Up to 8x reward points!
The all-new HSBC TravelOne Credit Card is here, offering avid travellers plenty of travel perks in this 100% recycled plastic credit card.
What gift can I get if I apply for this card?
From 14 September 2026 to 28 September 2026, qualified applicants of the HSBC TravelOne Credit Card will stand a chance to bring home RM3,888 Touch 'n Go E-Wallet Credit or a guaranteed RM500 Touch 'n Go E-Wallet Credit.
Simply apply with RinggitPlus, get approved by HSBC, activate your new card, and spend a minimum of RM3,000 in retail transactions within 60 days of approval.
Be sure to read our terms and conditions for all the details!
HSBC TravelOne Credit Card offers impeccable travel privileges
What’s a travel credit card without the travel perks, right? With this credit card, you will earn reward points on selected spending categories, complimentary passes to selected Plaza Premium Lounges for international travel, and travel insurance coverage. Read more below.
- Up to 8x reward points to earn
If you fancy shopping abroad using foreign currencies, you can get 8x reward points for every RM1 spent. Dining and local travel expenses, such as hotels, airlines, and travel agencies, earn 5x reward points.
Moreover, 1x rewards points on all other eligible spending, except for fees/applicable tax, cash advances, and the like, including petrol, government-related transactions, etc., as stated in the terms and conditions.
- 6x complimentary annual access to participating Plaza Premium Lounge
Travel is tiring, and a chance to escape the airport hustle and bustle is much appreciated. With this TravelOne credit card, you get 6x free passes every year to access the Plaza Premium Lounge at KLIA, Changi Airport, and Hong Kong International Airport.
This benefit applies to your supplementary cardholder(s) as well. Your accompanying guest(s) aged 12 years and above get a 25% discount on the walk-in rates, while guests aged 3 to 12 years get a 30% discount.
Find more details about this perk and the full list of participating Plaza Premium Lounges.
- Complimentary travel insurance coverage of up to USD 250,000
Travel with peace of mind knowing that you and your family are covered with travel insurance of up to USD 250,000. Simply charge the full fare of your flight ticket(s) with the HSBC TravelOne Credit Card to enjoy this privilege.
This travel insurance includes travel medical expenses and travel inconveniences like flight and baggage delays, baggage loss, COVID-19, etc. Terms apply.
- Exclusive year-long deals on Agoda
Enjoy year-long Agoda discounts and deals on worldwide hotel bookings with your HSBC TravelOne credit card! Find more details on Agoda.
Quick rewards point redemption
One of the key features of the HSBC TravelOne Credit Card is the ability to redeem reward points instantly via the HSBC Malaysia Mobile Banking app. You can redeem accumulated points with a range of partners, such as Malaysia Airlines and notable hotel chains like Marriott Bonvoy. Please note that reward points are valid and redeemable for 3 years only.
With HSBC's instant redemption feature, most redemptions will be processed in real time; however, this also depends on the participating partners’ redemption process. You can find more details in the terms and conditions.
Flexible credit lines for your shopping convenience
- HSBC 0% Card Instalment Plan
As an HSBC TravelOne cardholder, you can benefit from a 0% instalment plan to split your big-ticket item purchases over up to 36 months. Click to see the participating merchants.
- Balance Conversion Plan
Other than the 0% instalment plan above, you can convert your retail purchases into flexible, affordable monthly instalments at a preferential rate as low as 1.88% upfront for 6 months.
Am I eligible to apply for the HSBC TravelOne Credit Card?
Anyone aged 21 years and over who is earning an annual income of at least RM102,000 is eligible to apply as a Primary cardholder for this TravelOne credit card.
To apply for a supplementary card, the cardholder must be at least 18 years old.
