CIMB Platinum BusinessCard credit card

CIMB Platinum BusinessCard

The CIMB Platinum Business credit card with attractive cash back and insurance protection - get it in any colour you like, as long as it's black.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.5% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for CIMB Platinum BusinessCard

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for CIMB Platinum BusinessCard

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to CIMB website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

0.5% cash rebate for any retail purchases.
Discover how much you can save when you shop with your new CIMB Platinum BusinessCard
Cashback CategoryCashback RateMonthly CapSpend
RetailSpendfrom RM10 up to RM1000 monthly0.5%RM100from RM10 up to RM1000 monthly
Balance Transfer
Are you tired of paying high-interest rates on your credit cards? CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Trying to curb your expensive shopping habits? Enjoy up to 36 months of interest-free instalment payment with your new CIMB credit card.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Enjoy travel insurance of up to RM1000000 coverage.
Travel CoverageSum Insured
Personal AccidentUp to RM100000
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1500
Platinum Indulgence - Pamper yourself and your clients with a fine selection of preferential privileges at restaurants and shopping malls in Malaysia.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Contact-less Payment Methods


Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Platinum BusinessCard review

What's so good (or not so good) about it?

What will bring your business prestige and recognition? A swanky new office? Great employee benefits? How about a professional credit card with your company name on it? This CIMB Business Platinum Card was designed with SMEs in mind, offering business owners the ease and convenience in managing their business's finances.

Great Cash Back Rate

Need a CIMB credit card that'll cut down on business expenses each month? Get 0.5% monthly cash back for all your retail spend with the CIMB Platinum BusinessCard. However, fuel expenses at Petrol stations will be excluded.

Easy Money Management

You'll receive not one, but two monthly statements - one for your company, and another individual statement for you, the cardholder. How is this beneficial? This will help you to separate credit card swipes made on behalf of the company, and those made for your own expenses - saves you time, and a massive headache.

Complimentary Travel Insurance Protection

Not to keen on going for that overseas meeting this weekend? Enjoy travel insurance protection of up to RM1,000,000 - get covered for when you're flight gets cancelled and when your luggage is delayed or lost.

CIMB Shopping and Dining Privileges

Want to enjoy great benefits on dining and shopping while on your business trip? Unwind with discounts at amazing restaurants and shopping malls such as Queensbay Mall and Gurney Plaza in Penang.

Free Touch 'n Go ZING Card

Have you always wanted to get a Touch 'n Go card, but never got around to doing it? With this CIMB credit card, get a Touch ‘n Go Zing card linked to your new CIMB Business Platinum Card. You don't ever have need to worry about running low on balance at the toll when you reload a minimum of RM100, RM200, or up to RM300 at minimal fees!

Read More