CIMB Preferred Visa Infinite credit card

CIMB Preferred Visa Infinite

Providing CIMB Preferred members with excellent priority banking services, whether its for investments or ever day transactions.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for CIMB Preferred Visa Infinite

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Because you should be rewarded for giving the bank your business

Redeem great prizes for the family, from household items to tech gadgets to air miles redemption. Receive 1 bonus point on every RM1 spent locally, or 2x bonus points for each RM1 you spend while abroad.
CIMB Bonus Points
2 points on every RM1on all overseas retail expenses
1 point on every RM1on all local retail expenses
Your CIMB Bonus Points earned expires in  3 years
Balance Transfer
CIMB Balance Transfer offers interest rates from as low as 5.99%p.a. and allows you to repay your credit card outstanding balance for up to 1 year. Beats paying 18%p.a. anyday!
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Stretch your payment tenure up to 36 months at ZERO interest.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Free 4x access to the Plaza Premium Lounge at participating airports across the region. Cardholders will have the benefit of a dedicated CIMB Premier Travel Desk and Airport SpeedPass - cut all the lines with fast track immigration check at over 280 airports the world over.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Special treatment at all CIMB Preferred Centres across the ASEAN region. Get treated like royalty with fine dining privileges and complimentary golf sessions at participating hotel and resorts in Asia and around the world.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Invitation Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Preferred Visa Infinite review

What's so good (or not so good) about it?

Enjoy an unparalleled standard in banking experience with the CIMB Preferred Visa Infinite credit card, exclusively for CIMB Preferred members. 

First-Class Privileges

You've worked hard to reach to your level in life, so it's time to play hard-er! With the CIMB Preferred Visa Infinite, have access to perks and privileges that are nothing short of extraordinary. With CIMB Preferred Visa Infinite, receive preferential treatment at over 100 CIMB Preferred Centres across the ASEAN region and at any CIMB Bank branches in Malaysia. Your preferential treatment includes:

  • Preferential rates when exchanging currencies at CIMB Bank Bureau de Change in Malaysia to make the most out of your shopping overseas
  • 4x complimentary Plaza Premium Lounge access and unlimited access to selected airport lounges across the region - it's nice to hide away from the hustle and bustle of the airport departure hall.
  • Impress your date! Fine dining deals at participating hotel partners
  • A dedicated travel assistance for all your travel needs with CIMB Premier Travel Desk. Need to book a flight? Want to know more about your holiday destination? CIMB has got you covered.

Flexible Monthly Repayments

With a maximum balance transfer amount of up to 80% of your total credit limit, you can now enjoy a flexible monthly repayment at lower interest rates. With a minimum transfer of RM1,000, you have the liberty to choose either a 6-month or a 12-month balance transfer program at 5.99%p.a. or 7.99% of effective interest rate respectively. Absolutely zero processing fee, no supporting documents needed, and definitely no penalty charges for freeing yourself from debt early!

Bonus Points

Your CIMB Preferred membership is now even more rewarding for you. Each time you save, finance, and invest with the bank or spend using your CIMB Preferred Visa Infinite, you will earn bonus points. Earn 1 bonus point for every RM1 spent locally and 2 bonus points for every RM1 spent overseas.

For existing Gold Investment Accounts, top up a minimum of RM10,000 monthly and get bonus points starting from no meager sum - you'll get 10,000 points! Accumulate your points to redeem attractive gifts ranging from gadgets, home essentials, outdoor & fun learning and many more for you and your loved ones.

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