GSC - Hong Leong Platinum Visa
Enjoy 10 free movie tickets upon card approval, up to 30% off on drinks and snacks, RM6 off movie tickets and up to 3x GSC Reward Points.
Free Movie TicketsProduct summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0.88% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Rewards
Spend overseas, online and at GSC to earn 3x reward points for every Ringgit spent. Other retail transactions get you a 1x reward point. An extra 1x reward point will be awarded when you spend RM1,000 and above for the Other Retail Spend category.
| Earn | Spend |
|---|---|
| 3 points on every RM1 | at GSC |
| 3 points on every RM1 | on overseas transactions |
| 3 points on every RM1 | on online transactions |
| 1 point on every RM1 | on other types of retail transactions |
Balance Transfer
Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months. As for new Hong Leong credit cardholders, you get 4.99% p.a. interest with no fixed repayment period. Terms apply!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 5% one-time upfront handling fee | from RM1,000 |
| 6 months | 7.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 8.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
From 1 January 2024 to 30 April 2024, enjoy promotional rates as low as 0.88% p.a. for up to 18 months of repayment tenure. Alternatively, you can opt for a fixed 8.99% p.a. interest for up to 36 months. Terms apply!
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 2.18% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 3.18% p.a.and no one-time upfront handling fee | RM500 |
| 18 months | 3.88% p.a.and no one-time upfront handling fee | RM500 |
| 6 months | 8.99% p.a.and no one-time upfront handling fee | RM500 |
| 12 months | 8.99% p.a.and no one-time upfront handling fee | RM1,000 |
| 18 months | 8.99% p.a.and no one-time upfront handling fee | RM1,000 |
| 24 months | 8.99% p.a.and no one-time upfront handling fee | RM2,000 |
| 36 months | 8.99% p.a.and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM300 primary card
Free for first year when you swipe once within 60 days from the card issuance date. Subsequently, get an annual fee waiver by spending a minimum retail spend of RM15,000 in a year
- RM150 supplementary card
- RM300 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Hong Leong Flexi Payment Plan
- Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
- Balance Transfer Plans
- Hong Leong Balance Transfer
- Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!
Review
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