HSBC Premier Travel Credit Card

Splurge on your favorite backpacking gears and earn Air Miles with a host of traveling benefits and privileges!

HSBC Premier Travel Credit CardAir Miles Redemption
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn 1.1 Air Miles for every RM1 spend overseas, capped at 20,000 Air Miles; wheres 1 Air Mile for every RM4 spend locally, capped 30,000 Air Miles per calendar month. You can also convert Air Miles to cash back into Premier Junior Savers Account!

HSBC Air Miles
EarnSpend
11 points on every RM10overseas spend in foreign currency (online, utility and insurance transactions)
1 point on every RM4local spend in Ringgit Malaysia (online, utility and insurance transactions)

Travel

12 complimentary visits at Plaza Premium Lounge for primary cardholder, and Wallet Protection Insurance and e-Commerce protection by MasterCard

Premium

Enjoy Grab complimentary rides with a minimum spend of RM2,500 per transaction on airline ticket(s), unlimited WiFi via Boingo at over 1 million hotspots worldwide, discounts at Agoda and Expedia, and World MasterCard Benefits

Balance Transfer

HSBC Balance Transfer offers interest payments for 0% p.a. for 6 months. Applicable for new cardholders.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Free for the first year

    Waived when you spend more than RM45,000 annually

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • HSBC Premier Account members only with min. RM200,000 in total relationship balance with HSBC

Features

Easy Payment Plan
HSBC Card Instalment Plan
Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan
Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.

Review

No hidden figures with HSBC Premier Travel Credit Card

Owning an exclusive, higher-end plastic card can cost more than you can afford.

But HSBC is going extra miles to make it affordable for you by waiving the annual fee of RM600 for the first year!

You can continue to enjoy a lifetime fee waiver if you spend more than RM45,000 annually with HSBC Premier Travel Credit Card.

Collects Air Miles on spending

A travel-focused card for a travel-junkie - now you have all the reasons to start planning your next trip as this credit card offers a unique reward program that allows you to accumulate Air Miles faster in every purchase made. 

Get the most out of this HSBC credit card by spending on retail purchases to enjoy savings on your next air ticket purchase, subject to a capping of 20,000 Air Miles for overseas spend and 30,000 Air Miles for local spend per calendar month. 

Since it works similar to point harvesting, Air Miles enables you to redeem not only Air Miles from your frequent-flyer program but also a host of other benefits under HSBC's reward programs.

0% Balance Transfer

They say shopping makes you feel good; but when you ended up raking up so many debts, can you still call it therapy? 

For those who are struggling to keep up with their credit card debts, worry not! 

You can consolidate all of your credit card outstanding balances and transfer to HSBC Premier Travel Credit Card and enjoy a 0% interest rate for 6 months.

Complimentary Airport Lounge Access in 19 Countries

Enjoy 12 complimentary access to airport lounges in 19 countries including Australia, Brazil, Hong Kong, Canada, Malaysia, Indonesia, Saudi Arabia, Italy and Singapore.

More traveling perks with HSBC Premier Travel Credit Card

Hailing a taxi at the airport can be challenging sometimes.

Therefore, as part of the HSBC Premier Travel Credit Card benefits, you will get a complimentary RM80 Grab Promotional Code.

Just download the app on your smartphone and made any air ticket purchase worth RM2,500 and above.

Enjoy great discounts and savings on hotel booking via Expedia and Agoda when you swipe using your HSBC credit card.

Plus, a 50% off will be discounted on your second flight ticket when you charge the first ticket purchase to your HSBC Premier Travel Credit Card and complimentary access to over 850 lounges worldwide for up to 12 times per year.

On top of that, you don't have to go all the troubles of securing additional insurance cover when HSBC has got you covered with complimentary travel insurance up to USD 1,000,000.