CIMB Visa Infinite

Enjoy zero annual fee for life, attractive bonus points on dining and overseas shopping, premium access to airport lounges and free travel insurance coverage.

CIMB Visa Infinite5X reward points for overseas spending
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Dining and shopping overseas get you 5x Bonus Points, whereas other retail spends made locally get you 1x Bonus Point.

CIMB Bonus Points
5 points on every RM1on overseas dining spends
5 points on every RM1on overseas retail spends
1 point on every RM1on local spends


Receive 8x yearly complimentary access to Plaza Premium Lounges around the world, and travel assistance via CIMB Premier travel desk. Plus, up to RM1 Million Travel Insurance Coverage, including travel inconvenience benefits when you charge full airlines tickets to your CIMB Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Swim into a world of infinite privileges: get access to exclusive worldwide events, premium airport ride at an exclusive price, & shopping and dining promotions when you swipe your CIMB Visa Infinite. Get your online purchases protected with eCommerce Purchase Protection programme with up to USD1,000 per claim.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


No Annual Fee for CIMB Visa Infinite Cardholders

Everyone loves free stuff - CIMB Visa Infinite cardholders are among those lucky few who get to enjoy swiping this premium credit card for free of charge, FOR A LIFETIME. 

Believe it or not, there is no annual fee, with no conditions whatsoever, for CIMB Visa Infinite Principal and Supplementary cardholders.

Free Airport Lounge Access

CIMB Visa Infinite cardholders can enjoy 8x free passes to Plaza Premium Lounge to indulge in complimentary food and beverages, areas for relaxation, entertainment, and free showers to feel refreshed and recharged for your next trip!

To access this premium lounge in or outside of Malaysia, you are required to present your CIMB credit card, NRIC or Passport, Plaza Premium Lounge voucher and boarding pass upon arrival.

If you wish to continue having this benefit for the subsequent years, you must spend at least RM100,000 per year. 

Your complimentary Plaza Premium Lounge access will be renewed automatically.

CIMB Travel Insurance & Help Desk

Traveling can cost not only financial stress, but also emotional stress too. But there are ways you can tackle your worries with CIMB Visa Infinite.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs.

Plus, you will also be in the know of exclusive airlines and hotel deals.

Once you have found the best and cheap airline deals, don't forget to charge a full fare to your CIMB credit card as you will be automatically covered with travel insurance for up to RM1 million. 

That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

CIMB Visa Infinite Dining Deals in Malaysia, Indonesia & Singapore

Travel around Malaysia, Indonesia and Singapore and enjoy fantastic hotel dining privileges with your CIMB Visa Infinite:

  • Get up to 50% dining discount 
  • Get up to 40% off total bill at Marriott Bonvoy hotels and resorts in Malaysia (until 31 March 2021)
  • Get a complimentary Afternoon Tea with purchase of 1 Afternoon Tea

Please be noted that the dining deals are valid for participating hotels and outlets.

Infinite Privileges

Owning an elite credit card means you are privileged. 

With that in mind, this CIMB credit card ensures that you are receiving a commensurate level of high-class lifestyle privileges:

  • Be invited to worldwide and prestigious events; or dine with your favorite Hollywood celebrity; or be seated in the front line at Paris Fashion Week; or experience the thrill of Super Car rally in Europe
  • For a limited time until 15 November 2021, enjoy 10% off at The ZON Duty Free outlets in Malaysia.
  • Discover amazing gifts, vouchers, benefits and merchandises with CIMB Credit Card Privileges

CIMB Visa Infinite Line of Credits

CIMB Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite