CIMB Preferred Visa Infinite credit card

CIMB Preferred Visa Infinite

A premier credit card that rewards Bonus Points, unlimited airport lounge access, travel insurance coverage and preferential foreign exchange rate!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 7x reward points 

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

Start Application

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Receive 1x CIMB Bonus Point for every RM1 spent locally and 2x CIMB Bonus Points for every Ringgit you swiped on your CIMB Preferred Visa Infinite while abroad.
CIMB Bonus Points
2 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends
7 points on every RM1for local dining spends
6 points on every RM1for overseas transactions
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Unlimited access to participating Plaza Premium Lounge across the region and a dedicated travel assistance via CIMB Premier Travel Desk. Plus, a travel insurance coverage worth RM1 million when full airline ticket(s) is charged to your CIMB Preferred Visa Infinite.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Get preferential foreign exchange rates and special treatment at all CIMB Preferred Centres across the ASEAN region. Indulge in a "by-invitation only" access to worldwide events such as VIP back stage passes for Fashion Weeks or dine with Hollywood celebrities.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
40% of total amount


Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Invitation Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Preferred Visa Infinite review

What's so good (or not so good) about it?

You have worked hard to arrive at your life, now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary.

No Annual Fee

CIMB Preferred Visa Infinite is an invitation-only credit card that charges zero annual fee for life, exclusively for CIMB Preferred members. 

To be eligible for this reward and travel credit card, you can apply for CIMB premier banking membership when your Asset Under Management (AUM) reaches RM250,000.

Your AUM can be comprised of any CIMB financial products and services such as Savings Account, Current Accounts and / or investment products.

Priority Services

With CIMB Preferred Visa Infinite, you will be in the front seat for CIMB upcoming promotions such as high fixed deposit rates or dining and hotel discounts. That's not all, your cross-border traveling will be more rewarding as you will get preferential treatments in many categories:

CategoryDescriptionService Provider
Banking ServicesExclusive access at over 100 CIMB Preferred Centres across ASEAN and in Malaysia CIMB Preferred
Banking ServicesPreferential foreign exchange rates at CIMB Bank Bureau de Change in Malaysia CIMB Bank Bureau de Change
TravelUp to 6x per year access to premium airport lounges in ASEANPlaza Premium Lounge
TravelDedicated travel assistance and exclusive airlines deals CIMB Premier Travel Desk
TravelWorldwide concierge services for personal needsVisa INFINITE Concierge Services

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International as well as CIMB Credit Card Privileges.

Plus, you can get VIP access to a "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rally in Europe.

Plaza Premium Lounge

Indulge in the privacy and exclusivity while waiting for your boarding call in the premium airport lounge. For Private Wealth customers, you will be entitled up to 6x access per year, while CIMB Preferred customers get maximum 4x access per year at all Plaza Premium Lounges in Malaysia. 

If you have exhausted all of your free passes, don't worry as you can get unlimited access at selected Plaza Premium Lounges in Singapore, Indonesia, Thailand and Vietnam.

Travel Insurance Coverage

Receive automatic travel insurance coverage up to RM1 million when you charge full fare of your airlines tickets to your CIMB Preferred Visa Infinite. This way, you can cut down cost of purchasing external insurance coverage. 

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per any once occurrence.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 2x CIMB Bonus Points will be credited to you for every RM1 spent overseas.

For existing Gold Investment Accounts, top up a minimum of RM10,000 every month and get 10,000 CIMB Bonus Points. Collect your reward points to redeem exclusive merchandise and gifts from CIMB Members Reward Catalogue.

Line of Credits

CIMB Preferred Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

Read More