CIMB Preferred Visa Infinite
A premium credit card that rewards Bonus Points, exclusive airport lounge access, complimentary travel insurance coverage and preferential foreign exchange rates!

Product summary
- Annual Fee
- Free
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Cardholders get 1x Bonus Points when spending locally, and 2x Bonus Points for spending overseas using foreign currencies. Earn an additional 7x Bonus Points on local dining and 6x Bonus Points for overseas spending every quarter, when you meet the Assets Under Management (“AUM”) minimum balance requirement at all times during the campaign period, per the T&C. Meanwhile, get 1x Bonus Point for every other local spending. The accumulated Bonus Points can then be redeemed for selected flights, hotel stays, vouchers and more, or pay for items at participating merchants via Pay With Points. Moreover, consolidate your daily spending to earn an extra 35,000 Bonus Points monthly! T&C apply.
Earn | Spend |
---|---|
8 points on every RM1 | on local dining and overseas spend (using foreign currencies) |
1 point on every RM1 | on other local spending |
Travel
Enjoy 8x complimentary access to selected Plaza Premium First and Plaza Premium Lounge worldwide with a valid boarding pass. This perk is valid until 30 September 2025 and is subject to cardholders maintaining the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period, per the T&C. Otherwise, you'll be charged with the prevailing rates for an entry. Additionally, you can enjoy exclusive access to the Sky Lounge at the SkyPark Terminal, Subang Airport by presenting this credit card and a valid boarding pass plus meeting a minimum spend of RM2,000 in the same calendar month - other terms may apply and are valid until 31 January 2026. Moreover, enjoy complimentary travel insurance of up to RM1 million when you charge the full fare of your flight ticket(s) with this card. Enjoy dedicated travel assistance via the CIMB Premier Travel Desk and Visa Concierge!
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM1,000,000 |
Delayed Flight | Up to RM1,000 |
Missed Flight | Up to RM1,000 |
Lost Luggage | Up to RM1,000 |
Delayed Luggage | Up to RM1,000 |
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- CIMB Preferred Clients Only
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Cash Advance / Cash Loan
- CIMB CashLite
- Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.