CIMB Visa Infinite

Enjoy a zero annual fee for life, attractive bonus points on dining and overseas shopping, premium access to airport lounges and free travel insurance coverage.

CIMB Visa Infinite5X reward points for overseas spending
Min. Income
RM10,000/month
Annual Fee
Free
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Dining and shopping overseas get you 5x Bonus Points, whereas other retail spending made locally get you 1x Bonus Point.

CIMB Bonus Points
EarnSpend
5 points on every RM1on overseas dining spends
5 points on every RM1on overseas retail spends
1 point on every RM1on local spends

Travel

Receive 8x yearly complimentary access to Plaza Premium Lounges around the world and travel assistance via the CIMB Premier travel desk. Plus, up to RM1 Million Travel Insurance Coverage, including travel inconvenience benefits when you charge full airline tickets to your CIMB Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000

Premium

Swim into a world of infinite privileges: get access to exclusive worldwide events, premium airport ride at an exclusive price, & shopping and dining promotions when you swipe your CIMB Visa Infinite. Get your online purchases protected with the eCommerce Purchase Protection programme with up to USD1,000 per claim.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.

Review

No Annual Fee for CIMB Visa Infinite Cardholders

Everyone loves free stuff - CIMB Visa Infinite cardholders are among those lucky few who get to enjoy swiping this premium credit card for free of charge, FOR A LIFETIME. 

Believe it or not, there is no annual fee, with no conditions whatsoever, for CIMB Visa Infinite Principal and Supplementary cardholders.

Free Airport Lounge Access

CIMB Visa Infinite cardholders can enjoy 8x free passes to Plaza Premium Lounge to indulge in complimentary food and beverages, areas for relaxation, entertainment, and free showers to feel refreshed and recharged for your next trip!

To access this premium lounge in or outside of Malaysia, you are required to present your CIMB credit card, IC or Passport, Plaza Premium Lounge voucher and boarding pass upon arrival.

If you wish to continue having this benefit for the subsequent years, you must spend at least RM100,000 per year. 

Your complimentary Plaza Premium Lounge access will be renewed automatically.

CIMB Travel Insurance & Help Desk

Travelling can cost not only financial stress, but also emotional stress too. But there are ways you can tackle your worries with CIMB Visa Infinite.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs.

Plus, you will also be in the know of exclusive airline and hotel deals.

Once you have found the best and cheap airline deals, don't forget to charge a full fare to your CIMB credit card as you will be automatically covered with travel insurance for up to RM1 million. 

That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

Infinite Privileges

Owning an elite credit card means you are privileged. 

With that in mind, this CIMB credit card ensures that you are receiving a commensurate level of high-class lifestyle privileges:

  • Be invited to worldwide and prestigious events, or dine with your favourite Hollywood celebrity, or be seated in the front line at Paris Fashion Week; or experience the thrill of Super Car rally in Europe
  • Discover amazing gifts, vouchers, benefits and merchandise with CIMB Credit Card Privileges

CIMB Visa Infinite Line of Credits

CIMB Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via 3 unique lines of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite
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