Transfer

Are you tired of paying high interest rates on your credit cards? CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Trying to curb your expensive shopping habits? Enjoy up to 36 months of interest-free instalment payments with your new CIMB credit card.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000
Contact-less Payment Methods
payWave

Requirements

Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Any Business

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

CIMB Platinum Business Card - Great Cash Back Rate

Need a CIMB credit card that'll cut down on business expenses each month? This CIMB Platinum Business Card was designed with SMEs in mind, offering business owners the ease and convenience of managing their business's finances.

Get up to 1.25% monthly cashback for all your retail spending with the CIMB Platinum Business Card and RM50 cash rebate when you perform 20 retail transactions within 12 months from card issuance or anniversary.

However, please take note that fuel expenses at petrol stations are not eligible for cashback. 

Easy Money Management

You'll receive not one, but two monthly statements - one for your company, and another individual statement for you, the cardholder. How is this beneficial? 

This will help you to separate credit card swipes made on behalf of the company, and those made for your own expenses - saving you time, and a massive headache.

On top of that, this CIMB credit card gives you up to 20 days of interest-free credit.

CIMB Shopping and Dining Privileges

Want to enjoy the great benefits of dining and shopping while on your business trip? 

Unwind with discounts at amazing restaurants and shopping malls such as Queensbay Mall and Gurney Plaza in Penang with your CIMB credit card.

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