HSBC Amanah MPower Platinum Credit Card-i

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

HSBC Amanah MPower Platinum Credit Card-iGet 8% Cashback
Min. Income
Annual Fee
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Poh Kong 999.9 (1G) Gold Bar
worth RM269
when you apply through RinggitPlus3

Poh Kong 999.9 (1G) Gold Bar


Up to 8% cashback everyday on petrol and groceries for monthly spend above RM2,000. Get extra 0.2% cash back on all other spending with no cap. Maximize your cashback by getting your loved ones a supplementary card!

Cashback categoryCashback rateMonthly capSpend
Petrol and Groceries8%RM50from RM2,000 and above monthly
Petrol and Groceries2%RM50up to RM2,000 monthly
All Local and Overseas Retail Spends0.2%uncappedany amount monthly


Swipe your petrol purchases at Shell, Petronas and Caltex and get up to 8% cashback everyday with a minimum spend of RM2,000 or more each month.


Spoil yourself with some retail therapy under HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 shopping outlets nationwide.

Balance Transfer

Save on your credit card debt with a special low interest balance transfer from HSBC. For a limited time, new HSBC cardholders will enjoy 0% interest p.a. 6-month repayment plan.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when waived with 12 swipes per year

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
2% of outstanding amount
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan
Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.


King of Cashback

Is the weekly petrol price update giving you the jitters of not having enough cash to spare for other expenses? Fret not.

Swipe your HSBC Amanah MPower Platinum Credit Card-i on Petrol and Groceries as you can get your cash back every month. When your total monthly spending exceeds RM2,000, you will earn 8% cashback. For total monthly spending of below RM2,000, 2% cashback will be yours. 

This cashback is applicable to spending made at Caltex, Petronas, Shell, Giant, Tesco, AEON BiG and Mydin, capped at RM50 per month and subject to terms and conditions.

Meanwhile, for all other retail transactions (excluding bill payments, entertainment etc) made with HSBC Amanah MPower Credit Card-i, you will get an unlimited 0.2% cashback.

More Cashback and Exclusive Rewards

It pays to be a loyal HSBC and HSBC Amanah credit cardholder as you are in for a world of privileges and VIP treatments via HSBC Smart Privileges Programme.

This promotion site brings in over 6,500 merchants, ranging from dining, retail & online shopping, travel & leisure, and health & beauty, in a single web page where you can navigate through for a variety of discounts and cashback. 

The promotions are available all year long and all you need to do is like the ones that piqued your interest the most. Also, you can keep track of all your saved promotions by logging into your dashboard via Facebook or Twitter account. 

Accessible Line of Credits

Your HSBC Amanah MPower Credit Card-i does not only help you save more cash in hand, but can also be handy when you stumble on emergency cash needs. There are 3 credit lines you can access from your credit card such as:

  • HSBC Balance Transfer Plan: a debt consolidation plan with lower charges over flexible tenures
  • HSBC Cash Instalment Plan: a cash loan plan 
  • HSBC Balance Conversion Plan: an easy payment plan
  • Cash Advance: a cash withdrawal facility

Personalized Banking Services

The real value of a credit card is when it makes your day to day life a whole lot simpler and help you manage your finances efficiently:

Internet banking - Take full control of your credit card account wherever you are with HSBC Amanah Personal Internet Banking
Auto bill payments -
If you're always running around making late bill payments, worry no more. You can set-up auto bill payments via [email protected] and HSBC Amanah Telebanking
Phone banking -
If you need to make any banking inquiry, HSBC customer hotline is only a phone call away. No longer will you need to make your way to a bank branch!