HSBC Premier World MasterCard

Name: HSBC Premier World MasterCard
Brand: HSBC
SKU: 519489e2193821ed4a0000de
Availability: InStock

Great Reward Points credit card - exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

10X Reward Points

Annual Fee: Free
Balance Transfer: From 0% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

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Rewards

Get 10X Reward Points on your overseas spend, and 5X Reward Points on groceries, online shopping and e-wallet spend. Gain 8X Reward Points when you perform any contactless payment.

HSBC Reward Points
Earn	Spend
10 points on every RM1	on all overseas spend
8 points on every RM1	on contactless payments
5 points on every RM1	on groceries, online shopping and e-wallet spend
1 point on every RM1	on all other spend

Travel

Complimentary 6x access to KLIA Plaza Premium Lounge. Enjoy Grab complimentary rides when you spend a minimum of RM2,500 per transaction on airline ticket(s).

Premium

Wallet Protection Insurance and e-Commerce protection by MasterCard, unlimited WiFi via Boingo, overseas Cash Advance facility and top-notch card security with free 24-hour card loss reporting line.

Balance Transfer

HSBC Balance Transfer Instalment offers interest payments for 0% p.a. for 6 months. Applicable for new cardholders.

Pay Over	With Interest Rate At	When You Transfer
3 months	0% p.a.and no one-time upfront handling fee	from RM1,000
6 months	0% p.a. and 1.88%one-time upfront handling fee	from RM1,000
12 months	0% p.a. and 3.88%one-time upfront handling fee	from RM1,000

Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Keeping tabs on that dream item? Convert it and enjoy low interest rates on tenure as long as 36 months with participating merchants.

HSBC Card Instalment Plan
Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	RM500
12 months	0% p.a. and no one-time upfront handling fee	RM1,000
18 months	0% p.a. and no one-time upfront handling fee	RM1,500
24 months	0% p.a. and no one-time upfront handling fee	RM2,000
36 months	0% p.a. and no one-time upfront handling fee	RM2,000

Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee

RM0 primary card
Free for life
RM0 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

PayPass

Requirements

Minimum Age

21 years old primary card
18 years old supplementary card

Who can apply

HSBC Premier account holder with minimum RM 200,000 in total relationship balance

Features

Easy Payment Plan
HSBC Card Instalment Plan: Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan: Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Instalment: Enjoy low interest rates and have the flexibility to stretch your payment over 3-month, 6-month or 12-month tenure. Get back in control of your finances!

Review

Up to 10x Reward Points with HSBC Premier World MasterCard

HSBC Premier World MasterCard features a 4-tier reward points system that promises generous returns.

Cardholders who love to travel abroad and shop at any overseas retail can earn 10x Reward Points whenever you swipe your World Mastercard credit card.

Meanwhile, any contactless payments made will grant you as much as 8x Reward Points.

Groceries shopping gets even more rewarding as you can gain 5x Reward Points, the same as when you shop online and using your e-wallet. The eligible participating merchants are:

Lazada
Shopee
HappyFresh
Zalora
Grab
Fave

For all the other spending, you are entitled to 1x Reward Point.

This reward points system makes it so quick and easy for HSBC Premier World MasterCard cardholders to collect points and redeem exciting deals and privileges from the HSBC VIP Rewards Programme.

You will be spoilt for choice with so many options include dining & shopping vouchers, electronic gadgets, home & kitchen appliances, watches, lifestyle items, travel accessories and more.

Reward Points earned are valid for up to 3 years. All Reward Points must be redeemed prior to their expiry.

First-class Travel Privileges

They can also travel in style as cardholders have Priority Pass to over 600 airport VIP lounges worldwide.

For ultimate convenience, MasterCard Global Concierge Service will provide 24-hour service to assist cardholders from anywhere in the world.

To guarantee total peace of mind, the HSBC cardholders will also be eligible for complimentary flight & travel accident insurance coverage of up to RM1,500,000.

All they need to do is to charge their air tickets to this credit card.

Travelling around the world is made even more pleasurable with this HSBC credit card.

Cardholders get to enjoy exclusive shopping, dining and entertainment discounts and offers at 19000 outlets in more than 160 countries offered under the Home & Away Privilege Programme.