CIMB Platinum Visa credit card

Also available as MasterCard

CIMB Platinum Visa

The Classic CIMB Platinum Visa credit card - enjoy year after year of financial freedom with no annual fees and exclusive lifestyle discounts all year.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for CIMB Platinum Visa

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Because you should be rewarded for giving the bank your business

Enjoy great rewards whenever you spend with your CIMB credit card. Earn 1 Bonus Point everytime you spend RM1 on your credit card. Bonus points deemed expired in three years after the points are earned!
CIMB Bonus Points
1 point on every RM1on all retail expenses
Your CIMB Bonus Points earned expires in  3 years
Balance Transfer
CIMB Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months. Consolidate your debts and stop paying high-interest on your credit cards!
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Just got to have that expensive watch or brand new flat screen TV? WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Exclusive lifestyle benefits from CIMB. Enjoy deals and discounts at participating hotels and restaurants all over Malaysia every day of the year.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Platinum Visa review

What's so good (or not so good) about it?

A world of privilege awaits when you own a Visa Platinum credit card. From dining to shopping to golfing, CIMB is giving you all access passes to a host of amazing lifestyle benefits and experiences with just a single swipe - enjoy personalised conceirge services, generous credit limit, and reward points on all your spending!

Bonus Points

With your CIMB credit card, you will earn 1 Bonus Point for every RM1 you spend - no matter if you're in Malaysia or abroad. Don't just collect them, use your points to redeem a ton of gifts and prizes from the CIMB members rewards catalogue. Points from principal and supplementary cards can be combined to redeem the best gifts for you and your family.

Swipe With Points

We've all been there - instead of splitting the bill with your friends at the restaurant, you offer to pay using your credit card. But what happens if you've gone over your credit limit? CIMB has got the answer with Pay with Points! Now you can use Bonus Points to pay for expenses at participating merchant outlets.

CIMB 0% Easy Pay

Nobody walks around with a bag full of money (unless you're a bank robber!), so how are you going to pay for that new laptop or sound system? Even if you're paying on credit, do you think your card will be able to handle a bill of more than RM4,000? 

Once again CIMB comes to the rescue - enjoy up to 36 months of interest-free instalment payments when you're shopping at the mall, what a relief! However, do keep in mind that this special offer is only valid at participating merchant outlets.

CIMB Lifestyle Privileges

Discover amazing privileges when you shop and enjoy exclusive offers when you wine and dine at hundreds of participating hotels and restaurants in Malaysia. Looking to entertain business clients or share a quiet meal with your family? Drop by CIMB credit card friendly outlet!

Touch ‘n Go Card

You will be given a Touch ‘n Go Zing card linked to your existing CIMB credit card. Why? So you would never need to worry about running low on balance ever again. Set up auto-reload for RM100, RM200 and RM300 at low low fees - if you go on road-trips every few months, this CIMB credit card would be an ideal choice!

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