CIMB World MasterCard credit card

CIMB World MasterCard

Premium Travel credit card with great discounts on dining and exclusive golf privileges. Collect member rewards and enjoy lifetime annual fee waiver.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for CIMB World MasterCard

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Because you should be rewarded for giving the bank your business

2X Bonus Points with all overseas shopping and 1x Bonus Points with local spending. Combine the rewards earned from both the Principal and Supplementary card and redeem the coolest gifts from Health and Lifestyle, to Kitchen and Dining, and Home Essentials, pick from a range of great gifts.
Member Rewards
2 points on every RM1on overseas retail
1 point on every RM1on local retail
Your Member Rewards earned expires in  3 years
Balance Transfer
CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Ring up CIMB Premier Travel Desk handle all your arrangements and bookings. Whenever you're abroad, the WORLD MasterCard concierge service is only a phone call away! Have dedicated 24-hour personalised services round the clock.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Exclusive rebates and discounts - Dine out and let CIMB get the bill with amazing dining privileges at participating hotels. Plus, tee off at world renowned golf courses in Malaysia, Singapore and Indonesia for free!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB World MasterCard review

What's so good (or not so good) about it?

Explore the world like never before with a CIMB credit card that comes with extra bells and whistles for the seasoned traveller with dining and travel privileges, free golf benefits, and a dedicated travel concierge service available to you all day, everyday!

No annual fee 

Your CIMB World MasterCard will never feel like a burden in your wallet - you won't be paying for annual fees ever. Enjoy all the exclusive perks and privileges without the hefty price tag that's often associated with a premium CIMB credit card.

2X Reward Points Overseas

Double your CIMB Bonus Points everytime you spend abroad, whether it's paying for a luxury handbag in Milan, or paying for a good ol' pine of black down in at the pub in Dublin! Your CIMB WORLD MasterCard can get 2X Bonus Points for every RM1 spent overseas. Use your accumulated points to redeem a range of gifts from the Members Rewards Catalogue.

24-Hour CIMB Premier Travel Desk

Experience dedicated round-the-clock assistance for all your travel arrangements and bookings with CIMB Premier Travel Desk. Why fuss over every single detail for your next big getaway when you can sit back and look forward to having a cocktail by the beach or the adrenaline of skiing in the Alps - whatever your fancy!

In addition to that - you can easily reach a MasterCard Global Service Representative who'll can assist you 365 days a year, in ANY language just by calling them at 1-800-804594.

CIMB Dining and Shopping Privileges

Discover amazing discounts and offers when you shop and dine within the region - especially if you frequent states within Malaysia, Singapore, and Indonesia.

Fine dining privileges of up to 50% discount at participating hotels for you and your family such as the Hilton KL, Four Points by Sheraton in Penang, and Hanging Gardens in Ubud, Indonesia.

Complimentary Regional Golf

With your CIMB World MasterCard, you'll have complimentary green fees of up to 4 times each year at the world's most renowned and prestigeous golf courses in Malaysia, Singapore and Indonesia.

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