Citibank Business Signature Card credit card

Citibank Business Signature Card

Get cashback on everything! Business credit card that offers great rates and detailed expense reports to help you control your employee's spending

  • 15% p.a. interest rate
  • up to 0.8% cashback
  • RM636.00 annual fee

Apply online now for Citibank Business Signature Card

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
0.8% unlimited cashback on all spending with a minimum redemption value of RM200. You can redeem at anytime - just call Citibank's 24-hour Business Priority Line at 03-2383 3388!
Discover how much you can save when you shop with your new Citibank Business Signature Card
Cashback CategoryCashback RateMonthly CapSpend
Travel and EntertainmentSpendany amount0.8%uncappedany amount
Utility BillsSpendany amount0.8%uncappedany amount
Tech GadgetsSpendany amount0.8%uncappedany amount
Professional ServicesSpendany amount0.8%uncappedany amount
Office SuppliesSpendany amount0.8%uncappedany amount
Travel
Discounts at selected premium golf clubs worldwide, automatic room upgrades at the finest hotels and lots more with VISA Signature. Enjoy complimentary ride home with Airport Limo. Get free travel insurance coverage of up to RM500000.
Travel CoverageSum Insured
Personal AccidentUp to RM500000
Delayed FlightUp to RM1250
Missed FlightUp to RM1250
Lost LuggageUp to RM6000
Delayed LuggageUp to RM2000
Premium
Set spending limit to control employee expense, and complimentary Corporate Liability Waiver Insurance of up to RM75,000 per cardholder to protect against misuse by employees

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM636.00
Annual Fee for Supplementary Card
RM106.00
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Who can Apply
Self-Employed (i.e. Business Owner) applicants only

Citibank Business Signature Card review

What's so good (or not so good) about it?

Citi Business Signature Card is designed for companies with employees who manage their expense accounts with credit cards. Supporting cost centre control and billing Business Signature is the ultimate breath of fresh air for company Finance Directors everywhere. And to sweeten the deal, Citibank offers some impressive features to help you get even more for your money.

Security, Flexibility and Protection

Citibank recognises that a company credit card are an essential business tool that requires fine control. You can choose either Full Corporate Liability, where the company is the principal account holder and solely liable for use, or Joint and Several Liability, where employees are equally liable for costs incurred. Complimentary Corporate Liability Waiver Insurance of up to RM75000 per cardmember will also protect your company against abuse of card privileges.

Cash Back on everything

The Citi Business Signature Card offers 0.8% cash back on everything charged to the card, uncapped. Unlike most cards on the market, cash back will not be automatically credited to the card, instead it will be accumulated for redemption on demand in minimum RM200 disbursements. Unredeemed cash back will be carried forward each month.

Full Corporate Liability: all cash back earned by your employee will be credited to the principal account. Only the Authorised Representative or Authorised Signatory of the company can action a redemption.

Joint and Several Liability: cash back earned by a cardholder may be redeemed by that cardholder.

Travel and Dining privileges

The Citi Business Signature Card also lets you enjoy discounts at selected Premium gold club worldwide, automatic room upgrades and well, a world of privileges via the Visa Signature programme. You'll also enjoy dining discounts at over 800 selected restaurants in Malaysia.

You will get complimentary travel protection when you charge your travel tickets with Citibank Business Signature Card. The sum assured of personal accident benefit is up to RM500000. The travel inconvenience benefits including flight delay of up to RM1250, missed flight connection of up to RM1250, luggage lost of up to RM6000, luggage delay of up to RM2000 and luggage damage of up to RM500.

Requirements

Registered company in Malaysia with at least 3 years of operation.
Company’s Annual turnover of minimum RM5 Million
Employee must be 21 years of age and above.
Employees'minimum income must be at least RM24,000 p.a.

Company application documents

Certified true copies of Form 24, Form 49, M&A,
Board Resolution (in the form prescribed by the Bank)
Corporate Guarantor Board Resolution (in the form prescribed by the Bank)
Audited Annual Report
latest 3-month bank statements
Copy of NRIC/Passport of Authorised Signatories, Directors, Shareholders and Partners

Supporting employee documents

Photocopy of MyKad (both sides)

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