CIMB Travel Platinum Credit Card
A travel credit card that rewards you with up to 5x Bonus Points for every RM1 spent on selected categories, offers comprehensive travel insurance of up to RM1 million and up to 4x access to participating airport lounges.
No annual fees!Product summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Earn 5x Bonus Points for every RM1 on overseas spending (including hotels), airlines and duty-free shopping. Meanwhile, you get 2x Bonus Points for other local spending. Spending on local education, insurance and utilities also earns you 1x Bonus Points for every Ringgit spent. The accumulated Bonus Points can be converted into gifts or Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1. You may also redeem for free flights and hotel stays with selected partners!
| Earn | Spend |
|---|---|
| 5 points on every RM1 | on overseas, airlines and duty-free stores |
| 2 points on every RM1 | on other local spending |
| 1 point on every RM1 | on local education, insurance and utilities |
Travel
Get 1x complimentary access per quarter to participating Plaza Premium Lounge in Malaysia and abroad, with a minimum quarterly spend of RM3,000, capped at 4x access per year. Your children aged below 2 years old get complimentary access. Don't forget to charge all your travel fares using this card to enjoy complimentary travel insurance worth up to RM1 million which includes travel inconveniences. Terms and conditions apply.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM1,000,000 |
| Delayed Flight | Up to RM1,000 |
| Missed Flight | Up to RM1,000 |
| Lost Luggage | Up to RM1,000 |
| Delayed Luggage | Up to RM1,000 |
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.
Review
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- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
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CIMB Cash Rebate Platinum Credit Card
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CIMB Travel World Credit Card
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CIMB Travel World Elite Credit Card
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CIMB Travel Platinum Credit Card
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CIMB Preferred Visa Infinite
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- Annual Fee
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CIMB World MasterCard
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- Annual Fee
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- Cashback
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CIMB Visa Signature
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- Annual Fee
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- Cashback
- No
CIMB Visa Infinite
- Min. Income
- RM5,000/month
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- Cashback
- No
CIMB Platinum BusinessCard
- Min. Income
- N/A
- Annual Fee
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- Cashback
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CIMB Platinum Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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CIMB Islamic MasterCard Platinum
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
- No
