Sign Up Offer
What Citibank will offer you just for applying for this credit card
Free Huawei Tablet - Only at RinggitPlus!
Because you should be rewarded for giving the bank your business
- Enjoy 50 Rewards Points for every RM50 spent per transaction except for petrol station purchases and these points never expire. Over 200 exclusive rewards to choose from!
Citibank Rewards ProgramRewards points earned never expires
|50 points on every RM50||on all local and overseas expenses|
- Balance Transfer
- Citibank Balance Transfer offers 8.99% interest on a 12 month payment term.
Learn more about Citibank Balance Transfer Plan
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. and no one-time upfront handling fee||from RM1000 |
- Easy Payment Plan (EPP)
- Citibank Flexi Payment Plan offers payment terms of 6 to 36 months on any retail purchases at interest rates from 9.84%. Pay 0% interest for instalment on purchases at participating merchants.
Learn more about Citibank Flexi Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||10.57% p.a. and no one-time upfront handling fee||from RM500 |
|12 months||9.96% p.a. and no one-time upfront handling fee||from RM500 |
|18 months||9.84% p.a. and no one-time upfront handling fee||from RM500 |
|24 months||9.85% p.a. and no one-time upfront handling fee||from RM500 |
|30 months||9.91% p.a. and no one-time upfront handling fee||from RM500 |
|36 months||9.99% p.a. and no one-time upfront handling fee||from RM500 |
- Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts and more.
|Travel Coverage||Sum Insured|
|Delayed Luggage||Up to RM250|
- Low Interest Rate
- Best value 8.88% APR interest rate.
- 1-Hour Card Replacement when your credit card is lost, stolen or damaged. You will also enjoy zero liability once you have reported your Citibank credit card lost/stolen.
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM21.20 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
*inclusive of 6% GST
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- Citibank Flexi Payment Plan
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- Citibank Dial For Cash
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- Citibank Balance Transfer Plan
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.