CIMB Preferred Visa Infinite

A premium credit card that rewards Bonus Points, exclusive airport lounge access, complimentary travel insurance coverage and preferential foreign exchange rates!

CIMB Preferred Visa InfinitePremier travel and lifestyle benefits
Annual Fee
Free
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Cardholders get 1x Bonus Points when spending locally, and 2x Bonus Points for spending overseas using foreign currencies. Earn an additional 7x Bonus Points on local dining and 6x Bonus Points for overseas spending every quarter, when you meet the Assets Under Management (“AUM”) minimum balance requirement at all times during the campaign period, per the T&C. Meanwhile, get 1x Bonus Point for every other local spending. The accumulated Bonus Points can then be redeemed for selected flights, hotel stays, vouchers and more, or pay for items at participating merchants via Pay With Points. Moreover, consolidate your daily spending to earn an extra 35,000 Bonus Points monthly! T&C apply.

CIMB Bonus Points
EarnSpend
8 points on every RM1on local dining and overseas spend (using foreign currencies)
1 point on every RM1on other local spending

Travel

Enjoy 8x complimentary access to selected Plaza Premium First and Plaza Premium Lounge worldwide with a valid boarding pass. This perk is valid until 30 September 2025 and is subject to cardholders maintaining the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period, per the T&C. Otherwise, you'll be charged with the prevailing rates for an entry. Additionally, you can enjoy exclusive access to the Sky Lounge at the SkyPark Terminal, Subang Airport by presenting this credit card and a valid boarding pass plus meeting a minimum spend of RM2,000 in the same calendar month - other terms may apply and are valid until 31 January 2026. Moreover, enjoy complimentary travel insurance of up to RM1 million when you charge the full fare of your flight ticket(s) with this card. Enjoy dedicated travel assistance via the CIMB Premier Travel Desk and Visa Concierge!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Get preferential foreign exchange rates at Malaysia's CIMB Bank Currency Exchange booth, exclusively for the CIMB Preferred Visa Infinite/Infinite-i credit cardholders!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • CIMB Preferred Clients Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

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