HSBC Platinum Credit Card

Get up to 8X reward points on your everyday purchases, and claim exclusive dining or travel rewards! No annual fee when you do 12x swipes in a year and meet annual spending of RM2,000.

HSBC Platinum Credit CardNo annual fee after 12X swipes in a year
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Tap for your daily purchases (contactless purchases via MasterCard Tap & Go™, Visa payWave or Samsung Pay) and earn 8X reward points. Meanwhile, spending Online (Lazada, Shopee, Zalora, Grab and Fave), Overseas and Groceries purchases will give you 5X reward points. The accumulated reward points can then be redeemed for Shopee and Grab vouchers, including attractive gifts.

HSBC Reward Points
8 points on every RM1on contactless spending
5 points on every RM1on online (Lazada, Shopee, Zalora, Grab & Fave), overseas and groceries expenses


Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC Platinum credit card, wherever you go!


This card is available for Apple Pay, Samsung Pay and Google Pay! Extra savings and special discounts every month at more than 6500 participating shopping outlets nationwide with your HSBC Platinum credit card. In addition, donate to any cause of your choice with the HSBC Platinum card, and the bank will contribute 1% to its supported charities. Furthermore, enjoy 25% off green fees at selected golf clubs and golf lessons at one (1) participating golf academy in Singapore, valid until 15 January 2025 with terms applied.

Balance Transfer

Handle your credit debt with the HSBC Balance Transfer Instalment programme over longer repayment tenures and lower interest rates.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.88%one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Get any of your dream items instantly with a 0% p.a. instalment for up to 36 months at over 500 participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Instalment
Enjoy low-interest rates and have the flexibility to stretch your payment over a 3-month, 6-month or 12-month tenure. Get back in control of your finances!


Attractive Rewards Points with HSBC Platinum Credit Card

Love shopping? HSBC Platinum is the best credit card for you!

Cardholders will be rewarded with up to 8x Reward Points for every RM1 spent when payment is made via contactless transactions. 

Additional categories to earn accelerated reward points are Grocery, Online and Overseas spending.

  • Earn 8x Reward Points* for all Contactless spending (such as MasterCard Tap & Go™, Visa Paywave or Samsung Pay)
  • Earn 5x Reward Points* for Online spending with Lazada, Shopee, Grab, Zalora, and Fave
  • Earn 5x Reward Points* for Groceries spend
  • Earn 5x Reward Points* for Overseas spend

*Terms and conditions apply

Home & Away Programme

This HSBC credit card is recognized worldwide! 

Enjoy discounts, offers and other benefits on dining, accommodation, leisure and entertainment when you travel overseas be it in America, Asia, Europe, or the Middle East.


HSBC promises you convenience and flexibility. Using the Internet and phone banking, save the hassle of rushing to the bank during your one-hour lunchtime!

With HSBC SMS Alert, you will be notified of any transaction in your account, free of charge. Moreover, sign up with HSBC's Bill Payment service so you can stop worrying about overdue utility and phone bills.

Save More With HSBC Platinum Credit Card

HSBC Balance Transfer Plan allows you to save up to 73% on the interest rate when you transfer your balance from other banks' credit cards to your HSBC Platinum credit card.

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