Many people shop at hypermarkets for the convenience of getting everything under one roof and savings which come with the best deals in prices. Now, there is another way to stretch your Ringgit when you shop at Giant Hypermarket – Giant-Citibank Credit Card.
By charging your purchases at Giant Hypermarket to Giant-Citibank Credit Card, you can earn up to 5% cash rebate. Cashback of up to 2% is applicable for dining and utilities spending at selected merchants.
Cardholders will be rewarded according to a 2-tier cashback system. Those who charge less than RM800 per month to Giant-Citibank Credit Card will receive a 2.5% rebate on retail spending at Giant and 1% cashback on dining and utilities. For monthly spending of RM800 and above, rebate rates are at 5% and 2% on Giant purchases and dining and utilities expenditure respectively. Total cashback per year is capped at RM600.
Giant-Citibank Credit Card cardholders also have access to 24-hour emergency roadside assistance with just one phone call. The services include jump starting your car, tyre changes, battery request, petrol delivery and tow truck.
Exclusive healthcare benefits are offered to Giant-Citibank Credit Card cardholders. They can enjoy special discounts on selected healthcare packages. This privilege is valid at participating hospitals in the KPJ Healthcare Network.
Many travel benefits are also included in Giant-Citibank Credit Card. They include 24-hour assistance service to help you book your travel, golf and spa packages as well as make hotel reservations all around the world. Travel advisory service is also available to those who need information on their destination such as visa requirements, weather conditions and more.
Complimentary overseas personal accident insurance coverage of up to RM100000 is provided. Moreover, Giant-Citibank Credit Card also allows cardholders to enjoy preferential treatment and discounts of up to 50% at over 25000 establishments worldwide.
Low Interest Rate
Citibank offers an effective annual percentage rate ( APR) of 8.88% for many of its credit cards including Giant-Citibank Credit Card. This APR is one of the lowest rates in the market compared to the 15% recommended by Bank Negara Malaysia. Hence, cardholders will save a significant amount of interest payments on outstanding card balances.
Citibank Balance Transfer allows cardholders to transfer outstanding balances from other credit cards and charge cards to Giant-Citibank Credit Card. Payment for this combined debt can be made over 12 months at 6.99% interest per annum.
Easy Payment Plan ( EPP)
Under the Citibank Flexi Payment Plan, Giant-Citibank Credit Card cardholders can pay for any retail purchases of RM500 and above over 6 to 36 months. This plan also offers flat interest rates of 9.84% to 10.57% per annum to generate more savings.
A Family Card
With the minimum annual income requirement of just RM24000 and an annual fee of RM120, Giant-Citibank Credit Card is easy to own and maintain. This credit card will help you save more when you shop at Giant, making it ideal for budget-conscious families or individuals.