CIMB Preferred Visa Infinite

A premier credit card that rewards Bonus Points, exclusive airport lounge access, travel insurance coverage and preferential foreign exchange rate!

CIMB Preferred Visa InfinitePremier travel and lifestyle benefits
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Receive 1x Bonus Point for every RM1 spent locally, and 8x Bonus Points for every Ringgit you swiped on your CIMB Preferred Visa Infinite while dining or shop abroad.

CIMB Bonus Points
8 points on every RM1on all overseas dining & retail spends
1 point on every RM1on all local retail spends


Enjoy 8x complimentary access to Plaza Premium Lounges worldwide, and dedicated travel assistance via CIMB Premier Travel Desk. Get 15% discount on your souvenirs at The ZON Duty Free outlets in Malaysia. Enjoy exclusive discount to the airport with a premium ride of your choice.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Get preferential foreign exchange rates & special treatment at all CIMB Preferred Centres across the ASEAN region. Indulge in a "by-invitation only" access to worldwide events such as VIP back stage passes for Fashion Weeks or dine with Hollywood celebrities. Enjoy up to 40% off total bill at Marriott Bonvoy hotels & resorts (until 31 March 2021).

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
Visa payWave


Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Invitation Only


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


You have worked hard to arrive at your life, now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary.

CIMB Preferred Visa Infinite - No Annual Fee

CIMB Preferred Visa Infinite is an invitation-only credit card that charges zero annual fee for life, exclusively for CIMB Preferred members. 

To be eligible for this reward and travel credit card, you can apply for CIMB premier banking membership when your Asset Under Management (AUM) reaches RM250,000.

Your AUM can be comprised of any CIMB financial products and services such as Savings Account, Current Accounts and / or investment products.

Priority Services

With CIMB Preferred Visa Infinite, you will be in the front seat for CIMB upcoming promotions such as high fixed deposit rates or dining and hotel discounts. 

That's not all, your cross-border traveling will be more rewarding as you will get preferential treatments in many categories:

CategoryDescriptionService Provider
Banking ServicesExclusive access at over 100 CIMB Preferred Centres across ASEAN and in MalaysiaCIMB Preferred
Banking ServicesPreferential foreign exchange rates at CIMB Bank Bureau de Change in MalaysiaCIMB Bank Bureau de Change
TravelUp to 6x per year access to premium airport lounges in ASEANPlaza Premium Lounge
TravelDedicated travel assistance and exclusive airlines dealsCIMB Premier Travel Desk
TravelWorldwide concierge services for personal needsVisa INFINITE Concierge Services

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International as well as CIMB Credit Card Privileges.

Plus, you can get VIP access to a "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rally in Europe.

Plaza Premium Lounge and ZON Duty Free Outlets Privileges

Indulge in the privacy and exclusivity while waiting for your boarding call in the premium airport lounge. 

Up to 28 February 2022, CIMB Preferred customers get a maximum of 8x access per year at all Plaza Premium Lounges around the world.

Thinking of getting mementos for yourself or souvenirs for your loved ones? 

Flash your CIMB Preferred credit card at the ZON Duty Free outlets to get a 15% discount.

Free RM1 Million Travel Insurance from CIMB Preferred Visa Infinite

Receive automatic travel insurance coverage up to RM1 Million when you charge full fare of your airlines tickets to your CIMB Preferred Visa Infinite. 

This way, you can cut down cost of purchasing external insurance coverage. 

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per any once occurrence.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. 

For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 8x CIMB Bonus Points will be credited to you for every RM1 spent on overseas dining or shopping.

For existing Gold Investment Accounts, top up a minimum of RM10,000 every month and get 10,000 CIMB Bonus Points. 

Collect your reward points to redeem exclusive merchandise and gifts from CIMB Members Reward Catalogue.

CIMB Preferred Visa Infinite Line of Credits

CIMB Preferred Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite