CIMB Travel Platinum Credit Card

A travel credit card that rewards you with up to 5x Bonus Points for every RM1 spent on selected categories, offers comprehensive travel insurance of up to RM1 million and up to 4x access to participating airport lounges.

CIMB Travel Platinum Credit CardNo annual fees!
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn 5x Bonus Points for every RM1 on overseas spending (including hotels), airlines and duty-free shopping. Meanwhile, you get 2x Bonus Points for other local spending. The accumulated Bonus Points can be converted into gifts, Pay With Points at participating merchants, or redeemed for free flights and hotel stays at a conversion rate of 500 Bonus Points = RM1.

CIMB Bonus Points
5 points on every RM1on overseas, airlines and duty-free stores
2 points on every RM1on other local spending


Get 1x complimentary access per quarter to participating Plaza Premium Lounge in Malaysia and abroad, with a minimum quarterly spend of RM3,000, capped at 4x access per year. Don't forget to charge all your travel fares using this card to enjoy complimentary travel insurance worth up to RM1 million which includes travel inconveniences. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Enjoy 1x Grab Promo Code worth RM65 per quarter to/from selected airports in Malaysia, subject to a minimum quarterly spend of RM3,000 and capped at 2x Grab Promo Code per year. In addition, get up to RM30 cash back for in-flight WiFi services onboard participating airlines. Love to shop online? Enjoy an e-commerce purchase protection coverage worth up to USD200. To top it off, get 25% off on the green fees at participating golf clubs, a 20% discount on golf lessons at Golf Performance 360 Golf Academy, plus other exclusive Mastercard privileges!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


A travel credit card offers benefits such as travel rewards, insurance coverage, airport lounge access, and exclusive partner perks, making it a valuable tool for saving on travel expenses and enhancing the overall travel experience.

Spend with the CIMB Travel Platinum card and earn Bonus Points

You can earn 5x Bonus Points for every RM1 spent with this CIMB Travel World Credit Card in the following categories: international travel, plane tickets, and duty-free shopping. Spending on other transactions locally, meanwhile, earns you 2x Bonus Points. Check out the illustration by CIMB below to see how your points will accrue more quickly the more you spend.

With that amount of Bonus Points, you can redeem flights and hotel stays from CIMB’s airline partners and hotel chains. We’ve compiled a list of the airline partners’ miles/points/Avios in the table below. Do note that the redemption must be made in multiples of 1,000 partners’ Points/Miles/Avios.

Airline PartnersAir Miles/Points/Avios
Air France-KLM
British Airways
Etihad Airways
Malaysia Airlines
Turkish Airlines
Qatar Airways
Cathay Pacific
Japan Airlines4,000
Hotel Chain PartnersHotel Points
IHG Hotels & Resorts
Marriott Bonvoy
ALL - Accor Live Limitless4,000

Awesome travel privileges are up for grabs

Other than Bonus Points and flights and hotel stay redemptions, this travel card offers all the travel perks that you can think of, such as access to airport lounges, comprehensive travel insurance, e-commerce purchase protection and exclusive Mastercard privileges. Let’s unravel the travel perks one by one.

  • Up to 4x access to participating Plaza Premium Lounge

Every quarter of the year, you as the principal cardholder, get 1x free passes to participating Plaza Premium Lounge when you hit a minimum quarterly spend of RM3,000. You can share the free access with your supplementary cardholder as well. Capped at 4x lounge access per annum, this privilege is subject to terms and conditions. Simply present your CIMB Travel Platinum Credit Card, passport or IC and a valid boarding pass to access.

  • Up to RM30 cashback for in-flight WiFi service

If you need to use the in-flight WiFi service, you can purchase it using this travel credit card to earn cashback capped at RM30 per principal cardholder per statement date based on posted transactions with predetermined airline merchant category codes. Click here for the full T&C.

  • Comprehensive travel insurance coverage

Whenever you buy flight tickets in full using the CIMB Travel Platinum Credit Card, you will be automatically covered with up to RM1 million worth of travel insurance in which you are also covered from travel inconveniences such as luggage loss, flight delays, loss of deposit, flight cancellation, including overseas hospitalisation allowance due to COVID-19. For the complete T&C, click here.

  • E-commerce Purchase Protection

If you fancy shopping online for abroad purchases, then you’re going to find this E-commerce Purchase Protection helpful because you’ll be protected by up to USD200 worldwide coverage from unexpected circumstances such as incomplete delivery or wrong items delivered, improperly functioning due to physical damage to delivered items, or non-delivery of purchase after 30 days of scheduled delivery. Full T&C here.

  • Exclusive privileges from Mastercard
Mastercard APAC Gold Program25% off green fees at participating golf clubs*
25% off golf lessons at Golf Performance 360 Golf Academy*

*Note: Both offers are subsidised by Mastercard and are not direct offers from the respective golf clubs.

Click here to make a booking.
Click here for the complete T&C.
Mastercard Airport Concierge Meet & AssistEnjoy 15% off on the Mastercard Meet & Assist service. You’ll get a dedicated agent that will escort you through the airport during departure, arrival or connecting flights.

Click here to sign up and for full details.
Mastercard Travel & Lifestyle Services Premium (MTLS)Enjoy premium benefits at over 3,800 hotels and resorts globally such as:

1. Complimentary breakfast for two daily
2. Room upgrade at the time of arrival (depending on availability)
3. Early check-in and 3pm check-out (depending on availability)
4. Amenities worth up to USD100 (depending on availability and varies by properties)

Click here to sign up.
Click here to find out more.
Complimentary One-Night StayYou are entitled to a one-night stay at participating hotels, subject to validity depending on the hotels. T&Cs apply.
Wyndham Hotels & Resorts MembershipEnjoy a Gold Membership and get multiple perks such as the following:

1. Member savings
2. Preferred room choice
3. Complimentary WiFi
4. Late check-out, etc.

Please note that you must register as a member with the Wyndham Rewards prior to registering for the Mastercard privilege.

Click here for the T&C and guide to register.
Mastercard Pay Now Travel LaterPay for your stay in advance and fly later. Enjoy the flexibility of a one-time free waiver to change your travel dates.

Click here to find more details.

Annual fee for a CIMB Travel Platinum Credit Card

This credit card comes with no annual fee as it is being waived by CIMB Bank.

What are the eligibility criteria to apply?

Anyone aged 21 years old and above with a minimum annual income of RM24,000 can apply as the principal cardholder of the CIMB Travel Platinum Credit Card, while the supplementary cardholder must be at least 18 years of age to be eligible.

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