CIMB Visa Signature
A free-for-life premium credit card that gives you Bonus Points, exclusive airport lounge access, travel insurance coverage and many Visa Signature travel benefits.
2X reward points for overseas shoppingProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Balance Transfer
- From 5.99% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Collect 2x Bonus Points when you swipe overseas, while 1x Bonus Point for every Ringgit spent locally. Accumulated CIMB Bonus Points are valid for 3 years - more than enough time to redeem goods, services, vouchers etc. under the CIMB Member Rewards Programme!
| Earn | Spend |
|---|---|
| 2 points on every RM1 | on all overseas retail spending |
| 1 point on every RM1 | on all local retail spending |
Travel
Travel with peace of mind when you charge full airline tickets to your CIMB Visa Signature because you will be covered with up to RM300,000 in travel insurance, including travel inconveniences. In addition, principal cardholders get to enjoy complimentary 2x access to participating Plaza Premium Lounges around the world for the first year upon card activation. Furthermore, enjoy 12x access to Sky Lounge at SkyPark Terminal, Subang Airport, subject to minimum spend and is valid until 31 January 2027. T&Cs apply to all privileges! Also, the Smart Traveller App helps make your airport experience even smoother — just link your eligible card to unlock exclusive travel offers, lounge access, and special perks for members. Track your points, view your visit history, and get the most out of every trip.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM300,000 |
Balance Transfer
Consolidate all your credit card outstanding balances to your brand new CIMB Visa Signature to enjoy a lower interest rate from 5.99% p.a. for up to 12 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- CIMB 0% Easy Pay
- Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants.
- Cash Advance / Cash Loan
- CIMB CashLite
- Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
- Balance Transfer Plans
- CIMB Balance Transfer Plan
- Flexible repayments and zero processing fees! This is an easy-to-apply balance transfer plan with no supporting documents needed.
Review
CIMB PETRONAS Visa Platinum-i Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
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CIMB e Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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- Annual Fee
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- up to 5%
CIMB PETRONAS Visa Infinite-i Credit Card
- Min. Income
- RM10,000/month
- Annual Fee
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- Cashback
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CIMB Travel World Credit Card
- Min. Income
- RM8,333.33/month
- Annual Fee
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- Cashback
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CIMB Travel World Elite Credit Card
- Min. Income
- RM20,833.33/month
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- Cashback
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CIMB Travel Platinum Credit Card
- Min. Income
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- Cashback
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CIMB Preferred Visa Infinite
- Min. Income
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- Annual Fee
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CIMB World MasterCard
- Min. Income
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- Cashback
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CIMB Visa Signature
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Cashback
- No
CIMB Visa Infinite
- Min. Income
- RM5,000/month
- Annual Fee
- Free
- Cashback
- No
CIMB Platinum BusinessCard
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- up to 1.25%
CIMB Platinum Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
CIMB Platinum-i Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
