HSBC Platinum Credit Card

Meet your new shopping buddy. Grab up to 8X reward points on your purchases, and claim for awesome dining and travel rewards!

HSBC Platinum Credit CardNo annual fee after 12X swipes in a year
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Tap for your daily purchases (contactless purchases via MasterCard Tap & Go™, Visa payWave or Samsung Pay) and earn 8X reward points, while spending on Online (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Overseas and Groceries purchases will give you 5X reward points.

HSBC Reward Points
8 points on every RM1on Contactless spend
5 points on every RM1on Online (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Overseas and Groceries expenses


Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC Platinum credit card, wherever you go!


Extra savings and special discounts every month at more than 6500 shopping outlets nationwide with your HSBC Platinum credit card.

Balance Transfer

Handle your credit debt with the HSBC Balance Transfer programme. Get a special zero interest plan for the next 6 months if you are a new HSBC credit cardholder.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

Get any of your dream item instantly with 0% p.a. installment for up to 36 months at over 500 participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when you swipe 12 times with no minimum spend each year

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan
Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.


HSBC Platinum Credit Card - Attractive Rewards Programme

Love shopping? HSBC Platinum is the best credit card for you!

Cardholders will be rewarded with up to 8x Reward Points for every RM1 spent when payment is made via contactless transactions. 

Additional categories to earn accelerated reward points are Grocery, Online and Overseas spend.

  • Earn 8x Reward Points* for all Contactless spend (such as MasterCard Tap&GoTM, Visa Paywave or Samsung Pay)
  • Earn 5x Reward Points* for Online spend with Lazada, Shopee, Grab, Zalora, HappyFresh and Fave
  • Earn 5x Reward Points* for Groceries spend
  • Earn 5x Reward Points* for Overseas spend

Home & Away Programme

This HSBC credit card is recognized worldwide! 

Enjoy discounts, offers and other benefits on dining, accommodation, leisure and entertainment when you travel overseas be it America, Asia, Europe, or the Middle East.


HSBC promises you convenience and flexibility. Using the Internet and phone banking, save the hassle to rush to the bank during your one-hour lunchtime!

With HSBC SMS Alert, you will be notified with any transaction in your account, free of charge. Moreover, sign up with HSBC's Bill Payment service so you can stop worrying about overdue utility and phone bills.

Save More With HSBC Platinum Credit Card

HSBC Balance Transfer Plan allows you to save up to 73% on the interest rate when you transfer your balance from other bank's credit cards to your HSBC Platinum credit card.