CIMB Platinum MasterCard credit card

Also available as Visa

CIMB Platinum MasterCard

The CIMB Platinum MasterCard - enjoy year after year of financial freedom with zero annual fees, reward points, and interest free instalments.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for CIMB Platinum MasterCard

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Because you should be rewarded for giving the bank your business

Enjoy great rewards whenever you spend with your CIMB credit card. Be rewarded with 1 Bonus Point for every RM1 you spend on your credit card. Bonus points deemed expired three years after the points are earned!
CIMB Bonus Points
1 point on every RM1on all retail expenses
Your CIMB Bonus Points earned expires in  3 years
Balance Transfer
Great value CIMB Balance Transfer offers 5.99% interest on a 6 month payment term.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy up to 36 months of interest-free installment payment with you CIMB credit card.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Auto-reload with the Touch ‘n Go Zing card.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Contact-less Payment Methods

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Platinum MasterCard review

What's so good (or not so good) about it?

The classic CIMB Platinum Visa card allows you to enjoy free gifts from the CIMB Members Catalogue and exclusive lifestyle discounts, and convenient payment plans for those on a monthly budget. If you apply a supplementary card for your loved ones, they'll also be able to share with you all the perks and benefit of this CIMB credit card.

Zero Annual Fee

There is no annual fee for the CIMB Platinum Visa (as well as MasterCard) for both principal and supplementary card holders. Annual fee is waived and it's free forever.

Easy Toll Payments

No smart driver will want to wait at the toll gates behind an endless row of cars - enjoy the convenience of auto-reload with the Touch ‘n Go Zing card with your CIMB credit card.

Bonus Points Redemption Program

Now you can earn 1 Bonus Point for every RM1 spent with your CIMB credit card. Bonus Points accumulated can be used for attractive gifts ranging from gadgets, home essentials, outdoor tools, and so much more.

With this credit card, you can of course pay in credit, but did you know you can also pay in Bonus Points? You may also use your Bonus Points to pay for purchases made at participating merchant outlets via Pay with Points.

0% EPP

Going broke for the month but you absolutely have to have that shiny new toy you've been eyeing at the mall? Pay for your expenses at zero interest instalments with CIMB 0% easy pay. Enjoy up to 36 months of interest-free instalment payment on your next splurge. CIMB 0% Easy Pay is only valid at participating merchant outlets.

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