CIMB Visa Signature

Free-for-life premium credit card giving you Bonus Points, exclusive airport lounge access, travel insurance coverage and many Signature travel benefits.

CIMB Visa Signature2X reward points for overseas shopping
Min. Income
Annual Fee
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Collect 2x Bonus Points when you swipe overseas, while 1x Bonus Point for every Ringgit spent locally. Accumulated CIMB Bonus Points are valid for 3 years - more than enough time to redeem goods, services, vouchers etc under CIMB Member Rewards Programme!

CIMB Bonus Points
2 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends


Travel with peace of mind when you charge full airlines tickets to your CIMB Visa Signature as you will be covered with up to RM1 Million travel insurance, including travel inconveniences. Enjoy complimentary 2x accesses to Plaza Premium Lounges around the world.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Get 50% off the second ticket in Economy Class flights via CIT Travel (selected airlines & destinations). Enjoy exclusive price for airport ride between Klang Valley and KLIA/KLIA2, plus extra 10% for return rides. Save 10% total bill when you shop for souvenirs at The ZON Duty Free outlets in Malaysia.

Balance Transfer

Consolidate all your credit card outstanding balances to your brand new CIMB Visa Signature to enjoy lower interest rate at 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.


No Annual Fee for CIMB Visa Signature Cardholders

Generally, premium credit cards are associated with high fees and charges to commensurate with the level of benefits and privileges cardholders will receive.

Except with CIMB Visa Signature, both Principal and Supplementary cardholders don't have to pay annual fees for a lifetime. 

Don't believe it? Have a go at CIMB credit cards product disclosure sheet.

CIMB Bonus Points

CIMB Bonus Points is a loyalty program that lets you collect reward points for every spends made with CIMB Visa Signature. 

These reward points can be converted into items of value such as products, services or vouchers by redeeming it from CIMB Members Rewards Catalogue.

To collect CIMB Bonus Points with CIMB Visa Signature is easy: for every RM1 spent locally, you will earn 1x Bonus Point.

It is more rewarding to swipe your Visa Signature credit card while you are abroad as every Ringgit spent is equivalent to 2x Bonus Points.

Keep your cash away and always go for cashless payment to reap the benefits of CIMB Bonus Points!

CIMB Visa Signature - Free Airport Lounge Access

Enjoy free access to Plaza Premium Lounge in the region up to 2x times for the first year. 

This privilege will be automatically renewed each year if you spend RM100,000 or more on your CIMB credit card, inclusive of Supplementary card spending.

To access into this premium lounge in or outside of Malaysia, you are required to present your CIMB credit card, NRIC or Passport and boarding pass upon arrival. 

Bask in the privacy, comfort and exclusivity for up to 3 hours before boarding your flight.

Travel Insurance & Help Desk

Traveling can cost not only financial stress, but also emotional stress too. But there are ways you can tackle your worries with CIMB Visa Signature.

Offering you assistance for all your travel needs, a dedicated CIMB Premier Travel Desk is at your service from arranging your flight booking to attending to your personal needs. 

Plus, you will also be in the know of exclusive airlines and hotel deals.

Once you have found the best and cheap airlines deals, don't forget to charge full fare to your CIMB Visa Signature as you will be automatically covered with a travel insurance for up to RM1 Million.

That's not all, your insurance will also cover travel inconveniences such as lost luggage or missed flight connection.

CIMB Signature Privilege

Owning an elite credit card means you are privileged. 

With that in mind, this CIMB credit card ensures that you are receiving a commensurate level of high-class lifestyle privilege such as amazing gifts, vouchers, benefits and merchandises.

CIMB Visa Signature Line of Credits

CIMB Visa Signature does not only ensures you're living in an exclusive lifestyle but can also serve as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite
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