CIMB Visa Infinite

Zero Annual Fee for Life premier credit card that gives you cash rebate for every transaction, grants premium access to airport lounges and provides travel insurance coverage.

CIMB Visa InfiniteAirport Lounge Access
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Receive 8x complimentary access to Plaza Premium Lounge a year and travel assistance via CIMB Premier travel desk. Plus, up to RM1 million Travel Insurance Coverage, including travel inconvenience benefits, when you charge full airlines tickets to your CIMB Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Swim into a world of infinite privileges: get access to exclusive worldwide events, premium airport ride at an exclusive price, and shopping and dining promotions when you swipe your CIMB Visa Infinite.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 40%


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


A premium travel credit card that gives you many exciting privileges and benefits ranging from travel to dining and credit facilities. 

All this and more for a zero annual cost.

No Annual Fee

Everyone loves free stuff - CIMB Visa Infinite cardholders are among those lucky few who get to enjoy swiping this premium credit card for free of charge, FOR A LIFETIME. 

Believe it or not, there is no annual fee, with no conditions whatsoever, for CIMB Visa Infinite Principal and Supplementary cardholders.

Free Airport Lounge Access

For your first year with the CIMB Visa Infinite, you will be given 2x free passes to Plaza Premium Lounge to indulge in complimentary food and beverages, areas for relaxation, entertainment, and free showers to feel refreshed and recharged for your next trip!

To access into this premium lounge in or outside of Malaysia, you are required to present your CIMB Visa Infinite, NRIC or Passport and boarding pass upon arrival.

If you wish to continue having this benefit for the subsequent years, you must spend at least RM100,000 per year. 

Your complimentary Plaza Premium Lounge access will renewed automatically.

Travel Insurance & Help Desk

Traveling can cost not only financial stress, but also emotional stress too. But there are ways you can tackle your worries with CIMB Visa Infinite.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs.

Plus, you will also be in the know of exclusive airlines and hotel deals.

Once you have found the best and cheap airlines deals, don't forget to charge full fare to your CIMB Visa Infinite as you will be automatically covered with a travel insurance for up to RM1 million. 

That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

Infinite Privileges

Owning an elite credit card means you are privileged. With that in mind, CIMB Visa Infinite ensures that you are receiving a commensurate level of high-class lifestyle privileges:

  • Be invited to a worldwide and prestigious events; or dine with your favorite Hollywood celebrity; or be seated in the front line at Paris Fashion Week; or experience the thrill of Super Car rally in Europe
  • Enjoy exclusive regional dining privileges at up to 50% off with CIMB Visa Inifinte as you explore the various fine dining establishments within the region
  • Discover amazing gifts, vouchers, benefits and merchandises with CIMB Credit Card Privileges
  • For a limited time until the 31 May 2019, you will enjoy an exclusive price for a one-way or return premium airport ride between Klang Valley and KLIA or KLIA2.

Line of Credits

CIMB Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite