CIMB Preferred Visa Infinite

You have worked hard, and now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary. Also available in Shariah-compliant variation - CIMB Preferred Visa Infinite-i.

CIMB Preferred Visa Infinite/Infinite-i, A No Annual Fee Credit Card!

CIMB Preferred Visa Infinite/Infinite-i is an invitation-only credit card that charges a zero annual fee for life, exclusively for CIMB Preferred clients. 

To be eligible for this reward and travel credit card, you can apply for a CIMB Preferred banking membership when your Assets Under Management ("AUM") reaches RM250,000.

Your AUM can consist of any CIMB financial products and services, such as savings accounts, current accounts, or investment products.

Priority Services For Preferred Members

With the CIMB Preferred Visa Infinite Credit Card, you will be in the front seat for the bank's upcoming exclusive promotions, such as high fixed deposit rates or dining and hotel discounts. 

That's not all, your cross-border travelling will be more rewarding as you will get preferential treatment in many categories:

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International and CIMB Credit Card Privileges.

Plaza Premium Lounge, Plaza Premium First and Sky Lounge Privileges

Indulge in privacy and exclusivity while waiting for your boarding call in the premium airport lounge. 

Up to 31 March 2026, CIMB Preferred customers get a maximum of 8x free passes per year at participating Plaza Premium Lounges and Plaza Premium First around the globe. Simply present your CIMB Preferred Visa Infinite credit card, your IC or Passport, and a valid boarding pass to enter!

However, you must meet and maintain the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period to be eligible for the free pass. Otherwise, you'll be charged the prevailing rates to enter the lounge.

For more details on this privilege, read the terms and conditions.

Wait, there's more! If you find yourself at the SkyPark Terminal Subang Airport, waiting to board your plane, take the chance to enter the Sky Lounge with your CIMB Preferred Visa Infinite credit card and a valid boarding pass. Make sure to meet a minimum spend of RM2,000 in the same calendar month to enter the lounge.

The above perk is capped at 1,000 visits each calendar month and is valid until 31 January 2026 with terms applied.

Free up to RM300,000 Travel Insurance from CIMB Preferred Visa Infinite

Receive automatic travel insurance coverage up to RM300,000 when you charge the full fare of your airline tickets to your CIMB Preferred Visa Infinite. This way, you can cut down the cost of purchasing external insurance coverage.

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per occurrence. Read the terms and conditions.

Smart Traveller App

The Smart Traveller App by Plaza Premium Group makes airport life a whole lot easier. Unlock exclusive lounge discounts, handpicked shopping deals, and hotel offers — all with a simple QR code. You’ll earn points as you go, so you can redeem rewards and keep your trips smooth from takeoff to touchdown.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. 

For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 2x CIMB Bonus Points will be credited to you for overseas spending using foreign currencies.

Additionally, earn an extra 7x Bonus Points for local dining spend, plus 6x Bonus Points for overseas spending credited quarterly to cardholders who meet the Assets Under Management ("AUM") minimum balance requirement stated in the T&C at all times during the campaign period.

The extra Bonus Points collections are valid until 30 September 2026, so don't miss out because the accumulated points can then be redeemed for selected flights, hotel stays, vouchers and more or pay for items at participating merchants via Pay With Points!

Extra Monthly Bonus Points!

Earn an extra 35,000 Bonus Points monthly when you consolidate your daily spending. Valid from 1 October 2025 until 30 September 2026, with terms applied, here's how you can earn it:

Step 1. Achieve Monthly Spending Tier (Eligible Transactions)

• Tier 1: Spend a minimum of RM8,000 – RM9,999.99 to earn 25,000 Bonus Points.
• Tier 2: Spend a minimum of RM10,000 and above to earn 35,000 Bonus Points.

Step 2. Maintain Preferred Client Status (AUM)

• You must maintain a minimum Assets Under Management (AUM) balance of RM250,000 at all times to retain CIMB Preferred client status.

Step 3. Maintain CASA Balance (Part of AUM)

• A crucial part of that AUM must be held as a minimum monthly average balance of RM50,000 in a CIMB Current or Savings Account (CASA).

Step 4. Direct Repayment

• The credit card repayment must be processed directly from a CIMB Current Account/-i or Savings Account/-i (CASA).

(Note: CIMB Current/Savings Account funds are protected by PIDM up to RM250,000 for each depositor.)

CIMB Preferred Visa Infinite Line of Credit

CIMB Preferred Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:

• CIMB Balance Transfer Plan
• CIMB 0% Easy Pay
• CIMB CashLite