HSBC Premier Travel Credit Card

This travel credit card earns you Air Miles for eligible spending categories, including a host of travel benefits and privileges brought to you by Mastercard.

HSBC Premier Travel Credit Card
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn 1.1 Air Miles for every RM1 spend overseas, capped at 20,000 Air Miles; whereas 1 Air Mile for every RM4 spent locally, capped at 30,000 Air Miles per calendar month. You can also convert Air Miles to cash back into Premier Junior Savers Account!

HSBC Air Miles
EarnSpend
1.1 points on every RM1on all overseas spend in foreign currency (including online, utility and insurance transactions)
1 point on every RM4on all local spend in Ringgit Malaysia (including online, utility and insurance transactions)

Travel

Enjoy 12x complimentary visits to participating Plaza Premium Lounges in selected international airports worldwide for the primary cardholders, including an e-commerce protection plan for up to USD 200 by Mastercard. Additionally, enjoy Global Data Roaming by Flexiroam in over 150 countries, unlimited free access to Digital Health services by Medi24, a 10% discount on Expedia hotel bookings, and a 7% discount on Agoda hotel bookings. Terms apply to all perks!

Premium

This card is available with Apple Pay, Samsung Pay and Google Pay. Plus, make a donation to any cause of your choice with an HSBC Premier Travel card, and the bank will contribute 1% to its supported charities. Moreover, enjoy 50% off green fees at 42 selected golf clubs and golf lessons at one participating golf academy in Singapore, valid until 15 January 2025. Terms apply to all perks!

Balance Transfer

Start managing your credit card debt with the HSBC Balance Transfer Instalment program for 12 months with a low 3.88% one-time upfront fee.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3.88%one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Get any of your dream items instantly with a 0% p.a. instalment for up to 36 months at over 500 participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Free for the first year

    Waived when you spend more than RM45,000 annually on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • By-invitation and eligible for HSBC Premier Elite account members only with a minimum of RM3,000, 000 in total relationship balance with HSBC

Features

Easy Payment Plan
HSBC Card Instalment Plan
Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details!
Balance Transfer Plans
HSBC Balance Transfer Instalment
Enjoy a low 3.88% one-time upfront payment fee and have the flexibility to stretch your payment over a 12-month tenure. Get back in control of your finances!

Review

No hidden figures with HSBC Premier Travel Credit Card

Owning an exclusive, higher-end plastic card can cost more than you can afford.

But HSBC is going the extra mile to make it affordable for you by waiving the annual fee of RM600 for the first year!

You can continue to enjoy a lifetime fee waiver if you spend more than RM45,000 annually with HSBC Premier Travel Credit Card in the subsequent years.

Collect air miles on each spending

A travel-focused card for a travel junkie - now you have all the reasons to start planning your next trip as this credit card offers a unique reward program that allows you to accumulate Air Miles faster with every purchase made. 

Get the most out of this HSBC credit card by spending on retail purchases to enjoy savings on your next air ticket purchase, subject to a capping of 20,000 Air Miles for overseas spending and 30,000 Air Miles for local spending per calendar month. 

Since it works similarly to point harvesting, Air Miles enables you to redeem not only Air Miles from your frequent-flyer program but also a host of other benefits under HSBC's reward programs.

Balance Transfer Instalment

They say shopping makes you feel good; but when you end up raking up so many debts, can you still call it therapy? 

For those who are struggling to keep up with their credit card debts, worry not! 

You can consolidate all of your credit card outstanding balances and transfer to HSBC Premier Travel Credit Card and enjoy a low 3.88% one-time upfront fee for 12 months.

Complimentary airport lounge access in 18 countries

Enjoy 12x complimentary access to participating airport lounges across the world which include Cambodia, the United Kingdom, Dubai, Canada and so much more.

Escape the busy crowd of the airport and unwind until your boarding time comes with privileged access to refreshments, business amenities, and a fast WIFI connection.

When you have exceeded the 12th access, you or your spouse or children will then be charged with the lounge's prevailing rates accordingly. 

To find out more details about this benefit, please click the terms and conditions here.

More travelling perks with HSBC Premier Travel Credit Card

Enjoy great discounts and savings on hotel bookings via Expedia (10% discount) and Agoda (7% discount) when you swipe using your HSBC Premier Travel credit card.

While you're abroad, you will get to enjoy a Global Data Roaming Pass exclusively by Flexiroam in over 150 countries. Learn more here.

Credit Card » HSBC

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