HSBC Premier World Mastercard Credit Card

Great reward points credit card exclusively for HSBC Premier account holders. This is a premium credit card that rewards you when you shop and travel.

HSBC Premier World Mastercard Credit CardUp to 10X Reward Points
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get 10X reward points on your overseas spending, and 5X reward points on groceries, online shopping and e-wallet spending. Earn 8X reward points when you perform any contactless payment. The accumulated reward points can be redeemed with exciting items or vouchers and others via HSBC Premier World Rewards Catalogue.

HSBC Reward Points
10 points on every RM1on all overseas spend
8 points on every RM1on contactless payments
5 points on every RM1on groceries, online shopping and e-wallet spend
1 point on every RM1on all other spend


Complimentary 6x access to participating Plaza Premium Lounges at selected airports in KLIA, Hong Kong International Airport and Singapore Changi Airport. Plus, enjoy a Global Data Roaming Pass by Flexiroam in over 150 countries. Terms and conditions apply.


This card is available with Apple Pay. Shop away with peace of mind knowing you're protected with the Wallet Protection Insurance and e-Commerce protection by MasterCard. Get complimentary unlimited access to Digital Health services by Medi24 - registration is required. Make a donation to any cause of your choice, and the bank will contribute 1% to its supported charities.

Balance Transfer

HSBC Balance Transfer Instalment offers interest payments for 0% p.a. for 6 months. Applicable for new cardholders.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.88%one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Keeping tabs on that dream item? Convert it and enjoy 0% interest rates on tenure as long as 36 months with participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • HSBC Premier account holder with a minimum of RM200,000 in total relationship balance with HSBC


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Instalment
Enjoy low-interest rates and have the flexibility to stretch your payment over a 3-month, 6-month or 12-month tenure. Get back in control of your finances!


Up to 10x Reward Points to collect

HSBC Premier World Mastercard features a 4-tier reward points system that promises generous returns. 

Cardholders who love to travel abroad and shop at any overseas retail can earn 10x Reward Points whenever they swipe their World Mastercard credit card.

Meanwhile, any contactless payments made will grant you as much as 8x Reward Points.

Groceries shopping gets even more rewarding as you can gain 5x Reward Points, the same as when you shop online and use your e-wallet. The eligible participating merchants are:

  • Lazada
  • Shopee
  • Zalora
  • Grab
  • Fave

For all the other spending, you are entitled to 1x Reward Point.

This reward points system makes it so quick and easy for HSBC Premier World Mastercard cardholders to collect points and redeem exciting deals and privileges from the HSBC VIP Rewards Programme. 

You will be spoilt for choice with so many options including dining & shopping vouchers, electronic gadgets, home & kitchen appliances, watches, lifestyle items, travel accessories and more.

Reward Points earned are valid for up to 3 years. All Reward Points must be redeemed prior to their expiry.

First-class travel privileges

You can also travel in style as cardholders have a Priority Pass to participating Plaza Premium Lounge for 6X per year. Feel free to lounge around for up to 3 consecutive hours per day and escape the busy crowd at the airport with this privilege! Click here to check out the terms and conditions.

For ultimate convenience, Mastercard Global Concierge Service will provide 24-hour service to assist cardholders from anywhere in the world.

Travelling around the world is made even more pleasurable with this HSBC credit card. 

Cardholders get to enjoy exclusive shopping, dining and entertainment discounts offered at 19,000 outlets in more than 160 countries offered under the Home & Away Privilege Programme.

HSBC Premier World Mastercard, exclusively for Premier account holders

Reflecting the prestige of HSBC Premier Banking Services, HSBC Premier World Mastercard is offered exclusively to Premier Account Holders only.

In addition, the customer must have a minimum of RM200,000 combined balances of all his or her accounts maintained with HSBC to be eligible for this credit card.

For those who qualify, this premium reward and travel privilege credit card are free for life.

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