CIMB Visa Infinite credit card

CIMB Visa Infinite

Zero Annual Fee for Life premier credit card that gives you cash rebate for every transaction, grants premium access to airport lounges and provides travel insurance coverage.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Because you should be rewarded for giving the bank your business

Great travel cashback - 1% cashback on all overseas spending! For purchases made locally, you will get 0.5% cashback on every RM1 spent.
Discover how much you can save when you shop with your new CIMB Visa Infinite
Cashback CategoryCashback RateMonthly CapSpend
Overseas Retail SpendsSpendfrom RM1 and above 1%uncappedfrom RM1 and above
Local Retail SpendsSpendfrom RM1 and above 0.5%uncappedfrom RM1 and above
Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Receive 2x complimentary access to Plaza Premium Lounge a year and travel assistance via CIMB Premier travel desk. Plus, up to RM1 million Travel Insurance Coverage, including travel inconvenience benefits, when you charge full airlines tickets to your CIMB Visa Infinite.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Swim into a world of infinite privileges: get access to exclusive worldwide events, premium airport ride at an exclusive price, and shopping and dining promotions when you swipe your CIMB Visa Infinite.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Visa Infinite review

What's so good (or not so good) about it?

A premium travel credit card that gives you unlimited cashback for all purchases, plus many exciting privileges and benefits ranging from travel to dining and credit facilities. All this and more for a zero annual cost.

No Annual Fee

Everyone loves free stuff - CIMB Visa Infinite cardholders are among those lucky few who get to enjoy swiping this premium credit card for free of charge, FOR A LIFETIME. 

Believe it or not, there is no annual fee, with no conditions whatsoever, for CIMB Visa Infinite Principal and Supplementary cardholders.

Unlimited Cashback

Swipe your CIMB Visa Infinite on all purchases: retail, groceries, fashion, dining, travel, petrol and many more to earn an unlimited cashback, anytime, anywhere and with a minimum spend of RM1.

When you charge RM1 to your CIMB Visa Infinite while abroad, you will get 1% cashback, whereas every Ringgit transacted in Malaysia, you will get 0.5% cashback. The best part with an unlimited cashback is that there is no limit as to the amount of cash rebate you will get.

Free Airport Lounge Access

For your first year with the CIMB Visa Infinite, you will be given 2x free passes to Plaza Premium Lounge to indulge in complimentary food and beverages, areas for relaxation, entertainment, and free showers to feel refreshed and recharged for your next trip!

To access into this premium lounge in or outside of Malaysia, you are required to present your CIMB Visa Infinite, NRIC or Passport and boarding pass upon arrival.

If you wish to continue having this benefit for the subsequent years, you must spend at least RM100,000 per year. Your complimentary Plaza Premium Lounge access will renewed automatically.

Travel Insurance & Help Desk

Traveling can cost not only financial stress, but also emotional stress too. But there are ways you can tackle your worries with CIMB Visa Infinite.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs. Plus, you will also be in the know of exclusive airlines and hotel deals.

Once you have found the best and cheap airlines deals, don't forget to charge full fare to your CIMB Visa Infinite as you will be automatically covered with a travel insurance for up to RM1 million. 

That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

Infinite Privileges

Owning an elite credit card means you are privileged. With that in mind, CIMB Visa Infinite ensures that you are receiving a commensurate level of high-class lifestyle privileges:

  • Be invited to a worldwide and prestigious events; or dine with your favorite Hollywood celebrity; or be seated in the front line at Paris Fashion Week; or experience the thrill of Super Car rally in Europe
  • Enjoy exclusive regional dining privileges at up to 50% off with CIMB Visa Inifinte as you explore the various fine dining establishments within the region
  • Discover amazing gifts, vouchers, benefits and merchandises with CIMB Credit Card Privileges
  • For a limited time until the 31 March 2019, you will enjoy an exclusive price for a one-way or return premium airport ride between Klang Valley and KLIA or KLIA2.

Line of Credits

CIMB Visa Infinite does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

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