Premier travel and lifestyle benefits
You have worked hard and now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary. Also available in Shariah-compliant variation - CIMB Preferred Visa Infinite-i.
CIMB Preferred Visa Infinite/Infinite-i, A No Annual Fee Credit Card!
CIMB Preferred Visa Infinite/Infinite-i is an invitation-only credit card that charges a zero annual fee for life, exclusively for CIMB Preferred clients.
To be eligible for this reward and travel credit card, you can apply for a CIMB Preferred banking membership when your Assets Under Management ("AUM") reaches RM250,000.
Your AUM can consist of any CIMB financial products and services such as savings accounts, current accounts or investment products.
Priority Services For Preferred Members
With CIMB Preferred Visa Infinite Credit Card, you will be in the front seat for the bank's upcoming exclusive promotions such as high fixed deposit rates or dining and hotel discounts.
That's not all, your cross-border travelling will be more rewarding as you will get preferential treatment in many categories:
| Category | Description | Service Provider |
| Banking Services | Exclusive access at over 100 CIMB Preferred Centres across ASEAN and in Malaysia | CIMB Preferred |
| Banking Services | Preferential foreign exchange rates at the CIMB Foreign Exchange booth in Malaysia | CIMB Foreign Exchange |
| Travel | 8x per year access to selected premium airport lounges worldwide | Plaza Premium Lounge and Plaza Premium First |
| Travel | Dedicated travel assistance and exclusive airline deals | CIMB Premier Travel Desk |
| Travel | Worldwide concierge services for personal needs | Visa Infinite Concierge Service |
These top-notch services don't end just there. CIMB Preferred Visa Infinite extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of Visa International and CIMB Credit Card Privileges.
Plaza Premium Lounge, Plaza Premium First and Sky Lounge Privileges
Indulge in privacy and exclusivity while waiting for your boarding call in the premium airport lounge.
Up to 30 September 2025, CIMB Preferred customers get a maximum of 8x free passes per year at participating Plaza Premium Lounges and Plaza Premium First around the globe. Simply present your CIMB Preferred Visa Infinite credit card, your IC or Passport and a valid boarding pass to enter!
However, you must meet and maintain the Assets Under Management ("AUM") minimum balance requirement at all times during the campaign period to be eligible for the free pass. Otherwise, you'll be charged with the prevailing rates to enter the lounge.
For more details on this privilege, read the terms and conditions here.
Wait, there's more! If you find yourself at the SkyPark Terminal Subang Airport, waiting to board your plane, take the chance to enter the Sky Lounge with your CIMB Preferred Visa Infinite credit card and a valid boarding pass. Make sure to meet a minimum spend of RM2,000 in the same calendar month to enter the lounge.
The above perk is capped at 1,000 visits each calendar month and is valid until 31 January 2026 with terms applied.
Free up to RM1 Million Travel Insurance from CIMB Preferred Visa Infinite
Receive automatic travel insurance coverage up to RM1 Million when you charge the full fare of your airline tickets to your CIMB Preferred Visa Infinite. This way, you can cut down the cost of purchasing external insurance coverage.
You will also be compensated for travel inconveniences such as lost baggage or flight delay for up to RM1,000 per occurrence. See here for the terms and conditions.
Smart Traveller App
The Smart Traveller App by Plaza Premium Group makes airport life a whole lot easier. Unlock exclusive lounge discounts, handpicked shopping deals, and hotel offers — all with a simple QR code. You’ll earn points as you go, so you can redeem rewards and keep your trips smooth from takeoff to touchdown.
CIMB Bonus Points
Shop to your heart's content with CIMB Preferred Visa Infinite and accumulate CIMB Bonus Points each time you swipe on retail transactions.
For every RM1 spent locally, you will earn 1x CIMB Bonus Point, while 2x CIMB Bonus Points will be credited to you for overseas spending using foreign currencies.
Additionally, earn an extra 7x Bonus Points for local dining spend, plus 6x Bonus Points for overseas spending credited quarterly to cardholders who meet the Assets Under Management ("AUM") minimum balance requirement stated in the T&C at all times during the campaign period.
The extra Bonus Points collections are valid until 30 September 2025, so don't miss out because the accumulated points can then be redeemed for selected flights, hotel stays, vouchers and more or pay for items at participating merchants via Pay With Points!
Not to mention, earn an extra 35,000 Bonus Points monthly when you consolidate your daily spending. Valid until 30 September 2025 with terms applied, here's how you can earn it:
- Consolidate your everyday spending to meet a minimum of RM10,000 monthly on your CIMB Preferred Visa Infinite.
- Maintain a minimum of RM250,000 worth of Assets Under Management (“AUM”) balance at all times as stipulated in the T&C.
- Maintain a minimum monthly average balance of RM50,000 in CIMB’s Current Account/-i and/or Savings Account/-i as part of the minimum RM250,000 Assets Under Management (“AUM”) balance requirement.
*Note: Selected Merchant Category Codes (MCC) are subjected to a maximum monthly cap of RM5,000 to be considered as monthly Eligible Transactions.
CIMB Preferred Visa Infinite Line of Credits
CIMB Preferred Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:
- CIMB Balance Transfer Plan
- CIMB 0% Easy Pay
- CIMB CashLite
