CIMB Travel World Credit Card

Get 8x Bonus Points on overseas, airlines and shopping at duty-free stores, and 2x Bonus Points on other local spending. Redeem flights and hotel stays from eligible partners, and enjoy great travel perks.

CIMB Travel World Credit CardUp to 8x Bonus Points to earn!
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get 8x Bonus Points for every RM1 spent overseas (including hotels), on airlines and duty-free shopping, while local spending earns you 2x Bonus Points. The accumulated Bonus Points can be exchanged with gifts, Pay With Points at participating merchants, or redeemed for free flights and hotel stays at a conversion rate of 500 Bonus Points = RM1.

CIMB Bonus Points
8 points on every RM1on overseas, airlines and duty-free stores
2 points on every RM1on other local spending


Enjoy 3x complimentary access per quarter to participating Plaza Premium Lounge in Malaysia and abroad, with a minimum quarterly spend of RM6,000, capped at 12x access per year. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary travel insurance coverage worth up to RM1 million which includes travel inconveniences. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Enjoy up to RM50 cash back for in-flight WiFi services onboard participating airlines. Love to shop online? Enjoy an e-commerce purchase protection coverage worth up to USD200. In addition, valid until 31 October 2023, enjoy a complimentary 12 months worth of membership with HoteLux Elite, and a complimentary 4-night stay at participating Marriott Vacation Club properties in Bali and Phuket—terms apply! To top it off, get 50% off on the green fees at participating golf clubs, a 50% discount on golf lessons at Golf Performance 360 Golf Academy, plus other exclusive Mastercard privileges!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM554.72 primary card

    Waived when you spend a total annual spending of RM120,000 and above, for 100%. Or 50% waived for a total annual spending of RM60,000 and above. In addition, valid until 31 December 2023, for a total spending of RM3,000 and above, get your annual fee 100% waived. Meanwhile, for a total spending of RM1,000 and above, your annual fee will be waived 50%. Applicable within 60 days from the card approval date, and to new-to-bank CIMB card holders

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


The all-new CIMB Travel World Credit Card is your next great companion for all your travels. Get rewarded with Bonus Points every time you spend and travel with peace of mind with complimentary airport lounge access and travel insurance, in addition to privileges exclusively by Mastercard, plus CIMB deals all year long.

Up to 8x Bonus Points to collect

For every RM1 spent with this CIMB Travel World Credit Card on these categories: overseas, airline and duty-free shopping, you’ll earn 8x Bonus Points. Meanwhile, spending locally gets you 2x Bonus Points. The more you spend, the more accelerated the points that you will get—check out the illustration by CIMB below.

With that amount of Bonus Points, you can redeem flights and hotel stays from CIMB’s airline partners and hotel chains. We’ve compiled a list of the airline partners’ miles/points/Avios in the table below. Do note that the redemption must be made in multiples of 1,000 partners’ Points/Miles/Avios.

Airline PartnersAir Miles/Points/Avios
Air France-KLM
British Airways
Etihad Airways
Malaysia Airlines
Turkish Airlines
Qatar Airways
Cathay Pacific
Japan Airlines30,000
Hotel Chain PartnersHotel Points
IHG Hotels & Resorts
Marriott Bonvoy
ALL - Accor Live Limitless30,000

Travel perks in one card

Other than Bonus Points and flights and hotel stay redemptions, this travel card offers all the travel perks that you can think of, such as access to airport lounges, comprehensive travel insurance and exclusive Mastercard privileges. Let’s unravel the travel perks one by one.

  • Up to 12x access to participating Plaza Premium Lounge

Every quarter of the year, you as the principal cardholder, get 3x free passes to participating Plaza Premium Lounge when you hit a minimum quarterly spend of RM6,000. You can share the free access with your supplementary cardholder as well. Capped at 12x lounge access per annum, this privilege is subject to terms and conditions. Simply present your CIMB Travel World Credit Card, passport or IC and a valid boarding pass to access.

  • Up to RM50 cashback for in-flight WiFi service

If you need to use the in-flight WiFi service, you can purchase it using this travel credit card to earn cashback capped at RM50 per principal cardholder per statement date based on posted transactions with predetermined airline merchant category codes. Click here for the full T&C.

  • Complimentary 12-month HoteLux Elite Plus Membership

Take advantage of this credit card to enjoy the perks of joining the HoteLux Elite Plus Membership. Simply download the mobile app and sign up as a member or log in you already are a member, search for “Join HoteLux Elite” and click “Promotion”, select “CIMB Card”, insert the first 6-digit of the card number, and voila! This promotion ends on 31 October 2023. Full T&C here.

  • Enjoy a 4-night stay at selected Marriott Vacation Club properties

Valid until 31 October 2023, enjoy a complimentary 4-night stay at 5-star properties of Marriott Vacation Club in Marriott’s Bali Nusa Dua Gardens (for Guest Room), Bali Indonesia, and Marriott’s Mai Khao Beach (for 2-bedroom Unit), Phuket Thailand. Simply insert the promo code “MCCIMB” when you book either property. You can make a booking for up to 18 months in advance, subject to room availability. Late cancellation and date change penalty applies, in addition to taxes and surcharges. Full T&C here.

  • Comprehensive travel insurance coverage

Whenever you buy flight tickets in full using the CIMB Travel World Credit Card, you will be automatically covered with up to RM1 million worth of travel insurance in which you are also covered from travel inconveniences such as luggage loss, flight delays, loss of deposit, flight cancellation, including overseas hospitalisation allowance due to COVID-19. For the complete T&C, click here.

  • Medical and COVID-19 coverage during travel

To enjoy this privilege, you will need to pay for your flight tickets in full with the CIMB Travel World Credit Card and register before the start of your trip. Subject to T&C, this coverage is valid for 12 months and starts on the day of the successful registration. Some of the coverage that you get includes Medical Expenses for injury or sickness and Emergency Medical Evacuation/Return of Mortal Remains of up to USD100,000 each, up to USD100 per day (up to 14 consecutive days) for Overseas COVID-19 diagnosis Quarantine Allowance, and other coverage.

  • Exclusive privileges from Mastercard
Mastercard Southeast Asia Gold Program50% off green fees at participating golf clubs*
50% off golf lessons at Golf Performance 360 Golf Academy*

*Note: Both offers are subsidised by Mastercard and are not direct offers from the respective golf clubs.

Click here to make a booking.
Click here for the complete T&C.
Mastercard Concierge ServiceTravelling abroad and need assistance? Mastercard has got you covered with a 24/7 concierge service for your needs.

Click here for the complete T&C.
Mastercard Airport Concierge Meet & AssistEnjoy 15% off on the Mastercard Meet & Assist service. You’ll get a dedicated agent that will escort you through the airport during departure, arrival or connecting flights.

Click here to sign up and for full details.
Mastercard Airport Limo by DragonPassNeed a lift? Get first-class transportation service from airports to your destination and vice versa with Mastercard Airport Limo service.

Click here to find out more and make a booking.
Mastercard Travel & Lifestyle Services Premium (MTLS)Enjoy premium benefits at over 3,800 hotels and resorts globally such as:

1. Complimentary breakfast for two daily
2. Room upgrade at the time of arrival (depending on availability)
3. Early check-in and 3pm check-out (depending on availability)
4. Amenities worth up to USD100 (depending on availability and varies by properties)

Click here to sign up.
Click here to find out more.
Complimentary One-Night StayYou are entitled to a one-night stay at participating hotels, subject to validity depending on the hotels. T&Cs apply.
Wyndham Hotels & Resorts MembershipEnjoy a Platinum Membership and get multiple perks such as the following:

1. Member savings
2. Preferred room choice
3. Complimentary WiFi
4. Early check-in & late check-out, etc.

Please note that you must register as a member with the Wyndham Rewards prior to registering for the Mastercard privilege.

Click here for the T&C and guide to register.
Mastercard Pay Now Travel LaterPay for your stay in advance and fly later. Enjoy the flexibility of a one-time free waiver to change your travel dates.

Click here to find more details.

Annual fee for a CIMB Travel World Credit Card

This credit card comes with an annual fee of RM554.72 for the principal card, while it is complimentary for the supplementary card. You can get it 100% waived with total annual spending of RM120,000 and above, or 50% waived for RM60,000 and above. The total annual spend identified as the accumulated 12 months' retail spend prior to the card's annual fee date applies to a combined total of both principal and supplementary cards, according to CIMB.

From 21 October 2022 until 31 December 2023, enjoy an annual fee waiver when you hit a certain total spending amount—the accumulated retail spend of both the principal and supplementary cardholders—within 60 days from your card approval date. This campaign is only valid for CIMB’s new-to-card applicants. Click here to view the complete T&C.

Annual Fee WaiverTotal Spending
100%RM3,000 and above
50%RM1,000 to RM2,999

What are the eligibility criteria to apply?

Anyone aged 21 years old and above with a minimum annual income of RM100,000 can apply as the principal cardholder of the CIMB Travel World Credit Card, while the supplementary cardholder must be at least 18 years of age to be eligible.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product