CIMB e Credit Card

Great e-payment rewards await! Get up to 12x bonus points every 10th of the month on Special Day and enjoy exclusive deals with CIMB featured partners.

CIMB e Credit CardE-payment rewards!
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get up to 12x bonus points on online, e-wallet, auto-billing payment and in-store every 10th of the month (Special Day) spent globally with CIMB featured partners namely Lazada, Shopee, Taobao and others! You will also get to Pay with Points across outlets locally.

CIMB Bonus Points
EarnSpend
12 points on every RM1on online/contactless transactions for Strategic Partner Special Day
10 points on every RM1on online/contactless transactions on Special Day
5 points on every RM1on online transactions on Normal Day
1 point on every RM1on contactless transactions on Normal Day
1 point on every RM1on in-store PIN purchases (Everyday)

Premium

Indulge with the best bank bonus point conversion value of minimum 400 bonus points or RM1 or multiples thereof valid for Pay With Points, redeem any gifts at any of the participating merchants nationwide and get cash back redemption.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

With CIMB 0% Easy Pay, enjoy your shopping spree and pay for your purchases in monthly zero instalment up to 36 months tenure at over 1,000 participating CIMB merchant stores locally.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM100 primary card

    Free for first year and waived when you spend RM12,000 annually for the subsequent years

    Free for supplementary card

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.

Review

Life is obviously better with e-payments! CIMB e Credit Card is definitely for individuals that fancy everything about online shopping.

Why, you may ask? 

Because you will receive an abundant of bonus points for your online purchases with your CIMB e Credit Card.

Extra Rewards, Unlimited Choices with CIMB e Credit Card

Shop until you drop as the CIMB e Credit Card has no minimum spend required on any platforms.

It gets better! Enjoy up to 12x bonus points with CIMB featured partners and get exclusive deals on every 10th of the month on Special Day.

10x bonus points will be rewarded when you make online/contactless purchases on Special Day too.

Plus, get 5x bonus points every other day with online purchases, and 1x bonus point when you make contactless transactions for in-store spending.

Meanwhile, if you tend to shop everyday, you will also earn 1x bonus point on in-store PIN purchases!

Pay with Bonus Points

CIMB e Credit Card is a reward-based credit card that gives you Bonus Points for every spend made via online and contactless purchases.

Not to mention, the conversion rate for 400 bonus points is equal to RM1 valid for participating merchants and cash back redemption. 

You can pay with points across over 9,000 outlets nationwide too!

CIMB 0% Easy Pay

Don't have enough bonus points to purchase the limited edition dream item of yours?

Don't you worry, CIMB 0% Easy Pay got you covered!

Now you can convert that huge sum of a payment with minimal monthly instalments with this easy payment plan.

Save on your credit card spending with 0% Easy Pay applicable only to retail purchases.

Enjoy zero interest when you choose from between 3 to 36 months of repayment term!