CIMB Travel World Elite Credit Card

Get 10x Bonus Points on overseas, airlines, and duty-free stores shopping while other local spending earns you 2x Bonus Points. Fast-track your travels and redeem flights and hotel stays from eligible partners, in addition to other travel privileges.

CIMB Travel World Elite Credit Card12x complimentary access to Plaza Premium First
Min. Income
RM20,833.33/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

For every RM1 spent overseas, on airlines and duty-free stores spending, you earn 10x Bonus Points. Other local spending gets you 2x Bonus Points for every Ringgit spent. Additionally, spending on local education, local insurance and local utilities earns you 1x Bonus Points. The accumulated Bonus Points can be exchanged with gifts and Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1, or redeemed for free flights and hotel stays with selected partners with up to RM1 = 10 Bonus Points!

CIMB Bonus Points
EarnSpend
10 points on every RM1on overseas, airlines and duty-free stores spending
2 points on every RM1on other local spending
1 point on every RM1on local education, insurance and utilities

Travel

Both the Principal and Supplementary cardholders can enjoy 12x shared complimentary access annually to the Plaza Premium First in KLIA, Malaysia and participating Plaza Premium Lounge worldwide. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary travel medical and accident insurance coverage worth up to USD500,000. Terms and conditions apply.

Premium

Enjoy up to RM80 cash back for in-flight WiFi services onboard participating airlines. Shop overseas with peace of mind knowing that the 1% admin fee for currency exchange is waived! Love to shop online? Enjoy an e-commerce purchase protection coverage worth up to USD 1,000. In addition, valid until 14 July 2024, enjoy a complimentary 12 months worth of membership with HoteLux Elite, plus a complimentary 3-night stay at participating Club Wyndham Asia hotels in Bali and Phuket—terms apply and offer's valid until 31 December 2024! To top it off, get complimentary green fees at participating golf clubs, and complimentary golf lessons at Golf Performance 360 Golf Academy, plus other exclusive Mastercard privileges!

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM1,215.09 primary card

    Waived when you meet annual spending of RM240,000 and above for a 100% waiver. Enjoy 50% waiver when you meet annual spending of RM120,000 and above instead

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM250,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

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