HSBC Premier Travel Credit Card credit card

HSBC Premier Travel Credit Card

Splurge on your favorite backpacking gears and earn Air Miles with a host of traveling benefits and privileges!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM600.00 annual fee

Apply online now for HSBC Premier Travel Credit Card

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Benefits

Because you should be rewarded for giving the bank your business

Balance Transfer
HSBC Balance Transfer offers interest payments for 0% p.a. for 6 months. Applicable for new cardholders.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
6 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about HSBC Balance Transfer Plan
Travel
Worldwide Concierge Service, Emergency Helpdesk, and Free Travel Insurance up to USD 1,000,000
Travel CoverageSum Insured
Travel InsuranceUp to RM750000
Missed FlightUp to RM250
Lost LuggageUp to RM1000
Delayed LuggageUp to RM250
Premium
Whether it is travel arrangements, shopping, reservations or any other assistance you need, HSBC Premier MasterCard will treat you with special attention through the MasterCard Global Concierge Service.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM600.00
  • Free for first year
  • Waived when Lifetime fee waiver if spend more than RM45,000 annually.
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
HSBC Premier Account members only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
HSBC Balance Conversion Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
HSBC Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

HSBC Premier Travel Credit Card review

If globetrotting is your life long ambition, then you might want to read this!

No hidden figures

Owning an exclusive, higher end plastic card can cost more than you can afford; but HSBC is going extra miles to make it affordable for you by waiving the annual fee of RM600 for the first year. You can continue to enjoy a lifetime fee waiver if you spend more than RM45,000 annually.

Collects Air Miles on spending

A travel-focused card for a travel-junkie - now you have all the reasons to start planning your next trip as this credit card offers a unique reward program that allow you to accumulate Air Miles faster in every purchase made. 

Get the most out of this HSBC credit card by spending on retail purchases to enjoy savings on your next air ticket purchase, subject to a capping of 20,000 Air Miles for overseas spend and 30,000 Air Miles for local spend per calendar month. Since it works similar to point harvesting, Air Miles enable you to redeem not only Air Miles from your frequent-flyer program, but also a host of other benefits under HSBC's reward programs.

More traveling perks

Hailing a taxi at the airport can be challenging sometimes. Therefore, as part of the HSBC Premier Travel Credit Card benefits, you will get a complimentary RM80 Grab Promotional Code. Just download the app in your smartphone and made any air ticket purchase worth RM2,500 and above. 

Enjoy great discounts and savings on hotel booking via Expedia and Agoda when you swipe using your HSBC credit card. Plus, a 50% off will be discounted on your second flight ticket when you charge the first ticket purchase to your HSBC Premier Travel Credit Card, and a complimentary access to over 850 lounges worldwide for up to 12 times per year.

On top of that, you don't have to go all the troubles of securing additional insurance cover when HSBC has got you covered with a complimentary travel insurance up to USD 1,000,000.

0% Balance Transfer

They say shopping makes you feel good; but when you ended up raking up so much debts, can you still call it a therapy? For those who is struggling to keep up with their credit card debts, worry not! 

You can consolidate all of your credit card outstanding balances and transfer to HSBC Premier Travel Credit Card and enjoy 0% interest rate for 6 months.

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