CIMB Preferred Visa Infinite

A premium credit card that rewards Bonus Points, exclusive airport lounge access, complimentary travel insurance coverage and preferential foreign exchange rates!

CIMB Preferred Visa InfinitePremier travel and lifestyle benefits
Annual Fee
Free
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Cardholders get 1x Bonus Points when spending locally, and 2x Bonus Points for spending overseas using foreign currencies. Earn an additional 7x Bonus Points on local dining and 6x Bonus Points for overseas spending every quarter, when you meet the Assets Under Management (“AUM”) minimum balance requirement at all times during the campaign period, per the T&C. Meanwhile, get 1x Bonus Point for every other local spending. The accumulated Bonus Points can then be redeemed for selected flights, hotel stays, vouchers and more, or pay for items at participating merchants via Pay With Points. Moreover, consolidate your daily spending to earn an extra 35,000 Bonus Points monthly, and get the chance to redeem 32,000 Enrich Miles for a flight to Sydney, Australia! T&C apply.

CIMB Bonus Points
EarnSpend
8 points on every RM1on local dining and overseas spend (using foreign currencies)
1 point on every RM1on other local spending

Travel

Enjoy 8x complimentary access to selected Plaza Premium First and Plaza Premium Lounge worldwide with a valid boarding pass. This perk is valid until 31 December 2024 and is subject to cardholders maintaining the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period, per the T&C. Otherwise, you'll be charged with the prevailing rates for an entry. Additionally, you can enjoy exclusive access to the Sky Lounge at the SkyPark Terminal, Subang Airport by presenting this credit card and a valid boarding pass plus meeting a minimum spend of RM2,000 in the same calendar month - other terms may apply and are valid until 31 January 2025. Moreover, enjoy complimentary travel insurance of up to RM1 million when you charge the full fare of your flight ticket(s) with this card. Enjoy dedicated travel assistance via the CIMB Premier Travel Desk and Visa Concierge!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Get preferential foreign exchange rates at Malaysia's CIMB Bank Currency Exchange booth, exclusively for the CIMB Preferred Visa Infinite/Infinite-i credit cardholders!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • CIMB Preferred Clients Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

You have worked hard and now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary. Also available in Shariah-compliant variation - CIMB Preferred Visa Infinite-i.

CIMB Preferred Visa Infinite/Infinite-i, A No Annual Fee Credit Card!

CIMB Preferred Visa Infinite/Infinite-i is an invitation-only credit card that charges a zero annual fee for life, exclusively for CIMB Preferred clients. 

To be eligible for this reward and travel credit card, you can apply for a CIMB Preferred banking membership when your Assets Under Management ("AUM") reaches RM250,000.

Your AUM can consist of any CIMB financial products and services such as savings accounts, current accounts or investment products.

Priority Services For Preferred Members

With CIMB Preferred Visa Infinite Credit Card, you will be in the front seat for the bank's upcoming exclusive promotions such as high fixed deposit rates or dining and hotel discounts. 

That's not all, your cross-border travelling will be more rewarding as you will get preferential treatment in many categories:

CategoryDescriptionService Provider
Banking ServicesExclusive access at over 100 CIMB Preferred Centres across ASEAN and in MalaysiaCIMB Preferred
Banking ServicesPreferential foreign exchange rates at the CIMB Foreign Exchange booth in MalaysiaCIMB Foreign Exchange
Travel8x per year access to selected premium airport lounges worldwidePlaza Premium Lounge and Plaza Premium First
TravelDedicated travel assistance and exclusive airline dealsCIMB Premier Travel Desk
TravelWorldwide concierge services for personal needsVisa Infinite Concierge Service

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International and CIMB Credit Card Privileges.

Plaza Premium Lounge, Plaza Premium First and Sky Lounge Privileges

Indulge in privacy and exclusivity while waiting for your boarding call in the premium airport lounge. 

Up to 31 December 2024, CIMB Preferred customers get a maximum of 8x free passes per year at participating Plaza Premium Lounges and Plaza Premium First around the globe. Simply present your CIMB Preferred Visa Infinite credit card, your IC or Passport and a valid boarding pass to enter!

However, you must meet and maintain the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period to be eligible for the free pass. Otherwise, you'll be charged with the prevailing rates to enter the lounge.

For more details on this privilege, read the terms and conditions here.

Wait, there's more! If you find yourself at the SkyPark Terminal Subang Airport, waiting to board your plane, take the chance to enter the Sky Lounge with your CIMB Preferred Visa Infinite credit card and a valid boarding pass. Make sure to meet a minimum spend of RM2,000 in the same calendar month to enter the lounge.

The above perk is capped at 1,000 visits each calendar month and is valid until 31 January 2025 with terms applied.

Free up to RM1 Million Travel Insurance from CIMB Preferred Visa Infinite

Receive automatic travel insurance coverage up to RM1 Million when you charge the full fare of your airline tickets to your CIMB Preferred Visa Infinite. This way, you can cut down the cost of purchasing external insurance coverage.

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per occurrence. See here for the terms and conditions.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. 

For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 2x CIMB Bonus Points will be credited to you for overseas spending using foreign currencies.

Additionally, earn an extra 7x Bonus Points for local dining spend, plus 6x Bonus Points for overseas spending credited quarterly to cardholders who meet the Assets Under Management ("AUM") minimum balance requirement stated in the T&C at all times during the campaign period.

The extra Bonus Points collections are valid until 30 September 2024, so don't miss out because the accumulated points can then be redeemed for selected flights, hotel stays, vouchers and more or pay for items at participating merchants via Pay With Points!

Not to mention, earn an extra 35,000 Bonus Points monthly when you consolidate your daily spending. With that many Bonus Points in your hands, you'll be able to redeem 32,000 Enrich Miles for a flight to Sydney, Australia! Valid until 30 September 2024 with terms applied, here's how you can earn it:

  • Spend a minimum of RM10,000 on eligible transactions* per calendar month.
  • Maintain a minimum of RM250,000 worth of Assets Under Management (“AUM”) balance at all times as stipulated in the T&C.
  • Maintain a minimum monthly average balance of RM50,000 in CIMB’s Current Account/-i and/or Savings Account/-i as part of the minimum RM250,000 Assets Under Management (“AUM”) balance requirement.

*Note: Selected Merchant Category Codes (MCC) are subjected to a maximum monthly cap of RM5,000 to be considered as monthly Eligible Transactions.

CIMB Preferred Visa Infinite Line of Credits

CIMB Preferred Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

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