You don't have to wait for specific days or special promotions to enjoy the most cashback from your credit card purchases anymore. No pre-registration and no minimum spending is required. Your cashback is automatically credited into your account.
Enjoy 10% Cash Back
Citi Cash Back Credit Card is the cashback credit card to die for as you can earn up to 10% cashback on your daily spending. All you need to do to earn RM10 cashback per month is to spend a minimum of RM1,000 on your cashback credit card.
- 10% petrol rebate at all petrol stations nationwide
- 10% Grab rides
- 10% groceries rebate at AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave, Mydin, B.I.G Ben's Independent Grocer, Jaya Grocer and Village Grocer
- 10% dining rebate
- 0.2% cashback on other retail spend, uncapped!
If your total retail spending for the month is below RM1,000, you will still earn 0.2% cashback on all categories.
Balance Transfer Promotion
Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.
Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.
Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.
Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.
Worldwide Privileges
With Citibank World Privileges, you'll be getting a lifestyle upgrade when you are a Citi Cash Back Credit Card member. Have the privilege of having deals and discounts all over the world for hotels, restaurants, golf resorts, and at the shopping mall.
If you're an avid traveller but just a little bit too concerned about your budget, having a credit card that gives you savings on your travels might just be the thing that you need.
Healthcare Packages
Concerned about your health? Honestly, who wouldn't want to be fit and healthy! With your Citi Cash Back Credit Card, there's great savings to be had with exclusive healthcare packages crafted to help maintain your health and your finances.
Enjoy 20% discount on Executive Screening Packages, and an extra 15% off on all walk-in hospital room rates, for those priced RM120 and above at 20 participating hospitals all over Malaysia.
Easy Bill Payments
Charge your recurring utility bills to your Cash Back Credit Card with the Citibank One Bill service and never lose track of your monthly payments ever again. Enjoy peace of mind while saving money with cash rebates on the payment of your electric bills, phone bills, and Astro bill.