HSBC Premier World MasterCard credit card

HSBC Premier World MasterCard

Great Rewards Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 10x reward points 

Apply online now for HSBC Premier World MasterCard

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Because you should be rewarded for giving the bank your business

Get 5X Reward Points on shopping with HSBC partners and 10X reward points on your overseas hotel and dining spend, and 8X at Mid Valley Megamall and The Gardens Mall. For anything outside of these categories, you still enjoy 1X Reward Point for every RM 1 spent.
VIP Reward Points
10 points on every RM1on overseas hotel room and dining expenses
8 points on every RM1at Mid Valley Megamall and The Gardens Mall
5 points on every RM1on airline tickets, local hotels , and all purchases at participating malls nationwide
1 point on every RM1on all other spend
Your VIP Reward Points earned expires in  3 years
Balance Transfer
HSBC Balance Transfer offers interest payments for 0% p.a. for 3 months. Applicable for new cardholders.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
6 months5.99% p.a. and 0% one-time upfront handling feefrom RM1000 
12 months8.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about HSBC Balance Transfer Plan
Complimentary 6x access to KLIA Plaza Premium Lounge. Indulge in exclusive deals and special VIP treatment from us while enjoying great savings at more than 6,500 Shopping outlets nationwide. Enjoy automatic flight and travel accident protection up to RM1.5 million.
Travel CoverageSum Insured
Personal AccidentUp to RM750000
Whether it is travel arrangements, shopping, reservations or any other assistance you need, HSBC Premier MasterCard entitles you to personalized attention through the MasterCard Global Concierge Service.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
HSBC Premier Account members only


Get some extra help from your credit card when you need it most

Easy Payment Plan
HSBC Card Instalment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
HSBC Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

HSBC Premier World MasterCard review

What's so good (or not so good) about it?

As a HSBC Premier customer, you will be provided with the best that the bank can offer including banking services tailored to your unique needs and various financial privileges. One of these perks includes HSBC Premier World MasterCard that is designed to reward and pamper you.

10x Reward Points

HSBC Premier World MasterCard features a 4-tier reward points system which promises generous returns. Cardholders who shop at Gurney Plaza, KSL City Mall or 1Borneo Hypermall can earn 5x reward points for every RM1 charge to this credit card.

When you shop at Mid Valley Megamall and The Gardens Mall with your HSBC Premier World MasterCard, you will be rewarded 8x Reward Points.

For those who love to travel overseas, you can charge your hotel accommodation and dining expenses to HSBC Premier World MasterCard to earn 10x reward points for every RM1 spent. The reward points for this category is awarded for a maximum spend of up to RM2000 per month. For all the other spending, you are entitled for 1x Reward Points.

This reward points system makes it so quick and easy for HSBC Premier World MasterCard cardholders to collect points and redeem exciting deals and privileges from the HSBC VIP Rewards Programme. You will be spoilt for choice with so many options include dining & shopping vouchers, electronic gadgets, home & kitchen appliances, watches, lifestyle items, travel accessories and more. Reward Points earned are valid for up to 3 years. All Reward Points must be redeemed prior to their expiry.

First-class Travel Privileges

Using the reward points collected, HSBC Premier World MasterCard cardholders can redeem free Air Miles. They can also travel in style as cardholders have Priority Pass to over 600 airport VIP lounges worldwide. For ultimate convenience, MasterCard Global Concierge Service will provide 24-hour service to assist cardholders from anywhere in the world.

To guarantee total peace of mind, HSBC Premier World MasterCard cardholders will also be eligible for complimentary flight & travel accident insurance coverage of up to RM1,500,000. All they need to do is to charge their air tickets to this credit card.

Travelling around the world is made even more pleasurable with HSBC Premier World MasterCard. Cardholders get to enjoy exclusive shopping, dining and entertainment discounts and offers at 19000 outlets in more than 160 countries offered under the Home & Away Privilege Programme.

Exclusively for Premier Account Holders

Reflecting the prestige of HSBC Premier Banking Services, HSBC Premier World MasterCard is offered exclusively to Premier Account Holders only. In addition, the customer must have a minimum RM200,000 combined balances of all his or her  accounts maintained with HSBC to be eligible for this credit card. For those who qualify, this premium reward and travel privilege credit card is free for life.

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