CIMB Visa Infinite credit card

CIMB Visa Infinite

Enter a world of Infinite Rewards with no annual fee. Infinite cashback on all overseas spending. Enjoy limitless cash rebates when you travel.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for CIMB Visa Infinite

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Because you should be rewarded for giving the bank your business

Great travel cashback - 1% cashback on all overseas spending! For spending locally, you will get 0.5% cashback for every RM1 spent.
Discover how much you can save when you shop with your new CIMB Visa Infinite
Cashback CategoryCashback RateMonthly CapSpend
Overseas SpendSpendfrom RM1 and above in a single receipt1%uncappedfrom RM1 and above in a single receipt
Local SpendSpendfrom RM1 and above in a single receipt0.5%uncappedfrom RM1 and above in a single receipt
Balance Transfer
CIMB Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Enjoy exclusive travel deals and arrangements from hotels to flights reservations or personalised tour packages by a team of travel professionals at CIMB Travel Desk. Get 2x complimentary access to Plaza Premium Lounge a year.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Dine out and let CIMB get the bill with amazing dining privileges of up to 50% off for 2 diners at selected restaurants. Plus exclusive hotel stay discounts at hotels worldwide all year round!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Visa Infinite review

What's so good (or not so good) about it?

Cash Rebate

Earn cashback with every Ringgit you spend on retail purchases, including groceries, fashion, and dining. You're entitled to 1% cashback when you swipe your card overseas. For local spending, the cashback rate is 0.5%.

Free Airport Lounge Access

For your first year with the CIMB Visa Infinite, you will be given 2 free passes to Plaza Premium Lounge to indulge in complimentary food and drinks, comfy areas for relaxation, TV entertainment, and free showers to feel refreshed and recharged for your next trip!

If you wish to continue having this benefit for subsequent years, you must spend at least RM100,000 per year. Your complimentary Plaza Premium Lounge access will renewed automatically.

Fine Dining Privileges

Plan to have a good time with your loved ones or business partners? What better way to bring people together than food. With CIMB Visa Infinite, you can now enjoy exclusive fine dining privileges at CIMB hotel partners in Malaysia and Indonesia. 

If you bring along one partner, CIMB may offer you up to 50% discount on your total bill. Meanwhile, 33%, 25% or 20% discount are available for 3, 4 or more than 5 diners, respectively.

Travel Desk Help

CIMB offers travel assistance for all your travel needs. You can seek assistance for travel information or holiday trips no matter for personal gateaway or corporate tour. Who would've though that planning for vacation would be so easy?


One-time payments for big ticket items will hurt your wallet. With CIMB Easy Pay, you can now spread your purchases into interest-free monthly installment up to 36 months. Once you agree on the repayment period, you have to settle the payment in full within the specified time. Otherwise, the normal tiered interest rate from 15%p.a. will apply on your CIMB credit card.

Balance Transfer

Interest charges eating away on your budget? CIMB balance transfer is all about cutting your credit card interest rate payments every month. If you have credit outstanding at other banks, you can transfer the debt to CIMB and the bank will have you covered. The minimum transfer amount is RM1,000 up to your credit card limit.

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