CIMB Preferred Visa Infinite

A premium credit card that rewards Bonus Points, exclusive airport lounge access, travel insurance coverage and preferential foreign exchange rates!

CIMB Preferred Visa InfinitePremier travel and lifestyle benefits
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get 8x Bonus Points on local dining spend and overseas spend using foreign currencies. Meanwhile, for other local spending, you get 1x Bonus Point for every RM1.

CIMB Bonus Points
8 points on every RM1on local dining and overseas spend using foreign currencies
1 point on every RM1on other local spending


Enjoy 8x complimentary access to selected Plaza Premium First and Plaza Premium Lounge worldwide with a valid boarding pass. This privilege is valid until 29 February 2024 and is subject to terms and conditions. In addition, enjoy complimentary travel insurance of up to RM1 million when you charge the full fare of your flight ticket(s) with this card. Plus, enjoy dedicated travel assistance via CIMB Premier Travel Desk and Visa Concierge.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Get preferential foreign exchange rates at the CIMB Bank Currency Exchange booth in Malaysia. Additionally, enjoy a 1-for-1 dining deal with specially curated menus at participating restaurants (Michelin restaurants included) in Malaysia, subject to a minimum balance requirement of the Asset Under Management (AUM) with CIMB Preferred. Plus, you'll also be able to get special treatment at all CIMB Preferred Centres across the ASEAN region. Indulge in "by-invitation-only" access to worldwide events such as VIP backstage passes for Fashion Weeks or dining with Hollywood celebrities.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
Visa payWave


Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • CIMB Preferred Members Only


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


You have worked hard and now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary.

CIMB Preferred Visa Infinite - No Annual Fee

CIMB Preferred Visa Infinite is an invitation-only credit card that charges a zero annual fee for life, exclusively for CIMB Preferred members. 

To be eligible for this reward and travel credit card, you can apply for CIMB premier banking membership when your Asset Under Management (AUM) reaches RM250,000.

Your AUM can be comprised of any CIMB financial products and services such as Savings accounts, Current Accounts and/or investment products.

Priority Services

With CIMB Preferred Visa Infinite, you will be in the front seat for CIMB's upcoming promotions such as high fixed deposit rates or dining and hotel discounts. 

That's not all, your cross-border travelling will be more rewarding as you will get preferential treatment in many categories:

CategoryDescriptionService Provider
Banking ServicesExclusive access at over 100 CIMB Preferred Centres across ASEAN and in MalaysiaCIMB Preferred
Banking ServicesPreferential foreign exchange rates at the CIMB Foreign Exchange booth in MalaysiaCIMB Foreign Exchange
TravelUp to 8x per year access to selected premium airport lounges in ASEANPlaza Premium Lounge
TravelDedicated travel assistance and exclusive airlines dealsCIMB Premier Travel Desk
TravelWorldwide concierge services for personal needsVisa INFINITE Concierge Services

These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International and CIMB Credit Card Privileges.

Plus, you can get VIP access to "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rallies in Europe.

Plaza Premium Lounge Privileges

Indulge in privacy and exclusivity while waiting for your boarding call in the premium airport lounge. 

Up to 28 February 2024, CIMB Preferred customers get a maximum of 8x free passes per year at participating Plaza Premium Lounges around the world.

For more details on this privilege, click to read more on the terms and conditions.

Free RM1 Million Travel Insurance from CIMB Preferred Visa Infinite

Receive automatic travel insurance coverage up to RM1 Million when you charge the full fare of your airline tickets to your CIMB Preferred Visa Infinite. This way, you can cut down the cost of purchasing external insurance coverage. 

You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per occurrence.

CIMB Bonus Points

Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions. 

For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 8x CIMB Bonus Points will be credited to you for every RM1 spent on local dining or overseas spending using foreign currencies.

For existing Gold Investment Accounts, top up a minimum of RM10,000 every month and get 10,000 CIMB Bonus Points. 

Collect reward points to redeem exclusive merchandise and gifts from the CIMB Members Reward Catalogue.

CIMB Preferred Visa Infinite Line of Credits

CIMB Preferred Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

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