12X Bonus Points for online shopping
Life is obviously better with e-payments! CIMB e Credit Card is definitely for individuals who fancy everything about online shopping.
Why you may ask? You will receive an abundance of bonus points for your online purchases with your CIMB e Credit Card.
Extra rewards, unlimited choices with CIMB e Credit Card
Shop until you drop as the CIMB e Credit Card has no minimum spend required on any platforms. Enjoy up to 12X Bonus Points with CIMB featured partners and get exclusive deals every 28th of the month on CIMB eDay.
In addition, you get 3X Bonus Points every other day with Online Retail Purchases, Contactless Payments and Auto-Billing Payments.
On the other hand, 1X Bonus Point when you make PIN transactions for in-store spending.
But please note that the Bonus Points are capped at 20,000 per cardholder per statement cycle.
| Spend Category | Bonus Points Rewards | When To Spend |
| ✔ Online shopping ✔ Auto-billing ✔ In-store contactless spend | 12X | 28th of every month (eDay) |
| ✔ Online shopping ✔ Auto-billing ✔ In-store contactless spend | 3X | Every day (except eDay) |
| ✔ In-store PIN purchases | 1X | Every day |
Pay with Bonus Points
CIMB e Credit Card is a reward-based credit card that gives you Bonus Points for every spending made via online and contactless purchases.
Not to mention, the conversion rate for 500 bonus points is equal to RM1 valid for participating merchants and cashback redemption.
You can pay with points across over 9,000 outlets nationwide too!
Annual Fee Waiver
From 1 January 2026 to 31 December 2028, CIMB is running a campaign to waive the annual fee for e Credit Cardholders. If you are a new principal cardholder, your annual fee is completely free for the first year after your card is approved. From the second year onwards, you just need to spend at least RM6,000 annually to continue enjoying the fee waiver.
If you already have a CIMB e Credit Card, your annual fee is automatically waived from 1 January 2026 until 31 December 2026. Starting from 1 January 2027, you will need to spend a minimum of RM6,000 every year to keep getting the fee waiver.
Terms and conditions apply.
Complimentary travel insurance coverage
Despite all the fun and excitement travelling gives you, your safety is the utmost priority and CIMB understands just that.
For every purchase of flight ticket(s) charged to CIMB e Credit Card, you and your family will be automatically covered with up to RM1 million of travel insurance which includes coverage for travel inconveniences such as flight delays, baggage loss and many more.
To enjoy this privilege, please check out the terms and conditions.
CIMB 0% Easy Pay
Don't have enough bonus points to purchase your limited-edition dream item? Don't worry, CIMB 0% Easy Pay got you covered! Now you can convert that huge sum of payment with minimal monthly instalments with this easy payment plan.
Save on your credit card spending with 0% Easy Pay applicable only to retail purchases. Enjoy zero interest when you choose between 3 to 36 months of repayment term!
