CIMB Tesco Platinum MasterCard credit card

CIMB Tesco Platinum MasterCard

Earn up to 5% cashback on your Tesco purchases and extra Tesco Clubcard Points on any spending. Free Tesco Clubcard.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 1x reward point 

Apply online now for CIMB Tesco Platinum MasterCard

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for CIMB Tesco Platinum MasterCard

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to CIMB website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.


Because you should be rewarded for giving the bank your business

Up to 5% cashback on your Tesco purchases. Monthly cap is RM50.
Discover how much you can save when you shop with your new CIMB Tesco Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Tesco SpendSpendup to RM2999 monthly2%RM50up to RM2999 monthly
Tesco SpendSpendfrom RM3000 and above monthly5%RM50from RM3000 and above monthly
Earn extra unlimited Tesco Clubcard Points on your spending.
Tesco Clubcard Points
1 point on every RM2on any retail purchases
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate as low as 5.99% p.a..
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy interest-free installment for up to 36 months with CIMB 0% Easy Pay.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Tesco Platinum MasterCard review

What's so good (or not so good) about it?

Extra Reward Points

As a principal card holder of CIMB Tesco Platinum MasterCard, you will get a complimentary Tesco Clubcard which rewards you Tesco Clubcard Points on your retail spending. Tesco Clubcard gives you 1 Clubcard point on each RM1 you spend at any Tesco outlets nationwide.

Notwithstanding, you can earn double Clubcard points now with CIMB Tesco Platinum MasterCard. This is not limited to Tesco purchases only, but applicable to all retail spending at local and overseas. The Tesco Clubcard points you earned will be added to your Tesco Clubcard account. The points earned will be reflected at the bottom of your monthly statement under Tesco ClubCard Points Summary.

CIMB will transfer your Tesco Clubcard Points on the 29th every month. You can expect the transaction records to be updated in 14 working days for your reference.

5% Cashback

CIMB Tesco Platinum MasterCard offers cashback of up to 5% on Tesco purchases. The cashback depends on your statement balance at the current month.

For the statement balance of RM3000 and above, your Tesco purchases will earn 5% cashback. If you spend less than that, you will earn 2% cashback on your Tesco purchases. The maximum cashback is RM50 in a month. For example, the statement balance of the current month is RM2500 and the total Tesco purchase is RM1000. Thus, you will earn 2% cashback that gives you RM20. Besides that, you will see the cashback earned for the current month to be reflected in your next billing statement as Tesco Cash Rebate.

At the same time, you can earn unlimited Tesco Clubcard Points. Bear in mind that all petrol transactions are not eligible to earn cashback nor Tesco Clubcard Points.

Tesco Clubcard Redemption

The principal card holder can redeem complimentary Tesco Clubcard by presenting the original copy of welcome letter of CIMB Tesco Platinum MasterCard. The supplementary card holders are not entitled to complimentary Tesco Clubcard.

Besides that, you have to meet the requirements for the free Tesco Clubcard.

  • You are not an existing Tesco Clubcard cardholder
  • You never had Tesco Clubcard previously

Bear in mind that you have to update your Tesco Clubcard account with CIMB to avoid any discrepancies regarding Tesco Clubcard Points earned.

Annual Fee Waiver

You can enjoy all the benefits from CIMB Tesco Platinum MasterCard at zero cost. The annual fees for principal and supplementary cards are waived for life with no additional condition.

Read More