CIMB Preferred Visa Infinite

A premier credit card that rewards Bonus Points, unlimited airport lounge access, travel insurance coverage and preferential foreign exchange rate!

CIMB Preferred Visa InfiniteSpecial FX Rates!
Annual Fee
Free
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
RM100 Petronas Gift/RM500 Cash Back/Samsung Galaxy A10
worth RM500
when you apply through RinggitPlus3

RM100 Petronas Gift/RM500 Cash Back/Samsung Galaxy A10

Rewards

Receive 1x CIMB Bonus Point for every RM1 spent locally and 2x CIMB Bonus Points for every Ringgit you swiped on your CIMB Preferred Visa Infinite while abroad.

CIMB Bonus Points
EarnSpend
2 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends
7 points on every RM1for local dining spends
6 points on every RM1for overseas transactions

Travel

Unlimited access to participating Plaza Premium Lounge across the region and a dedicated travel assistance via CIMB Premier Travel Desk. Plus, a travel insurance coverage worth RM1 million when full airline ticket(s) is charged to your CIMB Preferred Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Get preferential foreign exchange rates and special treatment at all CIMB Preferred Centres across the ASEAN region. Indulge in a "by-invitation only" access to worldwide events such as VIP back stage passes for Fashion Weeks or dine with Hollywood celebrities.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 40%

Requirements

Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.

Review

You have worked hard to arrive at your life, now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary.

No Annual Fee

CIMB Preferred Visa Infinite is an invitation-only credit card that charges zero annual fee for life, exclusively for CIMB Preferred members. 

To be eligible for this reward and travel credit card, you can apply for CIMB premier banking membership when your Asset Under Management (AUM) reaches RM250,000.

Your AUM can be comprised of any CIMB financial products and services such as Savings Account, Current Accounts and / or investment products.

Priority Services

With CIMB Preferred Visa Infinite, you will be in the front seat for CIMB upcoming promotions such as high fixed deposit rates or dining and hotel discounts. That's not all, your cross-border traveling will be more rewarding as you will get preferential treatments in many categories:

CategoryDescriptionService Provider
Banking ServicesExclusive access at over 100 CIMB Preferred Centres across ASEAN and in MalaysiaCIMB Preferred
Banking ServicesPreferential foreign exchange rates at CIMB Bank Bureau de Change in MalaysiaCIMB Bank Bureau de Change
TravelUp to 6x per year access to premium airport lounges in ASEANPlaza Premium Lounge
TravelDedicated travel assistance and exclusive airlines dealsCIMB Premier Travel Desk
TravelWorldwide concierge services for personal needsVisa INFINITE Concierge Services

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International as well as CIMB Credit Card Privileges.

Plus, you can get VIP access to a "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rally in Europe.

Plaza Premium Lounge

Indulge in the privacy and exclusivity while waiting for your boarding call in the premium airport lounge. For Private Wealth customers, you will be entitled up to 6x access per year, while CIMB Preferred customers get maximum 4x access per year at all Plaza Premium Lounges in Malaysia. 

If you have exhausted all of your free passes, don't worry as you can get unlimited access at selected Plaza Premium Lounges in Singapore, Indonesia, Thailand and Vietnam.

Travel Insurance Coverage

Receive automatic travel insurance coverage up to RM1 million when you charge full fare of your airlines tickets to your CIMB Preferred Visa Infinite. This way, you can cut down cost of purchasing external insurance coverage. 

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per any once occurrence.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 2x CIMB Bonus Points will be credited to you for every RM1 spent overseas.

For existing Gold Investment Accounts, top up a minimum of RM10,000 every month and get 10,000 CIMB Bonus Points. Collect your reward points to redeem exclusive merchandise and gifts from CIMB Members Reward Catalogue.

Line of Credits

CIMB Preferred Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite