CIMB Visa Signature

A free-for-life premium credit card that gives you Bonus Points, exclusive airport lounge access, travel insurance coverage and many Visa Signature travel benefits.

CIMB Visa Signature2X reward points for overseas shopping
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Collect 2x Bonus Points when you swipe overseas, while 1x Bonus Point for every Ringgit spent locally. Accumulated CIMB Bonus Points are valid for 3 years - more than enough time to redeem goods, services, vouchers etc. under the CIMB Member Rewards Programme!

CIMB Bonus Points
2 points on every RM1on all overseas retail spending
1 point on every RM1on all local retail spending


Travel with peace of mind when you charge full airline tickets to your CIMB Visa Signature because you will be covered with up to RM1 million in travel insurance, including travel inconveniences. In addition, enjoy complimentary 2x access to participating Plaza Premium Lounges around the world. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


You'll get exclusive access to a host of global privileges with Visa Concierge. To enjoy the privileges, you can give them a call at 1-800-803-006 or visit their official website to find out more details.

Balance Transfer

Consolidate all your credit card outstanding balances to your brand new CIMB Visa Signature to enjoy a lower interest rate from 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.


No Annual Fee for CIMB Visa Signature Cardholders

Generally, premium credit cards are associated with high fees and charges commensurate with the level of benefits and privileges cardholders will receive.

Except with the CIMB Visa Signature, both Principal and Supplementary cardholders don't have to pay annual fees for a lifetime. 

Don't believe it? Have a go at the CIMB credit card product disclosure sheet.

CIMB Bonus Points

CIMB Bonus Points is a loyalty program that lets you collect reward points for every spending made with CIMB Visa Signature. 

These reward points can be converted into items of value such as products, services or vouchers by redeeming them from the CIMB Members Rewards Catalogue.

Collecting CIMB Bonus Points with CIMB Visa Signature is easy: for every RM1 spent locally, you will earn 1x Bonus Point.

It is more rewarding to swipe your Visa Signature credit card while you are abroad as every Ringgit spent is equivalent to 2x Bonus Points.

Keep your cash away and always go for cashless payment to reap the benefits of CIMB Bonus Points!

CIMB Visa Signature - Free Airport Lounge Access

Enjoy free access to participating Plaza Premium Lounges up to 2x times for the first year. 

This privilege will be automatically renewed each year if you spend RM100,000 or more on retail or online on your CIMB credit card, inclusive of Supplementary card spending.

To access this premium lounge in or outside Malaysia, you must present your CIMB Visa Signature credit card, NRIC or Passport and a valid boarding pass upon arrival.

Bask in the privacy, comfort and exclusivity for up to 3 hours before boarding your flight.

Travel Insurance and Help Desk

Travelling can cause not only financial stress but also emotional stress. But there are ways you can tackle your worries with the CIMB Visa Signature.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs. Plus, you will also be in the know of exclusive airline and hotel deals.

Once you have found the best and cheapest airline deals, don't forget to charge the full fare to your CIMB Visa Signature as you will be automatically covered with travel insurance for up to RM1 million. That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

CIMB Signature Privilege

Owning an elite credit card means you are privileged. With that in mind, this CIMB credit card ensures that you are receiving a commensurate level of high-class lifestyle privileges such as amazing gifts, vouchers, benefits and merchandise.

CIMB Visa Signature Line of Credits

CIMB Visa Signature not only ensures you're living an exclusive lifestyle but can also serve as your credit lifeline in times of need via three unique lines of credit:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite
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