CIMB Travel World Elite Credit Card

Get 10x Bonus Points on overseas, airlines, and duty-free stores shopping while other local spending earns you 2x Bonus Points. Fast-track your travels and redeem flights and hotel stays from eligible partners, in addition to other travel privileges.

CIMB Travel World Elite Credit Card12x complimentary access to Plaza Premium First
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


For every RM1 spent overseas, on airlines and duty-free stores spending, you earn 10x Bonus Points. Other local spending gets you 2x Bonus Points for every Ringgit spent. Additionally, spending on local education, local insurance and local utilities earns you 1x Bonus Points. The accumulated Bonus Points can be exchanged with gifts and Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1, or redeemed for free flights and hotel stays with selected partners with up to RM1 = 10 Bonus Points!

CIMB Bonus Points
10 points on every RM1on overseas, airlines and duty-free stores spending
2 points on every RM1on other local spending
1 point on every RM1on local education, insurance and utilities


Both the Principal and Supplementary cardholders can enjoy 12x shared complimentary access annually to the Plaza Premium First in KLIA, Malaysia and participating Plaza Premium Lounge worldwide. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary travel medical and accident insurance coverage worth up to USD500,000. Terms and conditions apply.


Enjoy up to RM80 cash back for in-flight WiFi services onboard participating airlines. Shop overseas with peace of mind knowing that the 1% admin fee for currency exchange is waived! Love to shop online? Enjoy an e-commerce purchase protection coverage worth up to USD 1,000. In addition, valid until 14 July 2024, enjoy a complimentary 12 months worth of membership with HoteLux Elite, plus a complimentary 3-night stay at participating Club Wyndham Asia hotels in Bali and Phuket—terms apply and offer's valid until 31 December 2024! To top it off, get complimentary green fees at participating golf clubs, and complimentary golf lessons at Golf Performance 360 Golf Academy, plus other exclusive Mastercard privileges!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM1,215.09 primary card

    Waived when you meet annual spending of RM240,000 and above for a 100% waiver. Enjoy 50% waiver when you meet annual spending of RM120,000 and above instead

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


Designed to elevate the travel experience for cardholders, the CIMB Travel World Elite Credit Card has been awarded the 'Best Credit Card for Affluent Clients' by the Global Retail Banking Innovation Awards 2023!

This prestigious card provides an array of exclusive privileges, travel benefits, and rewards that cater to the discerning needs of travellers.

10x CIMB Bonus Points for your travel and shopping expenses

Aiming to make every journey more rewarding and convenient, this all-new CIMB Travel World Elite Credit Card rewards you abundantly for selected spending categories. Travel junkies would appreciate the 10x Bonus Points you’ll get for every RM1 you spend overseas, airline spending, and shopping at duty-free stores.

Other local spending, on the other hand, gets you 2x Bonus Points for every RM1 while spending on local education, local insurance and local utilities earns you 1x Bonus Points.

Please note that the overall Bonus Points are limited to a maximum earning of 1,000,000 Bonus Points in a single statement cycle. Besides that, there is also a maximum earning between 50,000 to 100,000 Bonus Points on selected spending categories or Merchant Category Codes (MCCs) per statement. Click here to check out the terms and conditions.

Redeem 10x Bonus Points for RM1 conversion for airline miles

This highly rewarding travel credit card from CIMB Bank offers cardholders the flexibility in air miles redemption via CIMB Bonus Points. With a low conversion rate of RM1 for 10x Bonus Points, you can easily redeem free flights from over 11 participating airlines such as the following list. You can also find more details here.

AirlinesPartner Points/Miles/AviosCIMB Bonus Points
AirAsia1,000 Points8,000 Bonus Points
Malaysia Airlines1,000 Points12,500 Bonus Points
Air France-KLM1,000 Miles15,000 Bonus Points
EVA Air1,000 Miles15,000 Bonus Points
British Airways1,000 Avios15,000 Bonus Points
Etihad Airways1,000 Miles15,000 Bonus Points
Turkish Airlines1,000 Miles15,000 Bonus Points
Qatar Airways1,000 Avios15,000 Bonus Points
Emirates1,000 Miles15,000 Bonus Points
Cathay Pacific1,000 Miles15,000 Bonus Points
Japan Airlines1,000 Miles15,000 Bonus Points

Note: The Bonus Points transfer redemption must be made in multiple of 1,000 miles/points of the respective partners with a minimum of 1,000 miles/points redemption. Other terms and conditions apply.

Exhilarating travel privileges in one card

What’s a travel credit card without the privileges? This CIMB Travel World Elite Credit Card comes with several perks that are going to make your journey more worthwhile. From up to RM80 worth of cashback for in-flight WiFi service with selected airlines and complimentary global data roaming, no additional 1% markup on currency exchange for overseas spending, and others listed below.

  • 12x access to participating Plaza Premium First/Plaza Premium Lounge

Avoid the busy crowd in the general areas and enjoy a peaceful head start on your trip by lounging in the all-new Plaza Premium First, KLIA—the first credit card in Malaysia to give you this exclusive complimentary access. You can also use the 12x free passes to access participating Plaza Premium Lounge globally. Note that this access is shared between the principal and supplementary cardholders.

  • End-to-end travel insurance

Whenever you buy flight tickets in full using the CIMB Travel World Elite Credit Card, you will be automatically covered with comprehensive Travel Accident and Insured Journey, and Travel Medical Benefits for up to USD500,000, in addition to Trip Inconvenience Protection of up to USD7,500, Luggage Protection of up to USD3,000, and up to USD100 per day (up to 14 consecutive days) for Overseas Covid-19 Diagnosis Quarantine Allowance. For a complete list of coverage and T&Cs, click here.

  • Enjoy a 3-night stay at selected Club Wyndham Asia hotels

Valid until 31 December 2024, enjoy a complimentary 3-night stay at exclusive properties of Club Wyndham Asia namely Wyndham Grand Phuket Kalim Bay, Zenmaya Oceanfront Phuket, Trademark Collection by Wyndham and Bali Ayodya Nusa Dua. This privilege is inclusive of daily breakfast for two, a USD50 F&B and spa voucher, and an extra one-night stay if you opt to attend an on-site 90-minute presentation (Club Preview).

Simply meet a minimum RM10,000 spending requirement in the calendar month of your anticipated stay on the Principal CIMB Travel World Elite card to enjoy this privilege. If you fail to meet the spending criteria, there will be an RM3,000 chargeback on your credit card statement.

Late cancellation and date change penalty applies, in addition to taxes and surcharges. If you're keen, please make a booking via WhatsApp at +63 920 986 3876 or email at [email protected]. Advance booking of up to 3 months is allowed. Full T&C here.

  • Complimentary 12-month HoteLux Elite Membership

Take advantage of this credit card to enjoy the perks of joining the HoteLux Elite Membership. Simply download the mobile app and sign up as a member or log in you already are a member, search for “Join HoteLux Elite” and click “Promotion”, select “CIMB Card”, insert the first 6-digit of the card number, and voila! This promotion ends on 14 July 2024. Full T&C here.

Annual fee waiver

Enjoy an annual fee waiver when you hit a certain total annual spending amount—the accumulated retail spend of both the principal and supplementary cardholders. Otherwise, an annual fee of RM1,215.09 will be charged to your principal CIMB Travel World Elite card. The supplementary card will not be charged with an annual fee.

Annual Fee WaiverTotal Annual Spending
100%RM240,000 and above
50%RM120,000 and above

Am I eligible to apply for a CIMB Travel World Elite Credit Card?

Anyone aged 21 years and over with a minimum annual income of RM250,000 is eligible to apply as the principal cardholder, while the supplementary cardholder should be 18 years of age at the minimum to qualify.

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