CIMB World MasterCard

Premium travel MasterCard that takes you to explore the World with great discounts, benefits and privileges at zero annual fee.

CIMB World MasterCardVIP Travel Card
Min. Income
Annual Fee
up to 1.5%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Unlimited 1.5% cash rebate on overseas spend which includes online spends in foreign currency.

Cashback categoryCashback rateMonthly capSpend
Overseas spend1.5%uncappedany amount monthly


Collect 5x Bonus Points when you swipe overseas for flight ticket purchases, while 1x Bonus Point for every Ringgit spent locally. Accumulated CIMB Bonus Points are valid for 3 years - more than enough time to redeem goods, services, vouchers etc under CIMB Member Rewards Programme!

CIMB Bonus Points
5 points on every RM1on full fare flight tickets
1 point on every RM1on all local retail spends


Communicate your travel needs to a dedicated CIMB Premier travel desk. When you purchase additional travel insurance coverage, get 15% off and RM10 stamp duty waiver. Enjoy 15% off at the ZON Duty Free outlets across Malaysia.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM1,000


Up to 50% off dining privileges across the region! Receive 1 set of complimentary Afternoon Tea with every purchase of 1 set of Afternoon Tea at Banyan Tree KL, Grand Millennium KL, Nobu KL, W KL and more! Enjoy MasterCard Southeast Asia Golf-World programme privileges with 50% off green fees at 25 golf courses across 9 countries!

Balance Transfer

Consolidate all your credit card outstanding balances to your brand new CIMB World MasterCard to enjoy lower interest rate at 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only


Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.