HSBC Premier World Mastercard Credit Card
Great reward points credit card exclusively for HSBC Premier account holders. This is a premium credit card that rewards you when you shop and travel.
Up to 15X Reward PointsProduct summary
- Annual Fee
- Free
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Get up to 10X reward points on your overseas spending, plus an additional 5X reward points each month when you meet the Premier eligibility criteria — offer valid until 31 December 2026! Also, earn 5X reward points on groceries and online shopping (Lazada, Shopee, Zalora, Grab and Fave). Not just that, you can earn 8X reward points when you perform any contactless payment. The accumulated reward points can be redeemed with exciting items or vouchers and others via the HSBC Premier World Rewards Catalogue.
| Earn | Spend |
|---|---|
| 10 points on every RM1 | on all overseas spend |
| 8 points on every RM1 | on contactless payments |
| 5 points on every RM1 | on groceries and online shopping |
| 1 point on every RM1 | on all other spend |
Travel
Complimentary 6x access to participating Plaza Premium Lounges at selected airports such as KLIA Terminal 1, Hong Kong International Airport and Singapore Changi Airport. Additionally, enjoy a Global Data Roaming Pass by Flexiroam in over 120 countries. Terms and conditions apply. To top it off, you can enjoy complimentary travel insurance with coverage of up to USD500,000 provided by Mastercard when you travel!
Balance Transfer
Start managing your credit card debt with the HSBC Balance Transfer Instalment program for 12 months with a low 3.88% one-time upfront fee.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Keeping tabs on that dream item? Convert it and enjoy 0% interest rates on tenure as long as 36 months with participating merchants.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM1,500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- HSBC Premier account holder with a minimum of RM300,000 in total relationship balance with HSBC
Features
- Easy Payment Plan
- HSBC Card Instalment Plan
- Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
- Cash Advance / Cash Loan
- HSBC Cash Instalment Plan
- Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details!
- Balance Transfer Plans
- HSBC Balance Transfer Instalment
- Enjoy a low 3% one-time upfront payment fee and have the flexibility to stretch your payment over a 12-month tenure. Get back in control of your finances!
Review
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HSBC Amanah MPower Platinum Credit Card-i
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HSBC Premier World Mastercard Credit Card
- Min. Income
- N/A
- Annual Fee
- Free
- Cashback
- No
HSBC Amanah Premier World Mastercard Credit Card-i
- Min. Income
- N/A
- Annual Fee
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- Cashback
- up to 1%
HSBC Premier Travel Credit Card
- Min. Income
- N/A
- Annual Fee
- Free*
- Cashback
- No
