CIMB Travel World Credit Card

Get 8x Bonus Points on overseas, airlines and shopping at duty-free stores, and 2x Bonus Points on other local spending. Redeem flights and hotel stays from eligible partners, and enjoy great travel perks.

CIMB Travel World Credit CardUp to 8x Bonus Points to earn!
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 8x Bonus Points for every RM1 spent overseas (including hotels), on airlines and duty-free shopping, while local spending earns you 2x Bonus Points. Additionally, earn 1x Bonus Points for every Ringgit spent on local education, local insurance and local utilities. The accumulated Bonus Points can be exchanged with gifts or Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1. You can also redeem for free flights and hotel stays with selected partners with the accumulated Bonus Points!

CIMB Bonus Points
EarnSpend
8 points on every RM1on overseas, airlines and duty-free stores
2 points on every RM1on other local spending
1 point on every RM1on local education, insurance and utilities

Travel

Enjoy 3x complimentary access per quarter to participating Plaza Premium Lounges in Malaysia and abroad, with a minimum quarterly spend of RM6,000, capped at 12x access per year. Not to mention, 12x access to the Sky Lounge at SkyPark Terminal, Subang Airport, valid till 31 January 2026. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary Travel Insurance worth up to RM300,000, including travel inconveniences. Additionally, enjoy Travel Medical coverage worth up to USD 100,000, which also includes COVID-19 insurance. Elevate your airport experience with the Smart Traveller app, specially designed for frequent travellers in Malaysia and worldwide. Unlock discounts on lounges, transit hotels, airport dining, and retail. Furthermore, enjoy a 4D3N stay at the Anantara Vacation Club Thailand when you spend using this card - the campaign is valid till 31 March 2026. Terms apply to all perks!

Travel CoverageSum Insured
Travel InsuranceUp to RM300,000

Premium

Enjoy up to RM50 cash back for in-flight WiFi services onboard participating airlines. Love to shop online? Enjoy an e-commerce purchase protection coverage worth up to USD200. In addition, valid until 30 September 2025, enjoy a HoteLux Elite Membership. Terms apply! To top it off, enjoy other exclusive Mastercard privileges!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM554.72 primary card

    Waived when you meet annual spending of RM120,000 and above for a 100% waiver. Enjoy 50% waiver when you meet annual spending of RM60,000 and above instead

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

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