CIMB Travel World Credit Card
Get 8x Bonus Points on overseas, airlines and shopping at duty-free stores, and 2x Bonus Points on other local spending. Redeem flights and hotel stays from eligible partners, and enjoy great travel perks.

Product summary
- Min. Income
- RM8,333.33/month
- Annual Fee
- Free*
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Get 8x Bonus Points for every RM1 spent overseas (including hotels), on airlines and duty-free shopping, while local spending earns you 2x Bonus Points. Additionally, earn 1x Bonus Points for every Ringgit spent on local education, local insurance and local utilities. The accumulated Bonus Points can be exchanged with gifts or Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1. You can also redeem for free flights and hotel stays with selected partners with the accumulated Bonus Points!
Earn | Spend |
---|---|
8 points on every RM1 | on overseas, airlines and duty-free stores |
2 points on every RM1 | on other local spending |
1 point on every RM1 | on local education, insurance and utilities |
Travel
Enjoy 3x complimentary access per quarter to participating Plaza Premium Lounges in Malaysia and abroad, with a minimum quarterly spend of RM6,000, capped at 12x access per year. Not to mention, 12x access to the Sky Lounge at SkyPark Terminal, Subang Airport, valid till 31 January 2026. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary Travel Insurance worth up to RM300,000, including travel inconveniences. Additionally, enjoy Travel Medical coverage worth up to USD 100,000, which also includes COVID-19 insurance. Elevate your airport experience with the Smart Traveller app, specially designed for frequent travellers in Malaysia and worldwide. Unlock discounts on lounges, transit hotels, airport dining, and retail. Furthermore, enjoy a 4D3N stay at the Anantara Vacation Club Thailand when you spend using this card - the campaign is valid till 31 March 2026. Terms apply to all perks!
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM300,000 |
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM554.72 primary card
Waived when you meet annual spending of RM120,000 and above for a 100% waiver. Enjoy 50% waiver when you meet annual spending of RM60,000 and above instead
- RM0 supplementary card
- RM554.72 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM100,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.