From golfing to traveling, dining and shopping, CIMB is giving you all access to a host of amazing lifestyle benefits and experiences with just a single swipe - enjoy personalised concierge services, generous credit limit and reward points on all your spending!
No Annual Fee
To enjoy an unparalleled shopping and dining experiences with a Platinum credit card, one usually has to pay a hefty price, chargeable annually. But with CIMB Platinum Credit Card, it is free for life, with no terms and conditions!
Interestingly, everyone with a minimum monthly income of RM2,000 can afford to own a CIMB Platinum Credit Card, which would otherwise be marketed to mass affluent customers.
Pay with Bonus Points
CIMB Platinum Credit Card is a reward-based credit card that gives you Bonus Points for every spend made on all retail purchases. In fact, it has a fair conversion rate of 1x Bonus Point for every RM1 spent, whether in Malaysia or overseas.
To quickly collect Bonus Points and exchange them with items of value from CIMB Members Rewards Catalogue, you can combine purchases from Principal and Supplementary cards.
But the best part with CIMB Bonus Points is, as rewarding as it sounds, that you can use your accumulated Bonus Points to pay for your next purchases at CIMB's participating merchants. That way, you can save on credit card bill payment.
CIMB 0% Easy Pay
You don't have enough Bonus Points to offset your big-ticket item purchase? Don't wrinkle your forehead just yet as CIMB has the rightest solution for this kind of worry.
You do know that you can convert your large payment into small monthly instalments via an easy payment plan? This is where CIMB 0% Easy Pay comes to the rescue. Applicable only to retail purchases, 0% Easy Pay is your next best route to save on credit card spending.
There are 3 instalment plans you can choose from, with interest rate starting from 0%. You can transfer any amount from a minimum of RM50 to a prescribed credit card limit.
CIMB Retail & Dining Privileges
Waiting for a year-end sale can take your youth away. Sign up for a Platinum credit card to enjoy all year round promotions, offers, deals, discounts and gifts at selected CIMB retail and dining establishments.
There are a host of partners providing a myriad of products and services ranging from health & beauty, auto parts & services, department stores, golf club, travel and education under Retail Privileges.
For Dining Privileges, you can explore epicurean cuisine, wine, desserts and fine dining experience at selected renowned hotels regionally such as Hard Rock Hotels, Hilton Hotels and Eastin Hotels, among others.
Complimentary Insurance Coverage
It is common for a travel credit card to be equipped with a comprehensive insurance plan, covering Personal Accident / Travel Insurance and Travel Inconveniences such as lost or delayed luggage and missed or delayed flights.
To be be automatically covered with up to RM1 million insurance coverage, pay for your flight tickets with CIMB Platinum Credit Card. The insurance can be extended to cover your family as well.