CIMB Visa Infinite
Enjoy zero annual fees for life, great bonus points on dining and overseas shopping, premium access to selected airport lounges and free travel insurance coverage.
5X reward points for overseas spendingProduct summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Shopping overseas and dining locally get you 5x Bonus Points, whereas other local retail spending gets you 1x Bonus Point. The accumulated Bonus Points can be exchanged with exclusive gifts from the member's reward catalogue. To top it of, you can also earn up to 15,000 extra bonus points when you spend RM5,000 above on eligible transactions per campaign month with this CIMB Visa Infinite Credit Card.
| Earn | Spend |
|---|---|
| 5 points on every RM1 | on overseas spend |
| 5 points on every RM1 | on dining spend |
| 1 point on every RM1 | on other local spending |
Travel
Enjoy 5x free access to participating Plaza Premium Lounges around the world for the first year upon card activation which will be renewed automatically with a minimum total retail and online spending of RM60,000 yearly. Furthermore, enjoy 12x access to the Sky Lounge at SkyPark Terminal, Subang Airport with a minimum spend of RM2,000 in a month, capped at 1,000 visits monthly. In addition, enjoy up to RM300,000 travel insurance coverage, including travel inconvenience benefits when you charge full airline tickets to your CIMB Visa Infinite, plus travel assistance via the CIMB Premier Travel Desk. T&Cs apply to all privileges! Other than that, the Smart Traveller App makes your airport experience even better by simply connect your eligible card to access exclusive travel deals, lounge entry, and member-only perks. Plus, it is easier to keep track of your points, check your visit history, and enjoy every trip to the fullest with Smart Traveller App!
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM300,000 |
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to 40%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Cash Advance / Cash Loan
- CIMB CashLite
- Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.
Review
CIMB PETRONAS Visa Platinum-i Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 8%
CIMB e Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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CIMB Cash Rebate Platinum Credit Card
- Min. Income
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- Annual Fee
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- Cashback
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CIMB PETRONAS Visa Infinite-i Credit Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free
- Cashback
- up to 12%
CIMB Travel World Credit Card
- Min. Income
- RM8,333.33/month
- Annual Fee
- Free*
- Cashback
- No
CIMB Travel World Elite Credit Card
- Min. Income
- RM20,833.33/month
- Annual Fee
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- Cashback
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CIMB Travel Platinum Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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CIMB Preferred Visa Infinite
- Min. Income
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- Annual Fee
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- Cashback
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CIMB World MasterCard
- Min. Income
- RM7,500/month
- Annual Fee
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- Cashback
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CIMB Visa Signature
- Min. Income
- RM3,000/month
- Annual Fee
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- Cashback
- No
CIMB Visa Infinite
- Min. Income
- RM5,000/month
- Annual Fee
- Free
- Cashback
- No
CIMB Platinum BusinessCard
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- up to 1.25%
CIMB Platinum Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
CIMB Platinum-i Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
