CIMB Visa Signature credit card

CIMB Visa Signature

Sign on to a life of privileges with a credit card reserved for graduates and professionals. Great premium travel benefits and no annual fees for life.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for CIMB Visa Signature

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Because you should be rewarded for giving the bank your business

Enjoy great rewards whenever you spend with your CIMB credit card, get 2X bonus points for every Ringgit you spend overseas! CIMB Bonus points deemed expired in three years after the points are earned.
CIMB Rewards Programme
2 points on every RM1on all overseas retail expenses
1 point on every RM1on all local retail expenses
Your CIMB Rewards Programme earned expires in  3 years
Balance Transfer
CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Dedicated CIMB Travel Desk - enjoy exclusive travel deals and arrangements from hotels to flights reservations or personalised tour packages by a team of travel professionals at CIMB Travel Desk. Also enjoy 2x Plaza Premium lounge access for the first year and have the benefit renewed every year when you spend RM100,000 annually.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
CIMB Premier Club Rewards - Enjoy privileged savings when you use your CIMB Visa Signature at participating merchants. CIMB Bank Smart Rewards - Enjoy year-long discounts for dining, retail, and shopping bringing. Privileges and benefits wherever you go!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Visa Signature review

What's so good (or not so good) about it?

We've asked ourselves this question a lot, "Should I pay for premium plastic?" If you don't believe that you should, you might find your faith restored with the CIMB Visa Signature - it has no annual fees, but comes will all the bells and whistles you'd expect from an exclusive VISA credit card.

Worldwide Privileges for Free

Generally, premium credit cards are associated with high fees and charges, but not the CIMB Visa Signature. With this CIMB credit card, you'll never have to pay an annual fee ever again! All the perks of being a CIMB Visa Signature cardholder are to be enjoyed free of charge, for life. 

Don't feel right having all that privilege to yourself? You can also get supplementary cards for your family members so they too can share the worldwide shopping and dining benefits.

Collect Reward Points!

Whether you're flying off to Paris to get that designer handbag, or to Japan just to experience buying hot meals from vending machines, it's twice as rewarding to spend when you travel overseas. You need not to think twice when you shop abroad.

You can redeem your Bonus Points for special merchandise and gifts from the CIMB Members Rewards Catalogue - with gifts ranging from vouchers, to household appliances, to the latest tech gadget from Sharp or Sony.

Exclusive Privileges

Enjoy complimentary Regional Airport Lounge Access - free access to Plaza Premium Lounge 2 times a year for the first year. This privilege will be automatically renewed each year if you spend RM100,000 or more on your credit card, inclusive of spending done on supplementary cards.

Complimentary travel insurance when you book your flight tickets with your CIMB Visa Signature card, including personal accident cover up to RM1,000,000 and double cover for flight delays, missed-connections, luggage loss and luggage delays when traveling with family.

Other Exclusive Perks

1 Hour Instant Card - Now you can enjoy a complimentary card or replace a missing card in just one hour, no fuss! If your credit card is stolen, your liability will be limited to a maximum of RM250, provided you report the loss or theft immediately. Lastly, with this CIMB credit card, you can choose to pay by cash or cheque payment, internet banking, automatic payment and Interbank GIRO for maximum flexibility and better cash management.

Dedicated CIMB Premier travel desk

Enjoy dedicated personalised travel assistance - from flight arrangements, to event bookings, to information about your holiday destination, all you have to do is call the shots! Contact CIMB to take care of all your needs. 

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