HSBC Premier World MasterCard

Name: HSBC Premier World MasterCard
Brand: HSBC
SKU: 519489e2193821ed4a0000de
Availability: InStock

Great Reward Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

10X Reward Points

Annual Fee: Free
Balance Transfer: From 0% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

Rewards

Get 5X Reward Points on shopping with HSBC partners and 10X reward points on your overseas hotel and dining spend, and 8X at Mid Valley Megamall and The Gardens Mall. For anything outside of these categories, you still enjoy 1X Reward Point for every RM1 spent.

HSBC Reward Points
Earn	Spend
10 points on every RM1	on overseas hotel room and dining expenses
8 points on every RM1	at Mid Valley Megamall and The Gardens Mall
5 points on every RM1	on airline tickets, local hotels , and all purchases at participating malls nationwide
1 point on every RM1	on all other spend

Travel

Complimentary 6x access to KLIA Plaza Premium Lounge. Enjoy Grab complimentary rides when you spend a minimum of RM2,500 per transaction on airline ticket(s).

Premium

Wallet Protection Insurance and e-Commerce protection by MasterCard, unlimited WiFi via Boingo, overseas Cash Advance facility and top-notch card security with free 24-hour card loss reporting line.

Balance Transfer

HSBC Balance Transfer offers interest payments for 0% p.a. for 3 months. Applicable for new cardholders.

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and 3% one-time upfront handling fee	from RM1,000
6 months	5.99% p.a. and no one-time upfront handling fee	from RM1,000
12 months	8.99% p.a. and no one-time upfront handling fee	from RM1,000

Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

HSBC Card Instalment Plan
Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	RM500
12 months	0% p.a. and no one-time upfront handling fee	RM500
24 months	0% p.a. and no one-time upfront handling fee	RM500
36 months	0% p.a. and no one-time upfront handling fee	RM500
6 months	0% p.a. and no one-time upfront handling fee	RM1,000
12 months	0% p.a. and no one-time upfront handling fee	RM1,000
24 months	0% p.a. and no one-time upfront handling fee	RM1,000
36 months	0% p.a. and no one-time upfront handling fee	RM1,000

Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee

RM0 primary card
Free for life
RM0 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

PayPass

Requirements

Minimum Age

21 years old years old primary card
18 years old supplementary card

Who can apply

HSBC Premier account holder with minimum RM 200,000 in total relationship balance

Features

Easy Payment Plan
HSBC Card Instalment Plan: Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan: Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan: Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.

Review

10x Reward Points with HSBC Premier World MasterCard

HSBC Premier World MasterCard features a 4-tier reward points system that promises generous returns.

Cardholders who shop at Gurney Plaza, KSL City Mall or 1Borneo Hypermall can earn 5x reward points for every RM1 charged to this credit card.

When you shop at Mid Valley Megamall and The Gardens Mall with your HSBC Premier World MasterCard, you will be rewarded 8x Reward Points.

For those who love to travel overseas, you can charge your hotel accommodation and dining expenses to this HSBC credit card to earn 10x reward points for every RM1 spent.

The reward points for this category is awarded for a maximum spend of up to RM2000 per month.

For all the other spending, you are entitled to 1x Reward Points.

This reward points system makes it so quick and easy for HSBC Premier World MasterCard cardholders to collect points and redeem exciting deals and privileges from the HSBC VIP Rewards Programme.

You will be spoilt for choice with so many options include dining & shopping vouchers, electronic gadgets, home & kitchen appliances, watches, lifestyle items, travel accessories and more.

Reward Points earned are valid for up to 3 years. All Reward Points must be redeemed prior to their expiry.

First-class Travel Privileges

Using the reward points collected, HSBC Premier World MasterCard cardholders can redeem free Air Miles.

They can also travel in style as cardholders have Priority Pass to over 600 airport VIP lounges worldwide.

For ultimate convenience, MasterCard Global Concierge Service will provide 24-hour service to assist cardholders from anywhere in the world.

To guarantee total peace of mind, the HSBC cardholders will also be eligible for complimentary flight & travel accident insurance coverage of up to RM1,500,000.

All they need to do is to charge their air tickets to this credit card.

Travelling around the world is made even more pleasurable with this HSBC credit card.

Cardholders get to enjoy exclusive shopping, dining and entertainment discounts and offers at 19000 outlets in more than 160 countries offered under the Home & Away Privilege Programme.