CIMB Visa Infinite

Enjoy zero annual fees for life, great bonus points on dining and overseas shopping, premium access to selected airport lounges and free travel insurance coverage.

CIMB Visa Infinite5X reward points for overseas spending
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Dining or shopping overseas gets you 5x Bonus Points, whereas other retail spending made locally gets you 1x Bonus Point. The accumulated Bonus Points can be exchanged with exclusive gifts from the member's reward catalogue.

CIMB Bonus Points
5 points on every RM1on overseas dining or retail spends
1 point on every RM1on other local spends


Enjoy 8x yearly complimentary access to participating Plaza Premium Lounge around the world (T&C apply), and travel assistance via the CIMB Premier travel desk. In addition, enjoy up to RM1 million travel insurance coverage, including travel inconvenience benefits when you charge full airline tickets to your CIMB Visa Infinite.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Swim into a world of infinite privileges: Get access to exclusive worldwide events, premium airport rides at an exclusive price, and shopping and dining promotions when you swipe your CIMB Visa Infinite.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low interest rates for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 40%
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


No Annual Fee for CIMB Visa Infinite Cardholders

Everyone loves free stuff and CIMB Visa Infinite cardholders are among those lucky few who get to enjoy swiping this premium credit card free of charge, FOR A LIFETIME. 

Believe it or not, there is no annual fee, with no conditions whatsoever, for CIMB Visa Infinite Principal and Supplementary cardholders.

Complimentary Airport Lounge Access

CIMB Visa Infinite cardholders can enjoy 8x free passes to participating Plaza Premium Lounges to indulge in complimentary food and beverages, areas for relaxation, and entertainment, and free showers to feel refreshed and recharged for your next trip!

To access this premium lounge in or outside Malaysia, you must present your CIMB Visa Infinite credit card, IC or Passport and a valid boarding pass upon arrival.

If you wish to continue having this benefit for the subsequent years, you must spend at least RM100,000 per year on retail and online spending. Then, your complimentary Plaza Premium Lounge access should be renewed automatically.

CIMB Travel Insurance and Help Desk

Travelling can cause not only financial stress but also emotional stress. But there are ways you can tackle your worries with CIMB Visa Infinite.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs. Plus, you will also be in the know of exclusive airline and hotel deals.

Once you have found the best and cheapest airline deals, don't forget to charge a full fare to your CIMB credit card as you will be automatically covered with travel insurance for up to RM1 million. That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

Visa Infinite Privileges

Owning an elite credit card means you are privileged. With that in mind, this CIMB credit card ensures that you are receiving a commensurate level of high-class lifestyle privileges:

  • Be invited to worldwide and prestigious events, dine with your favourite Hollywood celebrity, be seated in the front line at Paris Fashion Week; or experience the thrill of a Super Car rally in Europe
  • Discover unique gifts, vouchers, benefits and merchandise with CIMB Credit Card Privileges

CIMB Visa Infinite Line of Credits

CIMB Visa Infinite not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite
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