CIMB Travel World Elite Credit Card
Get 10x Bonus Points on overseas, airlines, and duty-free stores shopping while other local spending earns you 2x Bonus Points. Fast-track your travels and redeem flights and hotel stays from eligible partners, in addition to other travel privileges.
12x complimentary access to Plaza Premium FirstProduct summary
- Min. Income
- RM20,833.33/month
- Annual Fee
- Free*
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
For every RM1 spent overseas, on airlines and duty-free stores spending, you earn 10x Bonus Points. Other local spending gets you 2x Bonus Points for every Ringgit spent. Additionally, spending on local education, local insurance and local utilities earns you 1x Bonus Points. The accumulated Bonus Points can be exchanged with gifts and Pay With Points at participating merchants at a conversion rate of 500 Bonus Points = RM1, or redeemed for free flights and hotel stays with selected partners with up to RM1 = 10 Bonus Points!
Earn | Spend |
---|---|
10 points on every RM1 | on overseas, airlines and duty-free stores spending |
2 points on every RM1 | on other local spending |
1 point on every RM1 | on local education, insurance and utilities |
Travel
Both the Principal and Supplementary cardholders can enjoy 12x shared complimentary access annually to the Plaza Premium First in KLIA, Malaysia and participating Plaza Premium Lounge worldwide. Additionally, don't forget to charge your full travel fares to this card to enjoy complimentary travel medical and accident insurance coverage worth up to USD500,000. Terms and conditions apply.
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalments and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM1,215.09 primary card
Waived when you meet annual spending of RM240,000 and above for a 100% waiver. Enjoy 50% waiver when you meet annual spending of RM120,000 and above instead
- RM0 supplementary card
- RM1,215.09 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM250,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.